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  • FIRST POST
    • beanielou
    • By beanielou 4th Nov 14, 2:19 PM
    • 48,500Posts
    • 178,458Thanks
    beanielou
    Baby steps to mortgage freedom for beanielou.
    • #1
    • 4th Nov 14, 2:19 PM
    Baby steps to mortgage freedom for beanielou. 4th Nov 14 at 2:19 PM
    My first thread on the MFW board!!
    My mortgage has 6 & 1/2 years left to run.
    My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage.
    I have managed an overpayment last month as I got some £££'s unexpectedly.
    My biggest fear is not being able to pay my mortgage & loosing my home.
    So I have decided that baby steps are the way forward~even a fiver or a tenner overpaid in a month is better than nothing.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
Page 134
    • beanielou
    • By beanielou 10th Sep 17, 1:50 PM
    • 48,500 Posts
    • 178,458 Thanks
    beanielou
    I dont care about new or second hand.
    It has to be about the weight.
    Yes, I want to be able to use it myself & get it in & out of the car myself other wise there is no point.
    Why is it so fluffing complicated.
    I just want to toodle out sometimes without a big faff.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • ZTD
    • By ZTD 10th Sep 17, 3:01 PM
    • 23,264 Posts
    • 40,628 Thanks
    ZTD
    I dont care about new or second hand.
    It has to be about the weight.
    Yes, I want to be able to use it myself & get it in & out of the car myself other wise there is no point.
    Why is it so fluffing complicated.
    Originally posted by beanielou
    I have *no* idea. I still can't see why they're so expensive as well.

    Ideally you want something a bit like this (though probably with a better chair) https://www.amazon.co.uk/Electric-Electronic-Mobility-Tricycle-Foldable/dp/B01M1E2CFO - unfortunately this is direct from China.

    But even things like this: https://www.amazon.co.uk/Children-Motocross-Motorbike-Motorcycle-Electric/dp/B073TLV1RY have essentially all the right bits - I don't see how people can justify the additional £1000 for a greater carrying capacity and a swing chair.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • ZTD
    • By ZTD 10th Sep 17, 3:09 PM
    • 23,264 Posts
    • 40,628 Thanks
    ZTD
    You may be best off speaking to a salesman, because this https://www.careco.co.uk/item-p-ms01060/careco-airlite-3-wheel-travel-mobility-scooter is one of the lightest I can see.

    You may also want to investigate something like this http://www.ebay.co.uk/itm/LI12-12-Ultramax-12v-12Ah-LiFePO4-Lithium-Iron-Phosphate-Battery-and-Charger-/122423814678?epid=719328740&hash=item1c81072a16:g: 2W0AAOSwc-tY3lF7 as they're a lot better than lead-acid batteries (but they do cost).
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • beanielou
    • By beanielou 10th Sep 17, 5:21 PM
    • 48,500 Posts
    • 178,458 Thanks
    beanielou
    I have *no* idea. I still can't see why they're so expensive as well.

    Ideally you want something a bit like this (though probably with a better chair) https://www.amazon.co.uk/Electric-Electronic-Mobility-Tricycle-Foldable/dp/B01M1E2CFO - unfortunately this is direct from China.

    But even things like this: https://www.amazon.co.uk/Children-Motocross-Motorbike-Motorcycle-Electric/dp/B073TLV1RY have essentially all the right bits - I don't see how people can justify the additional £1000 for a greater carrying capacity and a swing chair.
    Originally posted by ZTD
    The second one made me laugh
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Pooky
    • By Pooky 10th Sep 17, 5:25 PM
    • 6,724 Posts
    • 41,557 Thanks
    Pooky
    I struggled with getting the scooter bits in and out which is why we ended up with a hoist.....having to lift them over the lip of the boot is hellishly heavy. Might be worth trying one at your local mobility shop (you don't need to buy from them) or speak to motability about swapping to a car suitable for a hoist. I just have to attach two clips and the remote control lifts DHs scooter in and out of the car for me in one piece.
    "Start every day off with a smile and get it over with" - W. C. Field.
    • beanielou
    • By beanielou 10th Sep 17, 5:34 PM
    • 48,500 Posts
    • 178,458 Thanks
    beanielou
    You may be best off speaking to a salesman, because this https://www.careco.co.uk/item-p-ms01060/careco-airlite-3-wheel-travel-mobility-scooter is one of the lightest I can see.

    You may also want to investigate something like this http://www.ebay.co.uk/itm/LI12-12-Ultramax-12v-12Ah-LiFePO4-Lithium-Iron-Phosphate-Battery-and-Charger-/122423814678?epid=719328740&hash=item1c81072a16:g: 2W0AAOSwc-tY3lF7 as they're a lot better than lead-acid batteries (but they do cost).
    Originally posted by ZTD
    Really really liking the look of the first one.
    No.t in stock til October which is just as well as I only have a quid in the scooter fund
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • beanielou
    • By beanielou 10th Sep 17, 5:42 PM
    • 48,500 Posts
    • 178,458 Thanks
    beanielou
    I struggled with getting the scooter bits in and out which is why we ended up with a hoist.....having to lift them over the lip of the boot is hellishly heavy. Might be worth trying one at your local mobility shop (you don't need to buy from them) or speak to motability about swapping to a car suitable for a hoist. I just have to attach two clips and the remote control lifts DHs scooter in and out of the car for me in one piece.
    Originally posted by Pooky
    Thanks Pooky.
    I have just got my new car last week.
    When I ordered it I really wasent considering a scooter seriously but in between ordering & picking up car I had quite a tumble one day & gave even myself a fright. Also my muscle tone is becoming poorer so ..............
    I am trying to do advance damage limitation as I think everyone is agreed that one of these days I will just not be so lucky as a suspected broken nose & concussion , bruises & scrapes & broken glasses.
    Bad timing really.

