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    • millionaire in training
    • By millionaire in training 12th Oct 13, 11:27 PM
    • 5,589Posts
    • 18,918Thanks
    millionaire in training
    Here we go again. LBM number a million
    • #1
    • 12th Oct 13, 11:27 PM
    Here we go again. LBM number a million 12th Oct 13 at 11:27 PM
    So this is yet another diary. When am I going to learn?

    In fairness I am frugal in most things but I am also very skint.

    For those of you who are meeting me for the first time. I am a single Mum of 2 teenagers. DS is 15 and DD is 19. DD is an apprentice painter and decorator and DS is a computer geek. They are my life and 'most' of the time I adore them. I work full time but am trying to get a change of job just now as I am fed up and want a bit more money. I have an interview on Wednesday so we will see what happens with that.

    I was doing fab with debt reduction and then very sadly my Mum died and I lost my way a bit. Recently I went on holiday, got new central heating and new flooring throughout my house and have managed to increase my debt by about £8k this year. I am sick about it but am not going to dwell on it. I prefer to just get on with it and sort myself out.

    I will bore you to death with my ramblings along the way but this time I am yet again determined to succeed. I loathe paying interest so I will complain a lot about that . So hang on to my coat tails as I am ready to fly

    Old diary is here- http://forums.moneysavingexpert.com/showthread.php?t=3953941
    Total CC debt £20,971.10. [COLOR=red][B][COLOR=darkorchid]£20,301.62 Goal date 1ST June 2018
Page 117
    • millionaire in training
    • By millionaire in training 14th May 17, 7:16 PM
    • 5,589 Posts
    • 18,918 Thanks
    millionaire in training
    Evening folks. Hasn't this weather been fabulous. My whirligig is stuffed full of washing drying in the sunshine.Downstairs of house is immaculate and upstairs doesn't need much doing to it. I've had no work this weekend and it has been such a treat to be able to really have time off.

    I have a funeral tomorrow and I'm dreading seeing everyone. It's going to be a hard day. I've taken a day off so I don't need to go back to work.

    Had a fab night out last night with friends celebrating their engagement. Lots of lovely food and I still managed to stick to plan.

    I've lost 11lb over the last 2 weeks so long may it continue.

    I'm going to have to rein myself in as far as spending is concerned as I have been going a bit mad recently. I had the money put aside for my doors but bought a console table and tickets for 9-5 and mamma mia

    I am however getting a bonus in work so hopefully that'll cover some of it. Built the console table today but its badly cracked so am waiting on them getting back to me about that.

    Not much more to tell but I hope everyone is in fine form xx
    Total CC debt £20,971.10. [COLOR=red][B][COLOR=darkorchid]£20,301.62 Goal date 1ST June 2018
    • Sun Addict
    • By Sun Addict 19th May 17, 9:58 PM
    • 4,749 Posts
    • 28,272 Thanks
    Sun Addict
    Wow 11lb in two weeks is amazing

    Hope the funeral went ok, never easy unfortunately.
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • Verbatim
    • By Verbatim 20th May 17, 3:19 PM
    • 4,518 Posts
    • 13,262 Thanks
    Verbatim
    Great going on the weight loss.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
    • milann
    • By milann 25th May 17, 5:25 PM
    • 1,420 Posts
    • 6,214 Thanks
    milann
    Good to see you - hope you're enjoying your new kitchen. Don't blame you getting a gardening gnome to do his magic in your garden - you work hard and deserve some relaxing time.
    • Verbatim
    • By Verbatim 12th Jun 17, 5:14 PM
    • 4,518 Posts
    • 13,262 Thanks
    Verbatim
    How's it going MIT?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
    • millionaire in training
    • By millionaire in training 10th Sep 17, 10:00 PM
    • 5,589 Posts
    • 18,918 Thanks
    millionaire in training
    Evening all. I can't believe its been so long since I have been on here. Kind of lost my way over the summer. I haven't added any debt and have plodded away paying minimums on everything but no real progress made. I've started again though as I need to get rid of this once and for all.

    I hope you are all well and doing well with your debt journey.

