Here we go again. LBM number a million

1112113115117118234

Comments

  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    So pleased to hear you had a good time with DS. Hopefully DD is having fun at T1.
  • DD is having a blast at T. I am getting the 1 text in morning and 1 text at night to let me know she's 'luvvin lyf' I assume that means she's enjoying herself lol

    Did cleaning job this morning and been paid for next week as well so £60 earned. I need to get it into my account though as I am doing my damndest not to slip into overdraft after buying washing machine and fridge. I have put £300 in my account that I am holding onto for DD and if I get to the end of the month without overdrawing then I will be thrilled. Not sure if it's doable but I'll have a darn good try. Hmmm just had a wee count up of finances and may be hoping for way too much :rotfl: I need £235 to cover my direct debits until end of month and I have £160. I need £75. If I don't spend anything this week then I can put in another £32. So only £43 to get. Now I have already committed to 2 lunches this week and I will be buying my Mum some flowers for her anniversary so it's looking less and less likely. I will just be doing damage control then and trying my best.

    I just want a nice easy life without all this juggling - surely not too much to ask. I'm fed up just now of counting pennies, counting calories and generally chasing my tail just to stand still. I'll be fine tomorrow but today I want to wallow . And I want to eat :eek:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Skinnylatte
    Skinnylatte Posts: 1,243 Forumite
    First Anniversary First Post Debt-free and Proud! Home Insurance Hacker!
    You're doing great, no need to wallow or eat to much, chin up!!! Challenge your self to make some extra £££ and not go into that over draft. Not that I can give advice coz I've just been shopping :o
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • ha ha ha not listening to you then skinnyl lol
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • There's too many of us listening in for you to try that MIT. I've had a NSD today so I can tell you not to do it!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • ha ha poor me getting bullied :rotfl:

    I'll do my best folks. Failed today already though as went to church and my brother asked me to get him a mass card for someone who has died. I don't think he realises that you slip a wee £5 in the card for the priest to sign it and I have now paid for this. My bro is incredibly good to my son so there is no way in this world that I am asking him for the money. Ho hum.

    I am missing DD so so much. I hate when my kids are away. I dunno how I will cope when they move out :(

    I'm watching T in the park. Kinda wishing I was there as tonight it's Paulo Nuttini and Calven Harris and I love them both. In saying that I am sitting in the warmth without the pouring rain, with no cups of pee pee being thrown at me so maybe not then.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • My DS1 is away at Cub Camp and I'm missing him too. Please remind me of that when he is back home causing havoc tomorrow!!

    Sounds like you are in the best place to watch T!! Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I know PLMBL havoc will reign when he returns. I reckon I will have a smelly pile of washing to do and a very hungover 20 year old who will be cranky as she needs to go to work next day in both her jobs lol
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Only spent £2 today on diluting juice so I am happy with that. Forgot to add the £2 I spent in mass last night for collections. I feel like a tight git but hey I'm skint. I'll make up for it when I can.

    Was clearing out drawers and found old notebooks where I had been keeping my debt and spends in. Since 2011 my debt has increased except for my mortgage and secured loan. I am quite sick at this tbh as I feel that the majority of the time I am working hard at repaying the money I owe so it's quite a kick up the backside to see this. So for 3 years I have worked my backside off , doing 2 jobs, making savings etc etc and I have taken a backward step. Yet another reason to keep going as best I can but this time make sure that it goes down and stays down.

    Just invited my brother and his family for dinner on Wednesday as it's my Mum's anniversary and it would be nice to be together. I have a ton of chicken so I will just make a casserole and veg. I'll make a cake for afters. So will probably only need potatoes.

    Still a week of my holidays left and tomorrow and Tuesday I am going to try and get the housework done that I want. Depends on the weather. I get distracted when the sun shines :rotfl:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Burn the notebooks and focus on your current progress. Sometimes debt isn't all about indulgence. There was a year where increasing it was my only option. The trick is to tackle it when you can.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.1K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.6K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 607.8K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards