Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Calling14
    • By Calling14 4th Jun 14, 12:12 PM
    • 2,142Posts
    • 15,229Thanks
    Calling14
    Whooaaaaaa! We're half way there Whooooaa! Livin' on a prayer
    • #1
    • 4th Jun 14, 12:12 PM
    Whooaaaaaa! We're half way there Whooooaa! Livin' on a prayer 4th Jun 14 at 12:12 PM
    Sorry corny title, blame Bon Jovi. The debts are my fault though, brought about by leaving ex, car problems, holidays.

    Well nearly half way there. Promised myself a shiny new diary when I got somewhere near halfway point hopefully beginning July
    Horrifying moment 13039.00 1.1.13 now 6829.09 02.06.14 Aim to be debt free by March 2015

    Old Diary title Debt free by Oct 2016 10700/1075 days. As the title doesn't now make much sense update needed and trying to be debt free 18mths sooner than planned.

    Briefy, Single female, own house( small mortgage 37K) car(paid for but like me getting on a bit) Grown up daughters, fled the nest. Have a dog and bunny rabbit to support. Not a great income so try to rent a room out to clear debts.

    All my debt is on 0% interest free credit cards until next year now.

    Now I will continue to ramble on as ever, but daily to stay focused.
    LBM 13039 1.1.13 Now 4025.00 17/11/16
    EFund #9 £110/£1,000 Saving xmas2016 #22 36/366
    PAYDBX 2016 #16 3260/6947.00 3687 to go
    #13 1debt v 100 days no24 381.27/1199.80 818.53 togo
Page 15
    • Calling14
    • By Calling14 5th Oct 16, 10:42 AM
    • 2,142 Posts
    • 15,229 Thanks
    Calling14
    Should I make some terrible joke about making your bed and lying in it? No won't do that...
    Originally posted by Bobarella
    Nice one Bob
    LBM 13039 1.1.13 Now 4025.00 17/11/16
    EFund #9 £110/£1,000 Saving xmas2016 #22 36/366
    PAYDBX 2016 #16 3260/6947.00 3687 to go
    #13 1debt v 100 days no24 381.27/1199.80 818.53 togo
    • Calling14
    • By Calling14 5th Oct 16, 10:44 AM
    • 2,142 Posts
    • 15,229 Thanks
    Calling14
    Oooooh happy new bed

    We get a new mattress on Thursday.........exciting xx
    Originally posted by abba1772
    Enjoy money well spent we spend so much time in there. took me a week however to adjust to sleeping in my new bed.
    LBM 13039 1.1.13 Now 4025.00 17/11/16
    EFund #9 £110/£1,000 Saving xmas2016 #22 36/366
    PAYDBX 2016 #16 3260/6947.00 3687 to go
    #13 1debt v 100 days no24 381.27/1199.80 818.53 togo
    • abba1772
    • By abba1772 6th Oct 16, 8:55 AM
    • 2,996 Posts
    • 6,954 Thanks
    abba1772
    Enjoy money well spent we spend so much time in there. took me a week however to adjust to sleeping in my new bed.
    Originally posted by Calling14
    That's the part I'm dreading the adjustment phase hopefully it won't be long xx
    BARCLAYCARD TO BE PAID OFF BY XMAS Sept 16: £2299 Now £191.50

    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £7347.88/ £6000
    • Calling14
    • By Calling14 7th Oct 16, 1:51 PM
    • 2,142 Posts
    • 15,229 Thanks
    Calling14
    That's the part I'm dreading the adjustment phase hopefully it won't be long xx
    Originally posted by abba1772
    Well had a sleepless night last night adjusting to new pillows

    Paid 100 pounds off my cc yesterday

    Total debt now stands at 4238.34

    Bank account looks a little sad but hey ho hopefully stop me spending this weekend.Spent 45 on food yesterday so stocked up on provisions.

    Quiet weekend planned as b/f decided to go and leave me for a silly football. Tbh I like football and happy to have a weekend just for me.Got lots of new books to read, dd and gs over tomorrow afternoon and a heap of jobs to do around the house.

