The Wholly Roman July NSD Challenge!
marmiterulesok
Posts: 7,812
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Welcome To The Wholly Roman July NSD Challenge!!!
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Just remember that mentioning the F word (f-a-i-l!) is not allowed,and anyone who does will have a swift visit from Shawn the Shark !!
As July was named after Julius Caesar,we are pleased to announce that the theme for July has a slightly Roman bent,paying hommage to a few famous (and very funny) Romans!!
So,come on inside the stately Ennessddee Towers,pull up a chair,and let Igor,and his trusted slave Hubert sort you out a wine glass and some fine Roman snacks ie roasted gerbil!
Friends.....blah,blah,blah-welcome!!
Check out the prizes.....,and hoping for a good laugh along with the:
1st target,being a Roman minion...
2nd target ,AKA Pontius Pilate...
3rd target,none other than Mark Anthony...
4th target means a celebration with Julius himself,AKA 'The Big Cheese'!
Target exceeded will win you a chinwag and some pampering beauty treatments with none other than Cleopatra herself.
We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!
On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.
It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.
Just remember that mentioning the F word (f-a-i-l!) is not allowed,and anyone who does will have a swift visit from Shawn the Shark !!
As July was named after Julius Caesar,we are pleased to announce that the theme for July has a slightly Roman bent,paying hommage to a few famous (and very funny) Romans!!
So,come on inside the stately Ennessddee Towers,pull up a chair,and let Igor,and his trusted slave Hubert sort you out a wine glass and some fine Roman snacks ie roasted gerbil!
Friends.....blah,blah,blah-welcome!!
Check out the prizes.....,and hoping for a good laugh along with the:
1st target,being a Roman minion...
2nd target ,AKA Pontius Pilate...
3rd target,none other than Mark Anthony...
4th target means a celebration with Julius himself,AKA 'The Big Cheese'!
Target exceeded will win you a chinwag and some pampering beauty treatments with none other than Cleopatra herself.
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Comments
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Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
NO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time NSDers so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots [Weds mornings] in the cracked teapot & Ben's £1 coin for the gym locker [Friday lunch] in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!0 -
Here is a link to June's NSD thread!0
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I'll add you to the list once you post your target!
Aphidgirl 10/10 achieved! Target exceeded 11/10 achieved! Second target 12/12 achieved!
Butti 4/6
cw18 11/15
Deaf Leopard 2/10
donna dynamo 10/10 achieved! 2nd target 13/14
fedupandskint 20/20 achieved!Second target 25/25 achieved! Target exceeded 30/25 achieved!
JackieO 12/27
jaxsmar 16/16 achieved! Target exceeded 23/16 achieved!
kathy40uk6/10
kerri gt 12/12 achieved! 2nd target 15/15 achieved! Target exceeded 16/15 achieved!
Knit Witch 10/10 achieved! 2nd target 15/15 achieved!3rd target 20/20 achieved!4th target 25/25 achieved! Target exceeded28/25 achieved!
marmiterulesok 10/10 achieved!2nd target 13/13 achieved!3rd target 16/16 achieved! 4th target 19/19 achieved! Target exceeded21/19 achieved!
Nargleblast 15/15 achieved!
NewbieJosh 14/14 achieved!Target exceeded 15/14 achieved!
Penguin86 10/10 achieved!
Saver-upper 9/10
sazzie23 13/15
Shire Piskie 3/12
slowlyfading 16/18
StressedSteph 7/25
stripeyjumpergirl 5/10
supersaver1000 4/8
t2rry 19/20
worriedpenguin 9/9 achieved!
xcarlyx 9/150 -
Just in case I run out of space!0
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Please post your in-a-row target and I'll add you to the list.
fedup 6-in-a-row achieved! 7-in-a-row achieved!8-in-a-row achieved!
Knit Witch 4-in-a-row achieved!6-in-a-row achieved!7-in-a-row achieved! 8-in-a-row achieved! 11-in-a-row achieved! 13-in-a-row achieved!15-in-a-row achieved!17-in-a-row achieved! 18-in-a-row achieved!
marmiterulesok 4-in-a-row achieved!5-in-a-row achieved! 6-in-a-row
NewbieJosh 4-in-a-row achieved!5-in-a-row achieved!
Saver-upper 3-in-a-row
Shire Piskie 4-in-a-row
StressedSteph 6-in-a-row
t2rry 5-in-a-row achieved!6-in-a-row achieved!0 -
Woo hoo! Excellent, I will start with my customary 10 and 4 in a row please :jMust use my stash up!0
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I am subscribing but not a challenger at the moment. Once new job is started and new budget set I will join in a gain. Hope that's ok. Good luck to you all. I will be lurking in the shadows cheering. :TOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
supersaver1000 wrote: »I am subscribing but not a challenger at the moment. Once new job is started and new budget set I will join in a gain. Hope that's ok. Good luck to you all. I will be lurking in the shadows cheering. :T
Oh,go on now...you might manage to squeeze out a few.:)
Congratulations on the new job!
When do you start?0 -
I'm in again - June has been fab!
I will go again for 20 please (and hopefully reach it with a little more ease this month!) but grind it up to a whopping 5-in-a-row
Thanks MarmiteDebt Free I FFEF I Building Savings I 2024 Plan:- Slush/Tax Fund £1,450/£5,000
- Additional Pension Contributions £3,300/£5,000
- Regular Savings £1,920/£15,000
#47 Save £20k in 2024 - £6,670/£20,000 (33%)0 -
I'm going for 20 NSD in July
I might be able to stretch it to 27 as I'm off on holiday but as I've saved up my spending money I'll be able to count all those days as its in a special holiday account/purse or envelope!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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