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  • FIRST POST
    • EverTheOptimist
    • By EverTheOptimist 2nd Dec 12, 4:39 PM
    • 2,639Posts
    • 15,589Thanks
    EverTheOptimist
    Weekly Spend Challenge W/C 2nd December 2012
    • #1
    • 2nd Dec 12, 4:39 PM
    Weekly Spend Challenge W/C 2nd December 2012 2nd Dec 12 at 4:39 PM
    Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

    On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

    Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

    Green - within budget
    Red - overbudget
    Purple - zero spend
    Orange - made money over the week

    This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

    Moozie was the founder of this challenge and here is a quote taken from her:

    Originally Posted by Moozie:
    "Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

    Good Luck Everyone

    W/C 25th November 2012 Challengers / Pledges / Total Spent

    EverTheOptimist - £10 / £10
    rising from the ashes - £85.79 / £87
    flyinggiraffe - £120
    abundant1972 - £40 / £10

    Munchin - £50 / £56.18
    mandz1 - £40 / £32.85
    Sabrina237 - £10
    8hoovesarebetterthannone - £165 / £184.11
    Casperthefriendlyghost - £10 / £5.77
    stardrops42 - £10
    Lucyv - £280
    shezam - £50 / RED
    chris81418 - £90 / £87.15
    Lottie1987 - £70 / £57.66

    W/C 2nd December 2012 Challengers / Pledges / Total Spent

    EverTheOptimist - £135
    Rising from the ashes - £100
    Abundant1972 - £25
    Lottie1987 - £70
    shezam - £100
    mandz1 - £30
    Casperthefriendlyghost - £10
    chris81418 - £100
    8hoovesarebetterthannone - £165
    flyinggiraffe - £60
    Munchin - £80
    Last edited by EverTheOptimist; 03-12-2012 at 8:07 PM.
    DEBT: £2750 on credit card, £800 on store card
    SPC 7 #5 target £100 / actual £60
    SPC 8 #5 target £100 / actual £200
    SPC 9 #5 target £100/ actual £106.31
    SPC 10 #5 target £100

    £5 a week challenge (Nov 16-Nov 17)
Page 2
    • Munchin
    • By Munchin 4th Dec 12, 1:18 PM
    • 1,883 Posts
    • 5,424 Thanks
    Munchin
    Oh my budget is dead already.

    I went to Tesco today to stock up on wine with their 25% of deal. I'm having a mini Xmas party next weekend for my friends as it is all our birthdays. The wine will do over Xmas as well.

    Spends so far -

    Sun - £49.47 (£29 lunch + £6.20 (coffee at airport) + £5.27 groceries)
    Mon - £4 exercise
    Tues - £51.00 (wine & groceries)

    Total = £104.47/£80
    • rising from the ashes
    • By rising from the ashes 4th Dec 12, 3:55 PM
    • 12,327 Posts
    • 59,551 Thanks
    rising from the ashes
    I've had a bit of a disaster

    http://forums.moneysavingexpert.com/showpost.php?p=57701917&postcount=1107

    Should be able to juggle some funds to cover it but could really have done without having to buy a new iron at this time of year!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
    • EverTheOptimist
    • By EverTheOptimist 4th Dec 12, 5:32 PM
    • 2,639 Posts
    • 15,589 Thanks
    EverTheOptimist
    I've had a bit of a disaster

    http://forums.moneysavingexpert.com/showpost.php?p=57701917&postcount=1107

    Should be able to juggle some funds to cover it but could really have done without having to buy a new iron at this time of year!
    Originally posted by rising from the ashes
    Oh bugga, really sorry to hear that rising. How depressing. and especially at xmas time.

    I had a NSD today about time. and not trying to rub it in rising, i feel your pain after my day yesterday.
    DEBT: £2750 on credit card, £800 on store card
    SPC 7 #5 target £100 / actual £60
    SPC 8 #5 target £100 / actual £200
    SPC 9 #5 target £100/ actual £106.31
    SPC 10 #5 target £100

    £5 a week challenge (Nov 16-Nov 17)
  • Lottie1987
    Morning everyone!

    Rising: Sorry to hear about your iron, I hope you manage to find a nice one for a bargain price

    Spends for yesterday:
    £5.70 (train), £1.40 (magazine), £2.40 (bus home from work after finishing late), £5.29 (Jelly and milk)

    Total so far: £49.67/£70.00 (£20.33 left for week)

    On the plus side I lost 3.1/2 lbs last night at my meeting

    Have a good day everyone xxx
    WSC 13 -14 2 1
    • shezam
    • By shezam 5th Dec 12, 7:38 AM
    • 548 Posts
    • 2,319 Thanks
    shezam
    Monday 3rd December - £40 for Xmas do.
    Tuesday 4th December - £2 birthday card.

