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    • millionaire in training
    • By millionaire in training 12th Oct 13, 11:27 PM
    • 5,597Posts
    • 18,831Thanks
    millionaire in training
    Here we go again. LBM number a million
    • #1
    • 12th Oct 13, 11:27 PM
    Here we go again. LBM number a million 12th Oct 13 at 11:27 PM
    So this is yet another diary. When am I going to learn?

    In fairness I am frugal in most things but I am also very skint.

    For those of you who are meeting me for the first time. I am a single Mum of 2 teenagers. DS is 15 and DD is 19. DD is an apprentice painter and decorator and DS is a computer geek. They are my life and 'most' of the time I adore them. I work full time but am trying to get a change of job just now as I am fed up and want a bit more money. I have an interview on Wednesday so we will see what happens with that.

    I was doing fab with debt reduction and then very sadly my Mum died and I lost my way a bit. Recently I went on holiday, got new central heating and new flooring throughout my house and have managed to increase my debt by about £8k this year. I am sick about it but am not going to dwell on it. I prefer to just get on with it and sort myself out.

    I will bore you to death with my ramblings along the way but this time I am yet again determined to succeed. I loathe paying interest so I will complain a lot about that . So hang on to my coat tails as I am ready to fly

    Old diary is here-
    Total CC debt £20,971.10. £8,326.99 DFD July 2026Feb 2020Goal date 28th Feb 2017
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    • dawnybabes
    • By dawnybabes 15th Oct 16, 10:28 AM
    • 1,548 Posts
    • 3,640 Thanks
    Hope everything is ok and the new kitchen is looking fab !!
    Sealed pot challenge 822

    Jan - £176.66
    • Verbatim
    • By Verbatim 6th Nov 16, 9:39 AM
    • 4,246 Posts
    • 11,629 Thanks
    How are you MIT? I hope you're pleased with your new kitchen?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
    • kittycatfan
    • By kittycatfan 9th Nov 16, 9:17 AM
    • 206 Posts
    • 584 Thanks
    Hi mit your doing so great well done , don't forget the pics of new kitchen would love to see it after all your hard work
    • vonph1
    • By vonph1 10th Nov 16, 12:24 PM
    • 173 Posts
    • 264 Thanks
    You've not been posting, is everything ok?
    • millionaire in training
    • By millionaire in training 30th Nov 16, 8:19 PM
    • 5,597 Posts
    • 18,831 Thanks
    millionaire in training
    Sorry folks but between 3 jobs and builders I have not had a minute. I've also been diagnosed with sleep apnoea so last couple months have been a challenge to say the least.

    My kitchen is so so so so amazing I bloody love it. Just got completed yesterday. Bathroom is looking fabulous as well. I did however end up spending about £13k so I am scared to look at my new debt totals. I do however KNOW for a fact that I can pay it off so I am not worried in the slightest. I can't get the snowball on whats the cost to work so might need to see if I can find another spreadsheet.

    Will be getting a CPAP machine ASAP to help me sleep but I cannot tell you how exhausted I am. I've been tired for a couple of years but have put it down to being busy/menopausal/overweight or all of the above. Whilst on holiday with my friends in the summer though my friends were really concerned about me as I was so loud when I was sleeping and also frequently stopped breathing. Consultant has said that I will feel a massive improvement. I was beginning to think I was just lazy, so am relieved to get a diagnosis and hopefully get myself fixed. I'll be like superwoman.

    So just a short visit as I am heading off to bed soon as I am knackered lol. Hope everyone is well xx
    Total CC debt £20,971.10. £8,326.99 DFD July 2026Feb 2020Goal date 28th Feb 2017
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