Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Mrs Z
    • By Mrs Z 31st Mar 14, 2:28 PM
    • 864Posts
    • 843Thanks
    Mrs Z
    Waiting to exchange - anyone want to join me?
    • #1
    • 31st Mar 14, 2:28 PM
    Waiting to exchange - anyone want to join me? 31st Mar 14 at 2:28 PM
    Well, we have now passed the 'mortgage application' and survey hurdle and searches are all done. As far as I know, our buyers should also have everything in order. We are now waiting for our seller to get to the same point as they found their house a fortnight after accepting the offer from us. It is nerve wrecking... anyone want to join me????!!!
Page 366
    • Korra
    • By Korra 14th Oct 16, 2:59 PM
    • 64 Posts
    • 74 Thanks
    Korra
    I might not be exchanging today as the lender hasn't come back to the solicitors yet. I don't know how people do all the waiting for exchange to happen. I have been unproductive at work, lack of sleep is not helping and to know I have to get through the weekend without exchange happening.

    2016: Hopefully be a FTB Complete 27.10.2016
    • lee111s
    • By lee111s 14th Oct 16, 3:07 PM
    • 2,663 Posts
    • 1,843 Thanks
    lee111s
    I might not be exchanging today as the lender hasn't come back to the solicitors yet. I don't know how people do all the waiting for exchange to happen. I have been unproductive at work, lack of sleep is not helping and to know I have to get through the weekend without exchange happening.

    Originally posted by Korra

    We're also waiting on our buyers lender coming back. Not heard a peep so looking like another weekend without exchange.
    • Korra
    • By Korra 14th Oct 16, 3:10 PM
    • 64 Posts
    • 74 Thanks
    Korra
    Fingers crossed for you and me.

    We're also waiting on our buyers lender coming back. Not heard a peep so looking like another weekend without exchange.
    Originally posted by lee111s
    2016: Hopefully be a FTB Complete 27.10.2016
    • ap1985
    • By ap1985 14th Oct 16, 3:18 PM
    • 323 Posts
    • 128 Thanks
    ap1985
    I might not be exchanging today as the lender hasn't come back to the solicitors yet. I don't know how people do all the waiting for exchange to happen. I have been unproductive at work, lack of sleep is not helping and to know I have to get through the weekend without exchange happening.

    Originally posted by Korra

    I was the same....Couldn't get any work done with all the stress! But stay positive and try to keep your mind occupied! It will happen soon
    Finally going to be a homeowner
    • Korra
    • By Korra 14th Oct 16, 3:21 PM
    • 64 Posts
    • 74 Thanks
    Korra
    I was the same....Couldn't get any work done with all the stress! But stay positive and try to keep your mind occupied! It will happen soon
    Originally posted by ap1985
    Thanks ap1985. I have put my music on and got one earphone in my ear and trying to get work done.
    2016: Hopefully be a FTB Complete 27.10.2016
    • MissTasmanian
    • By MissTasmanian 14th Oct 16, 3:43 PM
    • 663 Posts
    • 292 Thanks
    MissTasmanian
    Another sleepless night and another day in which the vendor hasn't replied to our solicitor or the estate agent. The last 12 weeks have been a complete waste of time and money.
    • lcc86
    • By lcc86 14th Oct 16, 3:45 PM
    • 817 Posts
    • 1,482 Thanks
    lcc86
    Another sleepless night and another day in which the vendor hasn't replied to our solicitor or the estate agent. The last 12 weeks have been a complete waste of time and money.
    Originally posted by MissTasmanian
    Sorry to hear that MissT, some people just have no regard for anyone else's feelings or lives. Hope you can resolve it.
    1/12/14 total £9,140 DFD 30/01/17

    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my DFD

    2017 365 day challenge £85.88 saved
    • MissTasmanian
    • By MissTasmanian 14th Oct 16, 3:51 PM
    • 663 Posts
    • 292 Thanks
    MissTasmanian
    Sorry to hear that MissT, some people just have no regard for anyone else's feelings or lives. Hope you can resolve it.
    Originally posted by lcc86
    Thank you so much and I am was so sad to read about your troubles

    I really, really hope your buyer wises up. Maybe someone's scared them into thinking they need all this unnecessary info?
    • Korra
    • By Korra 14th Oct 16, 3:56 PM
    • 64 Posts
    • 74 Thanks
    Korra
    Another sleepless night and another day in which the vendor hasn't replied to our solicitor or the estate agent. The last 12 weeks have been a complete waste of time and money.
    Originally posted by MissTasmanian
    Sorry to hear about all the issues you've had. I can't believe someone can completely ignore the estate agent and solicitors. Have you started looking at other properties?
    2016: Hopefully be a FTB Complete 27.10.2016
    • PlaysNicely
    • By PlaysNicely 14th Oct 16, 4:09 PM
    • 101 Posts
    • 174 Thanks
    PlaysNicely


    Congrats app1985 on your exchange, here's to a smooth move for you!