    What do you think of the CareCOo AirLite that Z put the link up to please? Thanks
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Pooky
    • By Pooky 10th Sep 17, 6:54 PM
    • 6,724 Posts
    • 41,557 Thanks
    Pooky
    I've no experience of that so best find a local dealer where you can give it a go. Doesnt matter if you can lift it but you need to be able to get it in and out of the car, pushing bits to the back of the boot, pulling bit forward etc. I know you've just got your new car but motability are fab if you need to change. They want to help you so don't discount changing cars in a month or so if you need to.

    I battled on for 2 years lifting the scooter in and out and have damaged myself in the process.
    "Start every day off with a smile and get it over with" - W. C. Field.
    • beanielou
    • By beanielou 10th Sep 17, 7:17 PM
    • 48,500 Posts
    • 178,458 Thanks
    beanielou
    Thanks Pooky.
    Sorry that you have damaged yourself in the process
    You found anything else yet?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Pooky
    • By Pooky 10th Sep 17, 7:18 PM
    • 6,724 Posts
    • 41,557 Thanks
    Pooky
    Booked in for a test drive tomorrow but DH isn't feeling great so not sure we'll make it x
    "Start every day off with a smile and get it over with" - W. C. Field.
    • beanielou
    • By beanielou 10th Sep 17, 7:20 PM
    • 48,500 Posts
    • 178,458 Thanks
    beanielou
    Well you can always rearrange xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • ZTD
    • By ZTD 10th Sep 17, 10:07 PM
    • 23,264 Posts
    • 40,628 Thanks
    ZTD
    Thanks Pooky.
    I have just got my new car last week.
    When I ordered it I really wasent considering a scooter seriously but in between ordering & picking up car I had quite a tumble one day & gave even myself a fright. Also my muscle tone is becoming poorer so ..............
    Originally posted by beanielou
    Have you thought about those electric shock muscle toner thingies? I know they're advertised as giving you a six-pack like Budweiser (i.e. weak as water), but they do work for toning.

    The alternative to shovelling a scooter into the boot is something like this:

    http://www.armitagetrailers.com/MOBILITYMATTERS.htm

    Just remember you have this thing sticking out of your rear end...






    So to speak...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • Karmacat
    • By Karmacat 10th Sep 17, 10:27 PM
    • 28,061 Posts
    • 154,254 Thanks
    Karmacat
    This sounds so tough for you, beanie, pookie too. Sorry its so bad
    Retired August 2016
    • beanielou
    • By beanielou 11th Sep 17, 8:07 PM
    • 48,500 Posts
    • 178,458 Thanks
    beanielou
    This sounds so tough for you, beanie, pookie too. Sorry its so bad
    Originally posted by Karmacat
    It is just what it is.
    Not to say I dont get cheesed off, frustrated & whatever.
    Even cry sometimes.
    But I just have to get on with it.

    What really cheeses me off big time is that it is all so bleeping expensive.
    Added to which I have just chucked out piles of shoes as they had holes in.
    Bah.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • doingitanyway
    • By doingitanyway 11th Sep 17, 8:59 PM
    • 2,094 Posts
    • 9,687 Thanks
    doingitanyway
    Sorry to hear about your future prognosis Beanielou.

    Sending a hug (( )) for what its worth
    JANUARY 2016/SECURED DEBT=24,822/November 2017=4,525
    MORTGAGE FREE 25/07/16
    • Butti
    • By Butti 11th Sep 17, 11:22 PM
    • 4,523 Posts
    • 11,935 Thanks
    Butti
    It is just what it is.
    Not to say I dont get cheesed off, frustrated & whatever.
    Even cry sometimes.
    But I just have to get on with it.
    .
    Originally posted by beanielou
    Crying is good provided it's not all the time - then people just think you have a really bad cold. Positivity is also good but everyone needs a good cry.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (10/14) £9127 (2/15N )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB NSD June 2/7
    • beanielou
    • By beanielou 12th Sep 17, 9:50 PM
    • 48,500 Posts
    • 178,458 Thanks
    beanielou
    Nothing to report tonight really.
    I go into a new year mortge year at the end of the week so can overpay by the 10% limit without penalty.
    So I think that just means continuing with the same SO as before.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Betterthanever
    • By Betterthanever 12th Sep 17, 10:28 PM
    • 363 Posts
    • 1,509 Thanks
    Betterthanever
    New mortgage year, new positivity x

    Current balance £115,428.65. Offset £1,775.31. £113,653.34 needed to be mortgage neutral!
    End date - 03/29 but aiming for 10/22
    Money for Nothing pot = £392.99
    Former DFW Nerd 230. Determined to be MF. Bring it on!
    • Sun Addict
    • By Sun Addict 13th Sep 17, 9:20 PM
    • 4,631 Posts
    • 26,509 Thanks
    Sun Addict
    I think I can overpay by 10%. Doubt that will happen though.

    When we went on holiday earlier this year a woman who went up,in the plane ambulift with us had her own portable scooter, looked quite lightweight. Unfortunately can't remember the make - Colt???
    Virtual Sealed Pot £671.22
    November NSD 5/12
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • milann
    • By milann 13th Sep 17, 9:37 PM
    • 1,387 Posts
    • 6,027 Thanks
    milann
    Go and have some test drives and practise putting in car to give you some ideas.
    Do you have a new door yet?
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