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  • FIRST POST
    • edinburgher
    • By edinburgher 2nd May 14, 3:58 PM
    • 10,676Posts
    • 55,743Thanks
    edinburgher
    Only freedom will do
    • #1
    • 2nd May 14, 3:58 PM
    Only freedom will do 2nd May 14 at 3:58 PM
    It has come to my attention that I have been here for a very long time

    I joined these forums in a dim and distant past, where money was my enemy and the weight of my student debts left me crushed and panicked, unable to picture a future where I would be able to get a debit card (never mind a mortgage).

    5 years later and the milestones of marriage, first home and first car have come and gone. Throughout it all, I have had a creeping feeling that something wasnít quite right. I donít get the world of work, and while Iíve never been unemployed in my adult life, Iíve tried too hard to try my hand at too many things and Iím left feeling like Iím an actor who recognises the play, but does not understand his motivation.

    As some of you will know, I have experienced some real heartache of late. Your messages of support and hope have been so touching and in many cases, I have got more comfort from anonymous individuals who took the time to get in touch than people I know in the Ďrealí world.

    While money would have done nothing to prevent it, the luxury of savings and our hard work over the years meant that we were in a position to make the right decisions and take our time with our next steps. Returning to work has been a real blow and without sounding even more melodramatic, I donít think Iíd realised just how damaging I find the merry-go-round of rote work, office politics and bureaucracy.

    It wonít do, I canít believe that this is as good as it gets and to quote one of my favourite singers ĎWe can always build a world better than thisí.

    From this point on, I plan to dedicate myself to achieving financial independence. Not MFW, but freedom from all the nonsense that we go through to just to pay for a pile of bricks and a few years of leisure at the end of our span.

    Hopefully you can join me for the journey
Page 287
    • Karmacat
    • By Karmacat 7th Jul 17, 11:48 AM
    • 27,846 Posts
    • 152,581 Thanks
    Karmacat
    That looks a goooooooooood book! Puts me in mind of the anthropology third of my degree, way back when. Though there've been so many discoveries since then, as well as wonderful theoreticians - enjoy!
    Retired August 2016
    • edinburgher
    • By edinburgher 8th Jul 17, 9:51 AM
    • 10,676 Posts
    • 55,743 Thanks
    edinburgher
    £1.03 OPed - exciting stuff

    Off to watch the rest of the Lions final test, then tidy up, then fill some of the skip, then family visit, then family BBQ
    • Suffolk lass
    • By Suffolk lass 8th Jul 17, 10:10 AM
    • 1,515 Posts
    • 17,183 Thanks
    Suffolk lass
    A nice relaxing day then...
    MFiT T4 #2 update 31.2% after Q6
    Save £12k in 2017 #64 - £8833.96 saved (80.31%) after September - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 70.68/75% including stores after July
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • edinburgher
    • By edinburgher 8th Jul 17, 1:04 PM
    • 10,676 Posts
    • 55,743 Thanks
    edinburgher
    Not too bad - skip filling has been postponed to this evening and sure SIL will fancy a bit of baby wrangling - leaving a chance to relax
    • edinburgher
    • By edinburgher 9th Jul 17, 1:09 PM
    • 10,676 Posts
    • 55,743 Thanks
    edinburgher
    £2 OPed, skip filling finished and garage is now 2/3 empty

    Mrs E wants to go to Ike@
    • edinburgher
    • By edinburgher 9th Jul 17, 5:38 PM
    • 10,676 Posts
    • 55,743 Thanks
    edinburgher
    Ike@ was typically horrible. New bed frame + wardrobe + chest of drawers is looking like it will cost c. £1,000

    DD was gifted a large cuddly German shepherd, she is such a spoiled only child, but she is happy, affectionate and lovely

    Also - frabjous day! She said 'poo' for the first time in her beautiful little musical voice
    • Suffolk lass
    • By Suffolk lass 9th Jul 17, 6:40 PM
    • 1,515 Posts
    • 17,183 Thanks
    Suffolk lass
    Ike@ was typically horrible. New bed frame + wardrobe + chest of drawers is looking like it will cost c. £1,000

    DD was gifted a large cuddly German shepherd, she is such a spoiled only child, but she is happy, affectionate and lovely

    Also - frabjous day! She said 'poo' for the first time in her beautiful little musical voice
    Originally posted by edinburgher
    I used to think their first words were always Dada but my Son's was "Beer". He was sitting on the bar at the Hockey Club and he pointed and said beer, so it was in the knowledge that that was what it was. He then said virtually nothing else for about 9 months, and then started talking in funny little sentences
    MFiT T4 #2 update 31.2% after Q6
    Save £12k in 2017 #64 - £8833.96 saved (80.31%) after September - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 70.68/75% including stores after July
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • shangaijimmy
    • By shangaijimmy 9th Jul 17, 8:40 PM
    • 2,207 Posts
    • 10,145 Thanks
    shangaijimmy
    DD is 16month old and is fully fluent with the dogs name and 'doggy' to every one she sees!
    MFW: Turning June 2036 into March 2023... 30//120 Payments Challenge, Diary Reduction £32,077.72
    Aug 2009: £163,051 // Current: £103,922.28 // Avg Daily Interest £4.67
    MFiT-T4 #8 - 47.86% of £41,000
    • Karmacat
    • By Karmacat 10th Jul 17, 9:05 AM
    • 27,846 Posts
    • 152,581 Thanks
    Karmacat
    That's blissful, Ed (and everyone else's too)
    Retired August 2016
    • edinburgher
    • By edinburgher 10th Jul 17, 12:36 PM
    • 10,676 Posts
    • 55,743 Thanks
    edinburgher
    Ah - dogs are 'uff uffs' in our house

    Think DD may have fully cut her last tooth, she slept through last night for the first time in months.