    Lee, Lcc and Korra, really sorry that it's delay after delay for you guys, the frustration is just awful, I'm sorry the week isn't ending on a high note, you really don't deserve another weekend of waiting.

    I've received solicitor paperwork and survey today, so lots to go through with husband later. A couple of immediate issues arising, just to add to the general ponderment (and expense, probably)!

    One of the issues I've already sorted out is the fact that the survey report arrived ... complete with the wrong property address on it! Thankfully I was able to get hold of the surveyor's office quickly and have the right one now!

    Fingers crossed for some last-minute exchanges as Friday comes to a close, PN x
    • lewishardwick
    • By lewishardwick 14th Oct 16, 4:10 PM
    • 420 Posts
    • 459 Thanks
    lewishardwick
    Thought I wasn't going to update again this week!

    So I instructed my solicitor to carry out an enhanced flood risk search.

    They are doing this. However, they keep badgering the vendors solicitor for their old flood search. The reason "We do not require however the vendor says he has done one. Just need clarity on what was actually done"

    So they are asking for a report that was carried out before significant development in the surrounding area was carried out?!

    Is it just me, or does this seem a complete waste of time when we're trying to get the freeholder to confirm lease charges for the last two weeks?!

    • MissTasmanian
    • By MissTasmanian 14th Oct 16, 4:11 PM
    • 663 Posts
    • 292 Thanks
    MissTasmanian
    Sorry to hear about all the issues you've had. I can't believe someone can completely ignore the estate agent and solicitors. Have you started looking at other properties?
    Originally posted by Korra
    We have and there's quite a few decent deals out there especially as our local area seems to be quite sluggish. It's just hard to give up on this property when we got so emotionally invested. It's so silly and naive but after they accepted our offer I remember talking about how to redecorate with my partner; silly things like lets replace the blinds with curtains here to get more of the sun in the morning... rather pathetic of us now thinking back.

    I think though we've learnt from this situation and our main advice to anyone going through something similar is firstly don't trust a word estates agents says (they told us on five separate occasions that completion would be soon, but I doubt they'd even talked to the vendor they were just making it up as they went along,) and most importantly don't be scared to make ultimatums because either you get what you want (if it's a reasonable request) or you find out far sooner that the other party isn't serious and just wasting time.
    • lee111s
    • By lee111s 14th Oct 16, 4:19 PM
    • 2,663 Posts
    • 1,843 Thanks
    lee111s
    *big sigh*

    • jojo9239
    • By jojo9239 14th Oct 16, 4:26 PM
    • 320 Posts
    • 226 Thanks
    jojo9239
    Update from us our vendor is super quick at responding my solicitor says they asked for enquiries Monday and they responded Wednesday said they asked them for indemnity policy to do with the leasehold and she took it out no questions which they say is promising. Emailed EA twice about dates nothing which isn't surprising! Aiming for 11th!
    • Korra
    • By Korra 14th Oct 16, 4:30 PM
    • 64 Posts
    • 74 Thanks
    Korra
    We have and there's quite a few decent deals out there especially as our local area seems to be quite sluggish. It's just hard to give up on this property when we got so emotionally invested. It's so silly and naive but after they accepted our offer I remember talking about how to redecorate with my partner; silly things like lets replace the blinds with curtains here to get more of the sun in the morning... rather pathetic of us now thinking back.

    I think though we've learnt from this situation and our main advice to anyone going through something similar is firstly don't trust a word estates agents says (they told us on five separate occasions that completion would be soon, but I doubt they'd even talked to the vendor they were just making it up as they went along,) and most importantly don't be scared to make ultimatums because either you get what you want (if it's a reasonable request) or you find out far sooner that the other party isn't serious and just wasting time.
    Originally posted by MissTasmanian
    It took my vendor over 3 months to find a property she liked and had her offer accepted. I had started making plans also and when I decided to start looking at other properties, I would always compare with this property. I was so not ready to let it go. I went to view it yesterday and used that time to do some measuring. As soon as I got back home, I started looking at wardrobes, washing machines and fridge freezers.

