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  • FIRST POST
    • Bubblesmum
    • By Bubblesmum 28th Jul 14, 11:24 AM
    • 697Posts
    • 4,374Thanks
    Bubblesmum
    Life begins again at 45
    • #1
    • 28th Jul 14, 11:24 AM
    Life begins again at 45 28th Jul 14 at 11:24 AM
    This is the 28th Monday I have been off sick due to my disability.

    Rather than totally focusing on my ill health.

    I wanted to begin to focus on positive things, to be proactive and regain some control in my life......... One area to do this is focusing on our budget and debt, especially as SSP is about a quarter of my salary.

    I know that this year is going to be a turning point . I am determined that this will be life affirming.

    I do count myself very privileged my OH and I live in a beautiful bungalow, over looking a water meadow near the Thames (was a little scary this year, when we became Noah's Ark, when the area flooded).

    We have two cats , nice cars, the ability to go on holiday, heat andhave yummy food in our tummies.

    However we have a reasonable amount of debt built up from making improvements on our home and escaping life for R & R.

    We are also both disabled and so we do have many additional costs along the way, if we want to live life in a healthy way. We both qualify for DLA but we may loose this under PIP despite having life time awards due to CP (me) and triple amputee (OH).

    Neither of us have worn our disabilities as who we are, we both have worked full time, in good jobs thanks to our parents refusing special schools in the 1970's and us getting fantastic academic educations.

    Now my disability is impacting my health and I worry about our debt, and how I am going to be able to financially contribute to our lifestyle in the future.

    So, this diary is about debt busting and exploring how I can creatively improve my income from home. (Going out to work is going to be severely restricted going forward).

    Look forward to sharing my world to others .....
    Last edited by Bubblesmum; 28-07-2014 at 11:28 AM. Reason: Spelling !
    Mrs B Debt - £1038 Joint Debt 11.5/100%
    No more buying books - 5/100 ish
    Destashing 4/52 Decluttering 20/2016 income 260/2016
    March Grocery Challenge 250.88/£280
Page 20
    • Sun Addict
    • By Sun Addict 29th Apr 16, 3:14 PM
    • 3,100 Posts
    • 15,565 Thanks
    Sun Addict
    Sorry to read you're feeling out of sorts. Hope you start to pick up soon and enjoy the long weekend.
    Debt free date 31/01/15
    Virtual Sealed Pot £611.30
    Weight loss 9.5/14
    Mr SA finally in remission December 2013
    • beanielou
    • By beanielou 29th Apr 16, 6:56 PM
    • 44,429 Posts
    • 153,059 Thanks
    beanielou
    Enjoy your weekend
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 3 stone **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. ***Keep plodding***
    • Bubblesmum
    • By Bubblesmum 3rd May 16, 9:08 AM
    • 697 Posts
    • 4,374 Thanks
    Bubblesmum
    Weekend Away
    Morning all

    I hope you all had a good BH weekend.

    Catch up:

    Friday - round trip to get my Dad to cat sit, while trying to reverse into his drive to pick up a chair - I reversed into a brick post in my defence he up a private road on a hill and its tight not helped by him looming into my sight at the crucial moment. Fortunately dear OH told me it matched the other side.

    We then set off for Bury St Edmunds and I realised that we had left certain things behind and stopped in Mr W at South Mimms . We usually take a picnic with us, but we were so disorganised I ended up paying 95p for a small bag of Square Crisps

    Really learnt my lesson!

    Good evening with OH cousins but we did share the takeaway cost and then the next night pub meal with inlays same again....

    It was our time to travel up, but could have done without the cost.... including Bressingham Steam Museum on Saturday afternoon... which was good fun, and we were "doing" out in the air

    Home Sunday lunchtime, and darling Daddy treated us to lunch ( relief)

    There is a an assumption that OH is on a good salary and can afford it, despite me not working, of course nobody knows about the debt .

    Yesterday was spent productively.....

