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    • MSE Amy
    • By MSE Amy 27th Aug 13, 5:45 PM
    • 27Posts
    • 36Thanks
    MSE Amy
    Reclaim CPP article discussion
    • #1
    • 27th Aug 13, 5:45 PM
    Reclaim CPP article discussion 27th Aug 13 at 5:45 PM
    Hi!

    This is the discussion thread for the



    Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.


    Thanks folks ,
Page 111
    • TheToast
    • By TheToast 12th Oct 17, 12:37 PM
    • 1 Posts
    • 1 Thanks
    TheToast
    Hi all. Hoping for some advice.

    I took out a CPP plan in 2004, so before the 2005 date that the redress scheme goes back to. For pre-2005 claims, the advice is to contact your bank to submit a complaint, but I can't recall which bank sold me CPP. I recall it being an opt-out, so was forced on me, but I don't have documentation going back that far.

    I thought possibly via Barclaycard or Barclays. Any advice from people who were in a similar situation? I.e. Calling banks to ask if they originally sold me CPP? I've already inquired with every bank I have an account with about ppi using their online forms, but that wouldn't highlight CPP.

    (My last ditch attempt would be to use a claims company who may know of a way to process this. So any recommendations over which to use would be appreciated.) Thanks
    • zx81
    • By zx81 12th Oct 17, 12:42 PM
    • 13,670 Posts
    • 14,124 Thanks
    zx81
    The window for reclaiming on CPP policies ended some years ago.
    • Moneyineptitude
    • By Moneyineptitude 12th Oct 17, 1:50 PM
    • 19,535 Posts
    • 9,628 Thanks
    Moneyineptitude
    I took out a CPP plan in 2004, so before the 2005 date that the redress scheme goes back to. For pre-2005 claims, the advice is to contact your bank to submit a complaint, but I can't recall which bank sold me CPP.
    Originally posted by TheToast
    You could contact CPP to see if they have any records pertaining to your policy. They may be able to tell you which Bank sold you the CPP.
    I wouldn't be approaching any claim company though; they do not have have specialist investigatory powers and they'll charge a huge proportion of any redress you might win.

    Good luck.
    The window for reclaiming on CPP policies ended some years ago.
    Originally posted by zx81
    Yes, for policies post 2005. The Op's policy was purchased earlier and did not qualify for the refund scheme.
    • Mersey
    • By Mersey 12th Oct 17, 10:53 PM
    • 1,573 Posts
    • 763 Thanks
    Mersey
    HSBC are currently dealing with CPP historic liabilities (ChargeGuard was their most popular policy sold in the 1990s to mid 2000s).


    They were able to find it from a search I asked for from 1997; but, the obvious answer would be whoever your current account was with at the time.
    Please be polite to OPs and remember this is a site for Claimants and Appellants to seek redress against their bank, ex-boss or retailer. If they wanted morality or the view of the IoD or Bank they'd ask them.
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