    Did some surveys and claimed another 10 pound voucher today.

    Going to check out my cupboards and see what I need to buy to make my xmas cake. Got a lot of stuff in hopefully.

    Tea - already made- leftover Chicken and Cauliflower curry - tastes much nicer than it sounds. So no cooking tonight. Feet up and Wine

    LBM 13039 1.1.13 Now 4025.00 17/11/16
    EFund #9 £110/£1,000 Saving xmas2016 #22 36/366
    PAYDBX 2016 #16 3260/6947.00 3687 to go
    #13 1debt v 100 days no24 381.27/1199.80 818.53 togo
    • monz
    • By monz 7th Oct 16, 2:59 PM
    • 1,941 Posts
    • 4,081 Thanks
    monz
    Have a great weekend x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida 2017 saving £2,698.95 (shd be £2,778.93/£80 short)
    Gym 0/15 Dec
    house deposit £3,500.02/10,000
    Xmas 2017 - 8/365 No.35
    • abba1772
    • By abba1772 9th Oct 16, 10:17 AM
    • 2,996 Posts
    • 6,954 Thanks
    abba1772
    The curry sounds lovely xx
    BARCLAYCARD TO BE PAID OFF BY XMAS Sept 16: £2299 Now £191.50

    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £7347.88/ £6000
    • Calling14
    • By Calling14 14th Oct 16, 2:14 PM
    • 2,142 Posts
    • 15,229 Thanks
    Calling14
    Nothing much to report mmm abba that curry was lovely might make one tonight apparently it is curry week?

    Paid off bits all week off cards now stand at 4180.00

    Friend wants to go out tonight but I am feeling drained and cash poor at the moment. Plus I would be driving again no doubt. Happy to have nice bath and get into my pjs early with a glass of wine.

    Not seeing bf again this weekend call me pig headed but seeing he never lets me know until Thursday night what his plans are, made my own. Day out tomorrow with DD and GS. His moan he is busy Sunday but I want to see my relatives and only day DD is free. Would like to see other DD - trip to Sydney would be wonderful right now. She is there until July so I need to save.

    Going to go food shopping on a Friday after work eek! Determined to make my xmas cake this weekend.

    Just chased Quidco and confirmed 36.00 will hit my bank next few days. Will throw it at cards when it arrives

    Have a great weekend
    LBM 13039 1.1.13 Now 4025.00 17/11/16
    EFund #9 £110/£1,000 Saving xmas2016 #22 36/366
    PAYDBX 2016 #16 3260/6947.00 3687 to go
    #13 1debt v 100 days no24 381.27/1199.80 818.53 togo
    • Bobarella
    • By Bobarella 14th Oct 16, 6:20 PM
    • 8,004 Posts
    • 51,370 Thanks
    Bobarella
    Hope you do get to visit her in Sydney.
    £790 to pay =70% repaid
    RR 2016 #2 December £0.75 2016-£55.16 2015- £84.20)
    Wombling Free 2016#5 £2,230.66 2015 £1027.20
    NST December
    PAYDBX #7 £1910.53/£2,700 (70%)
    • Calling14
    • By Calling14 18th Oct 16, 2:05 PM
    • 2,142 Posts
    • 15,229 Thanks
    Calling14
    Hope you do get to visit her in Sydney.
    Originally posted by Bobarella
    Me too seems a long way off today Bob.

    Today seems to be stuck in limbo day - I only need 75 points to reach magic 5000 figure with You Gov when hopefully I receive 50 pounds, and no surveys on offer
    Need all of 15p to claim a 10 pounds sainbobs voucher on another.

    Hopefully Quidco should put 36 pounds in my bank tomorrow - treating myself to hair cut/ colour this week - my birthday pressie to me.

    Got birthday off tomorrow and will buy some boots. Chased Newlook and I should get a bday 20% code, seen some flat ones there I like. Unable to wear any heels until my hamstring/ ligament sorts itself out. No major celebrations phew tea out probably wethers cheap and cheerful with a friend. Have been promised a nice posh dinner out at weekend by bf somewhere I have always wanted to go as well.

