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  • FIRST POST
    Galstonian
    Experian vs. Equifax
    • #1
    • 17th Sep 04, 6:02 PM
    Experian vs. Equifax 17th Sep 04 at 6:02 PM
    In my experience more lenders use Experian than Equifax for credit searches.

    To back this up (or refute it) I was wondering if anyone who has access to reports from both Equifax and Experian could send me details of who used which one (purely for searches).

    Rather than posting too many details of who you hold accounts with you can send me a private message if you prefer, I'll collate the information then delete your message.

    Online applications for statutory reports (2 each):

    Equifax: https://www.econsumer.equifax.com/co...consumerletter

    Experian: http://www.experian.co.uk/consumer/index.html

    RESULTS SO FAR

    Equifax:-
    credit/charge cards:
    American Express *
    Barclaycard *
    Cahoot
    Capital One *
    HFC (Marbles and others)
    Halifax (one report only, all others with Experian)
    RBS (one report only, all others with Experian)

    others:
    3
    Cahoot
    ebay
    Intelligent Finance *
    Northern Rock
    One Account *
    O2
    Telewest

    Experian:-

    Credit Cards:
    Amex
    Bank of Scotland
    Capital 1
    Co-op
    Egg
    First Direct
    HBoS (Hfx One, NSPCC etc)
    HSBC
    MBNA (incluing A&L, abbey, virgin etc..)
    Nationwide
    RBS (Mint and others)

    Others:
    Admiral Insurance
    ING
    Lombard Direct
    Orange
    RedCats
    Royal & Sun Alliance
    Last edited by Galstonian; 02-03-2005 at 4:05 PM.
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