Main site > MoneySavingExpert.com Forums > Essential Money > Credit File & Ratings > BARCLAYS BANK PLC-LEXISNEXIS RIS on my equifax re... (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
BARCLAYS BANK PLC-LEXISNEXIS RIS on my equifax report
Reply
Views: 8,761
Thread Tools Search this Thread Display Modes
# 1
TheBigBad
Old 28-07-2013, 8:53 AM
MoneySaving Convert
 
Join Date: Dec 2012
Posts: 92
Default BARCLAYS BANK PLC-LEXISNEXIS RIS on my equifax report

Does anyone know who/what this is? This was only done a few days ago, I bank with Barclays but have not asked them for anything recently.

LexisNexis http://www.lexisnexisrisk.co.uk/lexis-diligence.php seem to be some sort of risk management company.
TheBigBad is offline
Reply With Quote Report Post
The Following User Says Thank You to TheBigBad For This Useful Post: Show me >>
# 2
happy_bunny
Old 28-07-2013, 11:06 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jan 2011
Location: South
Posts: 4,305
Default

Similar thing here I think
http://forums.moneysavingexpert.com/...9#post62639929
happy_bunny is offline
Reply With Quote Report Post
The Following User Says Thank You to happy_bunny For This Useful Post: Show me >>
# 3
stclair
Old 28-07-2013, 12:38 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Sep 2008
Posts: 5,787
Default

It's just an anti money laundering search, banks tend to do them now and again.

It's nothing to worry about as the searches are not visible to other lenders.
I Work For the RBS Group
However Any Opinion Given On MSE Is Strictly My Own
stclair is online now
Reply With Quote Report Post
The Following User Says Thank You to stclair For This Useful Post: Show me >>
# 4
iblametheparents
Old 06-08-2013, 11:18 AM
MoneySaving Stalwart
 
Join Date: Oct 2006
Posts: 646
Default

If you change your address over the phone and don't have a telephone banking passcode then the adviser does a soft search of your credit file and asks you personalised questions to verify your identity. You are advised of this before the search is done.
Barclays employee - all views are my own.
iblametheparents is offline
Reply With Quote Report Post
# 5
agarnett
Old 20-02-2015, 1:42 PM
MoneySaving Stalwart
 
Join Date: Aug 2006
Posts: 327
Thanked 118 Times in 85 Posts
Default

Quote:
Originally Posted by iblametheparents View Post
If you change your address over the phone and don't have a telephone banking passcode then the adviser does a soft search of your credit file and asks you personalised questions to verify your identity. You are advised of this before the search is done.
Yes, just got the same marker for that reason in my Equifax records. I don't call them very often and needed urgently to call when I was out because I'd had a dumb text message from Barclays that made no sense.

What we are not told is that LexisNexis is a US company and clearly, based upon the correct responses to some of the "personalised" questions asked, it stores personal data which has long since been removed from UK CRA databases, e.g. addresses last occupied by the data subject 20 years ago.

Questions might be:
  • why do Barclays use personal data like that which is stored offshore ?
  • is it acceptable for UK citizens' life history personal data like that to be in the hands of a US company, when it is not acceptable for it to remain stored by a UK company?

Last edited by agarnett; 20-02-2015 at 1:44 PM.
agarnett is offline
Reply With Quote Report Post
# 6
GingerBob
Old 20-02-2015, 2:00 PM
Serious MoneySaving Fan
 
Join Date: Aug 2009
Posts: 1,052
Thanked 353 Times in 266 Posts
Default

Quote:
Originally Posted by agarnett View Post
Yes, just got the same marker for that reason in my Equifax records. I don't call them very often and needed urgently to call when I was out because I'd had a dumb text message from Barclays that made no sense.

What we are not told is that LexisNexis is a US company and clearly, based upon the correct responses to some of the "personalised" questions asked, it stores personal data which has long since been removed from UK CRA databases, e.g. addresses last occupied by the data subject 20 years ago.


Questions might be:
  • why do Barclays use personal data like that which is stored offshore ?
  • is it acceptable for UK citizens' life history personal data like that to be in the hands of a US company, when it is not acceptable for it to remain stored by a UK company?
No, it absolutely isn't, but there's nothing we can do about it. The ICO is a toothless, spineless waste of space that most organisations simply ignore.
GingerBob is online now
Reply With Quote Report Post
The Following User Says Thank You to GingerBob For This Useful Post: Show me >>
Reply

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.

All times are GMT. The time now is 10:35 PM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 01 April 2015

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

MSE's Twitter Feed

profile