our forever patch challenge

pink_poppy · 10 October 2015 at 5:52PM

Curry night for us too ~ Chicken Jalfrezi made by DH (and Aldi)

All this talk of moving on MFW is making me get itchy feet. Are you already keeping an eye out for potential properties on Rightmove??

sammy70 · 12 October 2015 at 7:34PM

Hi poppy! yep, im always on the lookout, im just scared that the ideal property comes up before we are in a position to move :eek:

Today has been a no spend day, that's all i have to report on money saving news!

sammy70 · 19 October 2015 at 7:37PM

Im feeling terrible today, come down with some lurgy yesterday, snotty nose, sore throat, feel bleurgh:( my nose is raw with blowing it, feel sorry for myself

Never mind, im sure it will go as fast as it came(i hope)

Off to make tea, choccy biccy and early night, hopefully normal service will resume tommorow

pink_poppy · 19 October 2015 at 8:20PM

Hope you feel better soon.

My DD started with a sore throat last Monday & seemed to get worse as the week went on instead of better

I bought her an electric blanket today as her bedroom (above garage) gets really chilly and she is now in bed, snug as a bug in a rug

sammy70 · 21 October 2015 at 2:15PM

Thanks pink poppy! i think a lot of people have this bug

Ive had to leave work early today, still feel ill, and to make it worse i started with a migraine

Im feeling a tad better now my eyes have stopped feeling like im looking downa kaleidescope, but think an early night witha hot drink and paracetamol is on the cards

sammy70 · 22 October 2015 at 8:30PM

Had another xxxdy migraine at work today, think its an after affect of being so bunged up with the lurgy bug all week:(

On a happier note, feeling a lot better, even though id put on 2lb this week due to weird hunger while ill ( i would have thought being ill would have helped me lose a bit, typical! :rotfl:)

Pay day tomorrow for me, hubby 28th. We calculate we should be able to buy £1500 worth of premium bonds, bringing our new balance to £8,500, and at least £1200 extra off kitchen loan , so thats a good step in the right direction for this month :T

Next month is my birthday (bonfire night_party_), so hubby and i are having a night or two away in our favorite country inn as a birthday treat, we cant wait! :j:dance: we will set aside a little for that, but hopefully November should once again see us up to £10, 000 in bonds again, that's our plan, and the loan down to £5000, so disasters aside that's what we are aiming for.

:santa2:December we usually have a month off, using most of spare cash usually used for savings for xmas gifts for our family, we usually give each of our three offspring £300 each, £100 each for a treat, and roughly £300 covers rest of parents etc gifts, plus we allow £400-£500 for eating out/treats/booze and xmas food, so xmas budget we allow £2,000 for the lot, but we usually end up saving, i just don't want to worry for a month, when our youngest is 18 in 2 years time we plan to reduce the xmas gifts to £100 each, as we think its enough, we only carry on giving the elder 2 £300 as we treat them all the same, if one gets £300 they all do

Once we move to our new home we wont have the spare cash if we get the land and lifestyle we want, but living the life we love is a lot better than any xmas gift anyway, i cant wait

:smileyhea

sammy70 · 24 October 2015 at 10:39AM

:hello:Pay day yesterday, all d/ds etc covered, just waiting on hubbys pay , then p.bonds will be bought, and overpayment to diy loan will be made. Im on a fixed salary, he does overtime, so we never know exactly how much he will be paid until the day, although we can usually work it out near enough..

The weather here today is wet, so im going to crack on with the housework, and hope the sun will make an appearance for walkies time this afternoon.:)

Ive been engrossed in my latest issue of country smallholding magazine this morning, its so inspiring to us country life smallholding lifestyle wannabees, i love it!!:T when ive done the chores ill treat myself to another article!

curry night for hubby and i tonight, made mostly by me, but cheating with m& s sauces bought with hubbys vouchers, then scary dvd, treats, snuggle time, my favorite night of the week, together

Luckyinlife · 24 October 2015 at 11:29AM

kinda nice not knowing how much he will get i bet its been more a few times nice surprise :]

wet here today to so sofa shopping hehe

sounds like a great evening enjoy sammy :]

sammy70 · 28 October 2015 at 9:48PM

Pay day for hubby today, better than expected due to enhanced holiday pay :j

So= £1500 worth of premium bonds bought, our new balance is £8,500:beer:

£1502 overpayment off diy loan for kitchen :T

We have worked hard this month, all d/ds gone out, just our spending money left in the account (£25 each per week) i like to transfer savings to p.bonds, and make overpayments straight away on pay day, so no temptation to dip in! :rotfl:

sammy70 · 31 October 2015 at 11:26AM

Weekend here again, this year is galloping by!:eek:

Today is my usual routine, house work, then get hubby up for afternoon walk, then home for tea, treat night and film :j

Next week its my birthday(bonfire night!), and we are having a couple of nights away in our favorite rural inn, cant wait!:j

November will be our last month for saving/overpayments for 2015, as December we have a month off, and use the cash for xmas related expenses, it works for us!:)

so, i want to really try hard to make the most of every penny we can save, meal planning, other than my birthday treat of nights away together no extra spending, lets see , no doubt cos ive said this i will curse myself, and some unexpected bill will arrive! hey ho, we will deal with this if it happens, you just have to adjust and get on with it i find, again, this tactic works for us!

Have a lovely weekend, and happy halloween :hello:

our forever patch challenge

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