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  • FIRST POST
    Tiger56
    Please offer any advice you have :)
    • #1
    • 8th Dec 12, 10:57 AM
    Please offer any advice you have :) 8th Dec 12 at 10:57 AM
    Hi everybody,

    I am new to this site today and I am looking for any advice you have.

    Ok here goes, me and my husband are in about 13000 in debt (I understand that this may sound a small amount compared to a lot of people). We owe 18 creditors in total these include, overdrafts, credit/store cards, mobile phone contracts, and the majority payday loans. I know we have got ourselves in this mess and we need to get it sorted. We started getting into this mess when we were 18 we got the overdrafts and mobile phones etc but my husband lost his job when we first moved in together but we were young and wanted to keep up with our friends. (I know no excuse) he got back into work. We entered a DMP Gregory Pennington who charge fees. My husband then got made redundant. Payday loans then seamed like a good thing money when you need it but we let it get out of control.

    We now want help on getting on top of all these debts so we can start again. We are now 24 and 25 and one day would love to have a family but we know the mess we are in it feels like it will never happen. We are useless at managing our money it just seams to disappear.

    I know my all this sounds like we deserve it and believe me we know it. We now want to get out of this more than anything but don't know where to start.

    Sorry for long post, please help
    08/12/12 Day one of looking towards the future
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