    My Blessings:

    1. Catching up with family
    2. Daddy Cat Sitting
    3. Bressingham Steam Museum
    Mrs B Debt - £1038 Joint Debt 11.5/100%
    No more buying books - 5/100 ish
    Destashing 4/52 Decluttering 20/2016 income 260/2016
    March Grocery Challenge 250.88/£280
    • Bubblesmum
    • By Bubblesmum 3rd May 16, 9:22 AM
    • 697 Posts
    • 4,374 Thanks
    Bubblesmum
    Yesterday
    We had a day of sorting bits at home....

    1. Garage is now very tidy, with a small pile for the tip (awaiting rainy day with no queue )
    2. My car full up with charity donations
    3. Mother in Laws tongue - repotted and looking much healthier (in door pot allowed)
    4. One patio rose repotted from plant pot to Garden Wall - getting rid of pots! - as can't manage watering
    5. Litter box changed!

    BH Meal treats was:

    Mini Quiche Chips and peas from freezer
    Sausage and roasted veg
    Finished up ice-cream and mini millionaires shortbread

    We have only a few bits of veg left for tonights tea . First time, we have no left over veg before buying more ( we cancelled our box for this week)

    Shopping

    Well Mr W was not a great option on Friday
    £2 voucher used in C@@p on Sunday and got two yellow label items
    Mr Oc@do arriving tonight and we have kept to the bare minimal,

    We meal planned yesterday and are buying no protein this week.

    We are getting to the stage where in the outside freezer we only have apples (from our tree) and bulk buy fish! In fact there is only a whole chicken to add to this.

    Inside freezer, lamb chops, more fish, bananas and a few left overs - meals for one plus chips and peas!

    We are eating healthy with the Fish..........

    OH went out last night and having knitted through a midsummer murers and an indian summers, I retired to bed early with a book, via some diaries on here...

    Blessings:

    1. Energy to get a few jobs done
    2. OH cooked dinner and cleared up
    3. A lovely home to come back to
    Mrs B Debt - £1038 Joint Debt 11.5/100%
    No more buying books - 5/100 ish
    Destashing 4/52 Decluttering 20/2016 income 260/2016
    March Grocery Challenge 250.88/£280
    • beanielou
    • By beanielou 3rd May 16, 10:56 AM
    • 44,429 Posts
    • 153,059 Thanks
    beanielou
    Your blessings sound just right
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 3 stone **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. ***Keep plodding***
    • Sun Addict
    • By Sun Addict 4th Jun 16, 9:13 PM
    • 3,100 Posts
    • 15,565 Thanks
    Sun Addict
    Hope everything is ok with you BM, you haven't posted for a while.
    Debt free date 31/01/15
    Virtual Sealed Pot £611.30
    Weight loss 9.5/14
    Mr SA finally in remission December 2013
    • beanielou
    • By beanielou 5th Jun 16, 9:46 AM
    • 44,429 Posts
    • 153,059 Thanks
    beanielou
    Was just wondering about you too.
    Hope all is well.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 3 stone **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. ***Keep plodding***
    • Sun Addict
    • By Sun Addict 21st Aug 16, 10:09 PM
    • 3,100 Posts
    • 15,565 Thanks
    Sun Addict
    Hope you're ok BM- it's been a long time since we heard from you xx
    Debt free date 31/01/15
    Virtual Sealed Pot £611.30
    Weight loss 9.5/14
    Mr SA finally in remission December 2013
    • Bubblesmum
    • By Bubblesmum 22nd Sep 16, 3:25 PM
    • 697 Posts
    • 4,374 Thanks
    Bubblesmum
    Hello All

    Don't faint I'm back!!

    Sorry I seem to have dropped off the face of the earth this summer....I'm fine...

    so waving madly to all my lovely friends....

    Will update in the next few days and look forward to catching up with your diaries

    Love BM
    Mrs B Debt - £1038 Joint Debt 11.5/100%
    No more buying books - 5/100 ish
    Destashing 4/52 Decluttering 20/2016 income 260/2016
    March Grocery Challenge 250.88/£280
    • beanielou
    • By beanielou 22nd Sep 16, 3:48 PM
    • 44,429 Posts
    • 153,059 Thanks
    beanielou
    Lovely to 'see' you.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 3 stone **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. ***Keep plodding***
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