    £42/£100.
    Tesco credit card - £2943.87
    MBNA credit card - £1720.00
    £4663.87


    Jan NSD challenge - 4/5
    • rising from the ashes
    • By rising from the ashes 5th Dec 12, 11:34 AM
    • 12,327 Posts
    • 59,551 Thanks
    rising from the ashes
    Originally Posted by rising from the ashes
    Fuel - £0 / £30 (have a couple of hosp appts)
    Groceries - £34.39 / £35 shopped Tues (have a £5 off £35 @ Al*di)
    Trolley - £25 / £25 bought Mon
    Misc - £2.94 / £10 see below
    Total: £62.33 / £100
    Originally posted by rising from the ashes
    Had to buy some lip balm (but they were BOGOF) @ 99p and those pesky choc chip cookies just leapt into my hands again so that was another £1.25 (but worth every penny!)

    Ended up with a 20p and 50p in my change which have gone in their pots so .... £2.94 spent out the misc fund
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Lottie1987
    Morning everyone!!

    Spends for yesterday:
    £5.70 (train for work), £2.91 (tissue, locket sweets and paper), £5.58 (toilet roll, deodorant for OH and chicken steaks)

    Total so far: £63.86/£70.00 (£6.14 left for the rest of the week)

    Have a good day everyone xxx
    WSC 13 -14 2 1
  • Lottie1987
    Morning everyone!

    Spends for the day:
    £5.70 train ticket

    Total so far: £69.56/£70.00 (44p left to last today )

    Have a good day everyone xxx
    WSC 13 -14 2 1
    • rising from the ashes
    • By rising from the ashes 7th Dec 12, 4:01 PM
    • 12,327 Posts
    • 59,551 Thanks
    rising from the ashes
    Fuel - £0 / £30 (have a couple of hosp appts)
    Groceries - £34.39 / £35 shopped Tues (have a £5 off £35 @ Al*di)
    Trolley - £25 / £25 bought Mon
    Misc - £2.94 / £10 see below
    Total: £65 / £100
    Originally posted by rising from the ashes
    Fuel - carried forward to next week - I've got to go back to the hospital on Monday so will fill up then as only used 1/2 tank so far

    The Misc spends ..... have have gone a bit wrong today - have set my spend at £65 to cover it .....

    I allow myself £5 when I go to the hospital - it's an hour & a 1/2 drive (sometimes more) each way and TBH by the time I get there - I need coffee (so that was £1.80) but I'd also stopped at Mr A and got some cookies (I need to do something about this cookie obsession ) and some Ribena (thinking it'd be cheaper there than at the hospital) and that was £1.80 too.

    I then spent 4 hours being poked & proded & x-rayed, saw Drs, Nurses etc, etc and then had 1/2 an hour to wait for a prescription so ..... another coffee (to get me through the journey home) - this one was only £1.50 tho!

    So... that's £5.10 out my £5 hospital allowance but I had 20p's and 50p's in my change so these had to go to the tins - so had to make up the shortfall from the Misc money (around £1)
    I've just joined both together (total £15) and have managed to add £5.50 to the Bus Fund pot so I guess it's OK.

    Trouble is - I have to go back again on Monday - might have to dig out my flask! but I find coffee doesn't keep well in it (which is why I stopped using it) - wonder if hot choc would keep any better?
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
    • EverTheOptimist
    • By EverTheOptimist 7th Dec 12, 7:29 PM
    • 2,639 Posts
    • 15,589 Thanks
    EverTheOptimist
    Evening everyone

    2/12 Petrol - £60
    2/12 Lunch - £15
    3/12 Xmas pressies (owed to sis) - £40

    3/12 Nails - £20 - couldnt go to appt as had a puncture when i got to work so had to go to the garage this evening instead of the appt.
    £83.05 later on a new tyre as old one couldnt be repaired. Booooo. Although this is from a car maintenance budget

    5/12 Dinner on Weds - £25 - £15 spent
    Groceries - £20 - so far £8.26 spent, on lunch for tomorrow as out of work tomorrow at an assessment. and to fulfill my craving of chocolate milkshake. - another £3.78 spent on bunny veg and £1.74 towards tip on weds night (although i thought i put £2 in!!)

    Groceries - £6.22 left
    Spends - £10 - so far £3.42 spent, snack for work today and chip shop chips on 3rd.
    Spends - £6.58 left
    Nails - £20 left
    Last edited by EverTheOptimist; 07-12-2012 at 7:38 PM.
    DEBT: £2750 on credit card, £800 on store card
    SPC 7 #5 target £100 / actual £60
    SPC 8 #5 target £100 / actual £200
    SPC 9 #5 target £100/ actual £106.31
    SPC 10 #5 target £100

    £5 a week challenge (Nov 16-Nov 17)
  • flyinggiraffe
    I've completely lost track this week, but I think from receipts

    Bus fares £4.40
    Wine: £20
    Cocktails: £10
    M&S £17
    Sandwich £4.95
    Water,Pringles,Milkyway £1.80
    Toothpaste and other stuff I forgot to pack £11.23

    RED for me this week


    Week off for me next week as I'm off on annual leave for 10 days, tour of Iceland, Sweden and Norway
    • rising from the ashes
    • By rising from the ashes 8th Dec 12, 8:11 AM
    • 12,327 Posts
    • 59,551 Thanks
    rising from the ashes
    Week off for me next week as I'm off on annual leave for 10 days, tour of Iceland, Sweden and Norway
    Originally posted by flyinggiraffe
    *sigh* that sounds wonderful have a fabby time!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Lottie1987
    Evening everyone!