    £2 OPed, skip being collected, plasterer confirmed for the weekend and I'm going to start breaking down furniture this evening. No rest for the wicked!
    • Suffolk lass
    • By Suffolk lass 10th Jul 17, 1:05 PM
    • 1,515 Posts
    • 17,183 Thanks
    Suffolk lass
    I loved "rinsets " (insects) and "pippins" (fromage frais - and no, we don't know either)
    MFiT T4 #2 update 31.2% after Q6
    Save £12k in 2017 #64 - £8833.96 saved (80.31%) after September - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 70.68/75% including stores after July
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • earthgirl
    • By earthgirl 10th Jul 17, 7:15 PM
    • 2,449 Posts
    • 19,738 Thanks
    earthgirl
    We loved drinkamelon for watermelon (as a drink and water were interchangeable. We still call in drinkamelon! Not a first word though, that was dada both times.
    15/5/12 Paid off Mortgage 1 (£220k) Dec 13 - £116,508 Bought Dream House Dec 14 - £94, 402 (£22,106 offset in 2014) Jan 16 - £67, 852 (£26,550 offset in 2015) Dec 16 - £33,529 ( £34,323offset in 2016)
    Jan 17 - £39, 773 (Re-estimation of endowments )
    June 17 £32,053 Sept 17 £22,619
    Kids savings 13,578/36k
    • stepuptothepl8
    • By stepuptothepl8 10th Jul 17, 7:21 PM
    • 751 Posts
    • 3,554 Thanks
    stepuptothepl8
    We had pssgetti (spaghetti) up until fairly recently.. she's 13 now
    LBM 1st Feb 2015 £8789 to go
    my diary: time to step up to the plate. SPC#503
    2017 challenges:
    March - Bath Half Marathon DONE!!
    July - trailwalker 100km walk for Oxfam & the Ghurka trust DONE!!
    • edinburgher
    • By edinburgher 10th Jul 17, 8:54 PM
    • 10,676 Posts
    • 55,743 Thanks
    edinburgher
    I am loving all the baby talk

    Today's MSE bargain was £23 of beef roasting joints reduced to £6.50
    • Brodiebobs
    • By Brodiebobs 10th Jul 17, 9:53 PM
    • 759 Posts
    • 3,164 Thanks
    Brodiebobs
    Words definately stick, after a rather infuriating conversation about fruit eaten at childminders we still have 'airy heggs' (kiwi's-as in hairy eggs) 5+ years on
    Addicted to MSE.
    Overpaying mortgage for a better debt free life!
    • gallygirl
    • By gallygirl 10th Jul 17, 11:04 PM
    • 16,425 Posts
    • 107,654 Thanks
    gallygirl
    How about a 'no use in having it' for an ice cream scoop as that's what I always used to say when ex used (and bent ��) a spoon every time. 30 years later it's still called that .
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
    • edinburgher
    • By edinburgher 11th Jul 17, 8:37 AM
    • 10,676 Posts
    • 55,743 Thanks
    edinburgher
    Have been having a look at Am@azon, but there's nothing we want or need. I'll maybe take a look later and see whether there's anything for DD Christmas. Oddly enough, the only thing I fancy on 'Pr1me Rib day' is a smart man bag reduced by D3benhams as Mrs E has a bee in her bonnet about me swapping out my paint covered old rucksack...

    £1.23 OPed.

    Edit: Happy humblebrag - this month's mega pension contribution has gone in. It's larger than I *earned* in take home pay until 10 years ago - and I paid 1/2 of a mortgage and bills with the remainder
    Last edited by edinburgher; 11-07-2017 at 8:50 AM.
    • hiddenshadow
    • By hiddenshadow 11th Jul 17, 8:59 AM
    • 2,241 Posts
    • 10,110 Thanks
    hiddenshadow
    Edit: Happy humblebrag - this month's mega pension contribution has gone in. It's larger than I *earned* in take home pay until 10 years ago - and I paid 1/2 of a mortgage and bills with the remainder
    Originally posted by edinburgher
    That's a great feeling, isn't it?
    MFW: Dec '13 £197,100 / Dec '14 £180,691 / Dec '15 £161,669 / Dec '16 £119,669 / Oct '17 £106,575
    2017 MFW #56: £13,093/£20,000 65% / MFiT-T4 #15: £52,924/£90,000 58%
    • AlexLK
    • By AlexLK 11th Jul 17, 9:57 PM
    • 5,792 Posts
    • 30,066 Thanks
    AlexLK
    I understand re. the study, Ed. (Yes, I know that discussion was ages ago, now).

    Re. the words our children invent.

    SL: We have "pop ins" but they aren't fromage frais, they are lift the dot fasteners.
    Saved £11,000 in 2015, £9,800 in 2016.
    From a £32,000 debt on 2/9/2013 to debt free on 12/1/2015.
    • shangaijimmy
    • By shangaijimmy 11th Jul 17, 10:09 PM
    • 2,207 Posts
    • 10,145 Thanks
    shangaijimmy
    Bam = ball
    Samuwolf = Samuel
    Troler = remote control
    MFW: Turning June 2036 into March 2023... 30//120 Payments Challenge, Diary Reduction £32,077.72
    Aug 2009: £163,051 // Current: £103,922.28 // Avg Daily Interest £4.67
    MFiT-T4 #8 - 47.86% of £41,000
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