    There have been other properties before this one where I fell in love with and would start making plans only for someone to put a crazy offer in. I started not getting my hopes up high but when my offer was accepted on this property I already started making plans about whats going where, what needs changing, etc. It is so hard not to get excited.

    I do hope your vendor realises he needs to start communicating and move forward with the process.
    2016: Hopefully be a FTB Complete 27.10.2016
    • MissTasmanian
    • By MissTasmanian 14th Oct 16, 4:37 PM
    • 663 Posts
    • 292 Thanks
    MissTasmanian
    It took my vendor over 3 months to find a property she liked and had her offer accepted. I had started making plans also and when I decided to start looking at other properties, I would always compare with this property. I was so not ready to let it go. I went to view it yesterday and used that time to do some measuring. As soon as I got back home, I started looking at wardrobes, washing machines and fridge freezers.

    There have been other properties before this one where I fell in love with and would start making plans only for someone to put a crazy offer in. I started not getting my hopes up high but when my offer was accepted on this property I already started making plans about whats going where, what needs changing, etc. It is so hard not to get excited.

    I do hope your vendor realises he needs to start communicating and move forward with the process.
    Originally posted by Korra
    Thank you Korra; although sad to hear I am not alone in getting emotionally attached to properties. Have you heard anymore today or do you think it's too late now to exchange?
    • lcc86
    • By lcc86 14th Oct 16, 4:40 PM
    • 817 Posts
    • 1,482 Thanks
    lcc86
    Thanks guys, my situation gets stranger, apparently the buyer spoke to EA yesterday and said they were ready to transfer the deposit today, so either something has happened overnight to make them change their mind or their solicitor isn't doing what the client wanted? Unfortunately the EA haven't been able to get hold of the buyer yet today but have left messages. Am hoping it's just crossed wires and we can sort it on Monday. Very bizarre.

    MissT you're definitely not alone, we all get emotionally invested in properties, after all we're hoping they'll be our new homes! I have the same thoughts all the time. It's impossible not to even when you want to manage your expectations. Hope you can find something if you need to. Or better yet get the issues with your current one sorted.
    Last edited by lcc86; 14-10-2016 at 4:44 PM.
    1/12/14 total £9,140 DFD 30/01/17

    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my DFD

    2017 365 day challenge £85.88 saved
    • Korra
    • By Korra 14th Oct 16, 4:44 PM
    • 64 Posts
    • 74 Thanks
    Korra
    Thank you Korra; although sad to hear I am not alone in getting emotionally attached to properties. Have you heard anymore today or do you think it's too late now to exchange?
    Originally posted by MissTasmanian
    I don't know what the latest they can exchange. I am going to email the solicitors to ask them as if it does happen after 5pm and I am on my way home, I won't be able to sort out the buildings insurance.
    2016: Hopefully be a FTB Complete 27.10.2016
    • jojo9239
    • By jojo9239 14th Oct 16, 4:47 PM
    • 320 Posts
    • 226 Thanks
    jojo9239
    Usually 3:30 I think :/
    • MissTasmanian
    • By MissTasmanian 14th Oct 16, 4:49 PM
    • 663 Posts
    • 292 Thanks
    MissTasmanian
    Thanks guys, my situation gets stranger, apparently the buyer spoke to EA yesterday and said they were ready to transfer the deposit today, so either something has happened overnight to make them change their mind or their solicitor isn't doing what the client wanted? Unfortunately the EA haven't been able to get hold of the buyer yet today but have left messages. Am hoping it's just crossed wires and we can sort it on Monday. Very bizarre.

    MissT you're definitely not alone, we all get emotionally invested in properties, after all we're hoping they'll be our new homes! I have the same thoughts all the time. It's impossible not to even when you want to manage your expectations. Hope you can find something if you need to. Or better yet get the issues with your current one sorted.
    Originally posted by lcc86

    Brilliant news about your buyers! I don't want to jinx it but it's looking really good that it'll all straighten out by Monday Perhaps their solicitor sent them straight? Annoying though that they can't get hold of the buyer :s

    Thanks but I'd be amazed if we get the current house the vendor doesn't seem at all concerned about selling his house.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

303Posts Today

3,695Users online

Martin's Twitter