    It's been a crazy summer for me. Been constant work and laundry. Manged to fit in a wee week in Spain but it was super hot when I was there so I was practically the same colour when I came back as it was too hot to sunbathe.

    I have started the Cambridge diet and am 4 weeks in and 2lb off of 2 stones lost. I'm delighted. I'm not allowed to do the full meal replacement diet because I have previously had kidney stones but I can do the 3rd step which seems to be suiting me just fine. It's nowhere near as expensive as I thought it would be either so it's all good. Some folks are trying to kill my buzz about it by saying 'it'll go straight back on when you eat normally' and they are right but I will hopefully not be eating my normal and be okay. I just have to try ,

    So just a wee short post tonight as I'm shattered and heading to bed. Weigh in day tomorrow
    Total CC debt £20,971.10. [COLOR=red][B][COLOR=darkorchid]£20,301.62 Goal date 1ST June 2018
    • Verbatim
    • By Verbatim 11th Sep 17, 5:44 PM
    • 4,518 Posts
    • 13,262 Thanks
    Verbatim
    How lovely to see you back! I've been hoping you hadn't disappeared for good!
    I've had excellent success with the Blood Sugar Diet. Normal food, don't feel hungry and full fat dairy is encouraged. Prof Taylor of Newcastle Uni pioneered it as 800 calories for 8 weeks. He's a leading diabetes expert and this has reversed Type 2 and pre type 2 in many people. Dr Michael Mosely who started the 5:2 diet idea has used it to reverse his own Type 2. People lose an average of 14kg over the 8 weeks. It also works for shorter periods
    with obviously lower losses. The idea is to stop eating sugar and most carbs and eat a Mediterranean style diet for the rest of your life. No hardship going by the recipes I've cooked which are really tasty and quick. I found some by googling as The Mail published some and then bought the 8 week BSDiet recipe book.
    Sorry to be so evangelical but I've stayed the same weight for so long I thought I'd never lose any more.
    Last edited by Verbatim; 11-09-2017 at 5:46 PM.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
    • amber03
    • By amber03 11th Sep 17, 9:13 PM
    • 798 Posts
    • 4,719 Thanks
    amber03
    Good to hear from you MIT, glad you have had a good summer . I am always better with money when I come on these boards, annoys me when I come back after a few weeks off and realise the money I have wasted. Fab news on the weight loss, mine has been going up think I need to address this before it gets out of control.x
    Debtfree and and staying that way.
    £1000 Emergency fund No.112 £310
    • Keeping Positive
    • By Keeping Positive 26th Sep 17, 4:28 PM
    • 4,665 Posts
    • 9,363 Thanks
    Keeping Positive
    Hi MIT

    Hope the eating plan going well and spending in control.

    My weight is appalling at the moment. I did lose 1.5st via 5 2 a couple of years back.. like most things it's about planning and preparation.
    May 2013 new beginnings
    • reality_check
    • By reality_check 27th Sep 17, 3:02 PM
    • 699 Posts
    • 1,557 Thanks
    reality_check
    Don't listen to them! My sister lost 5 stone in 4 months on Cambridge! People bang on about how it's not healthy, but is eating way too many calories and junk food any better?! Not saying that's what you were doing, but always annoys me people saying it's not good for you, you will put it all on and more and unless you were eating like a vegan goddess before I am all for it! Good luck with it! xx
    Starting debt £18,675.63
    Current debt: £8,000
    • Sun Addict
    • By Sun Addict 27th Sep 17, 9:04 PM
    • 4,749 Posts
    • 28,272 Thanks
    Sun Addict
    I work with someone who lost 4st on the Cambridge Diet a few years ago and has kept it off. It's whatever works for you.
    Virtual Sealed Pot 2018 £20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • milann
    • By milann 25th Oct 17, 10:53 AM
    • 1,420 Posts
    • 6,214 Thanks
    milann
    Pleased to hear from you MIT - the good thing is you haven't added to your debt.

    Whatever works for you on the diet front as long as your feeling fit and healthy can't do any harm cos mentally you'll feel so much better. i'm at another standstill weightwise.............but it all my own doing - when I stick to it - it works...........
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