    Need to pop in morrisons - been given a voucher for free chocolate bar for your bday. FREE chocolate and I get 5 pounds voucher on my next visit as up to 5000 points

    Right back to work
    LBM 13039 1.1.13 Now 4025.00 17/11/16
    EFund #9 £110/£1,000 Saving xmas2016 #22 36/366
    PAYDBX 2016 #16 3260/6947.00 3687 to go
    #13 1debt v 100 days no24 381.27/1199.80 818.53 togo
    • monz
    • By monz 18th Oct 16, 5:12 PM
    • 1,941 Posts
    • 4,081 Thanks
    monz
    Happy birthday!x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016)
    Florida 2017 saving £2,698.95 (shd be £2,778.93/£80 short)
    Gym 0/15 Dec
    house deposit £3,500.02/10,000
    Xmas 2017 - 8/365 No.35
    • Bobarella
    • By Bobarella 18th Oct 16, 10:40 PM
    • 8,004 Posts
    • 51,370 Thanks
    Bobarella
    Happy birthday for tommorow lovely!
    £790 to pay =70% repaid
    RR 2016 #2 December £0.75 2016-£55.16 2015- £84.20)
    Wombling Free 2016#5 £2,230.66 2015 £1027.20
    NST December
    PAYDBX #7 £1910.53/£2,700 (70%)
    • abba1772
    • By abba1772 18th Oct 16, 11:00 PM
    • 2,996 Posts
    • 6,954 Thanks
    abba1772
    Happy birthday xxxx
    BARCLAYCARD TO BE PAID OFF BY XMAS Sept 16: £2299 Now £191.50

    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £7347.88/ £6000
    • Calling14
    • By Calling14 17th Nov 16, 10:13 AM
    • 2,142 Posts
    • 15,229 Thanks
    Calling14
    OOPS been ages since been on here.

    Thanks for the birthday wishes folks.

    Confession box - bought myself a mini ipad as my very old blackberry has given up ghost. So trying to recover from that and pay off my debts so returning to the fold.

    Paid off 125.14 today off cards.

    Would have been more but just changed broadband/line rental provider to Plusnet from BT. So had to pay 35.00 up front hopefully may get refund from BT on their last bill and apparently get 50 pounds cashback deal eventually.

    Finally got 5000 points with Yougov so waited for 50 pounds to arrive in my bank account in next few weeks.

    Just changing my gas/electric to Sainsbobs as my current deal ran out beg December.

    Sky I am paying 38 pounds a mth for this month and the next which is a killer. Had it half price last 10 months. May cancel completely in Jan. Need to ring beginning December so need to decide what to do. Need an idiots guide on whats available.

    Quiet day for me, off work this afternoon. Going to start big Christmas clean up of my house and organize my kitchen cupboards, walk my friends doggy.

    Have a great day folks
    LBM 13039 1.1.13 Now 4025.00 17/11/16
    EFund #9 £110/£1,000 Saving xmas2016 #22 36/366
    PAYDBX 2016 #16 3260/6947.00 3687 to go
    #13 1debt v 100 days no24 381.27/1199.80 818.53 togo
    • abba1772
    • By abba1772 17th Nov 16, 11:34 AM
    • 2,996 Posts
    • 6,954 Thanks
    abba1772
    I'm halfway way through the you gov survery bet it takes ages lol xx
    BARCLAYCARD TO BE PAID OFF BY XMAS Sept 16: £2299 Now £191.50

    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £7347.88/ £6000
    • Calling14
    • By Calling14 17th Nov 16, 11:44 AM
    • 2,142 Posts
    • 15,229 Thanks
    Calling14
    I'm halfway way through the you gov survery bet it takes ages lol xx
    Originally posted by abba1772
    Probably taken about 3 -4 months. Good luck x
    LBM 13039 1.1.13 Now 4025.00 17/11/16
    EFund #9 £110/£1,000 Saving xmas2016 #22 36/366
    PAYDBX 2016 #16 3260/6947.00 3687 to go
    #13 1debt v 100 days no24 381.27/1199.80 818.53 togo
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,103Posts Today

7,467Users online

Martin's Twitter