    NSD for me yesterday.

    Total for the week: £69.56/£70.00 (44p put into Wally the savings dog)

    I had a nice £39.60 surprise from my old work's lottery. The place shut down last Friday and wasn't expecting anything back from it but had it dropped into work on Friday. I put it straight in the savings dog rather than splurging it. Am too sick to spend it anyway stupid flu.

    Am going to pledge £70.00 again for next week.
    Have a good weekend everyone xx
    WSC 13 -14 2 1
    • mandz1
    • By mandz1 8th Dec 12, 9:44 PM
    • 2,292 Posts
    • 9,853 Thanks
    mandz1
    A green week for me please. Total at

    £27.57/£30


    Can i pledge £30 again for the upcoming week. Dont think i need much this week and tomorrow should be NSD as me and my sons are having a duvet and film day.
    PAD Maker
    SPC 570
    single, mum to 3, trying to get by while living life.
    • shezam
    • By shezam 9th Dec 12, 10:01 AM
    • 548 Posts
    • 2,319 Thanks
    shezam
    Monday 3rd December - £40 for Xmas do.
    Tuesday 4th December - £2 birthday card.

    And it all went a bit wrong after that! Spent £124.87 out of my pledges £100 so in RED for this week

    £42/£100.
    Tesco credit card - £2943.87
    MBNA credit card - £1720.00
    £4663.87


    Jan NSD challenge - 4/5
    • chris81418
    • By chris81418 9th Dec 12, 11:20 AM
    • 910 Posts
    • 7,392 Thanks
    chris81418
    Good morning everyone!

    Checking in to report that I unexpectedly had to fork out for supplies, pushing me into the red this week with £141.37 spent out of my pledged £100.

    I'm mucho busy next week, so hopefully I won't have any time to spend!

    Have a good rest of the weekend everyone and see you on next weeks thread once I've worked out my budget!
    Proud to be dealing with have dealt with my debts!
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92
    debt free date: 31/12/2012 £0!
    • EverTheOptimist
    • By EverTheOptimist 9th Dec 12, 6:29 PM
    • 2,639 Posts
    • 15,589 Thanks
    EverTheOptimist
    New thread here

    Munchin and Rising - wasn't sure if you had actually declared so haven't taken your totals on to the new thread, just in case.
    DEBT: £2750 on credit card, £800 on store card
    SPC 7 #5 target £100 / actual £60
    SPC 8 #5 target £100 / actual £200
    SPC 9 #5 target £100/ actual £106.31
    SPC 10 #5 target £100

    £5 a week challenge (Nov 16-Nov 17)
    • Casperthefriendlyghost
    • By Casperthefriendlyghost 9th Dec 12, 6:35 PM
    • 950 Posts
    • 3,992 Thanks
    Casperthefriendlyghost
    Hi!

    I was cutting it so fine this week but managed to spend £9.94. Phew!
    Am going to pledge £10 again next week. It's getting tighter, going to have to be careful!

    Cheers
    Casper
    xx
    LBM Feb 09 £64 427.32 £26 996.59! Sub £30 000!
    DFD July 2018
    GC 01Aug - 30Aug £32.00 SSF £08.53
    NSD 03/15 WSC (10-16) £05 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
    • EverTheOptimist
    • By EverTheOptimist 9th Dec 12, 6:38 PM
    • 2,639 Posts
    • 15,589 Thanks
    EverTheOptimist
    Evening everyone

    2/12 Petrol - £60
    2/12 Lunch - £15
    3/12 Xmas pressies (owed to sis) - £40

    3/12 Nails - £20 - couldnt go to appt as had a puncture when i got to work so had to go to the garage this evening instead of the appt.
    £83.05 later on a new tyre as old one couldnt be repaired. Booooo. Although this is from a car maintenance budget

    5/12 Dinner on Weds - £25 - £15 spent
    Groceries - £20 - so far £8.26 spent, on lunch for tomorrow as out of work tomorrow at an assessment. and to fulfill my craving of chocolate milkshake. - another £3.78 spent on bunny veg and £1.74 towards tip on weds night (although i thought i put £2 in!!)

    Groceries - £6.22 left
    Spends - £10 - so far £3.42 spent, snack for work today and chip shop chips on 3rd.
    Spends - £6.58 left
    Nails - £20 left
    Originally posted by EverTheOptimist
    Right well i have finished the week with £27.55 in cash, £20 to be taken forward for my nails on tues this week. Will pot £2.55 of the £7.55 and take £5 forward.

    However i also spent £33.90 and £10.25 yesterday so i could have a NSD day today as Sunday is usually guaranteed NSD. Will need to look at budget to incorporate spends on a saturday.

    So for this week £151.60 / £135. ooops
    DEBT: £2750 on credit card, £800 on store card
    SPC 7 #5 target £100 / actual £60
    SPC 8 #5 target £100 / actual £200
    SPC 9 #5 target £100/ actual £106.31
    SPC 10 #5 target £100

    £5 a week challenge (Nov 16-Nov 17)
    • rising from the ashes
    • By rising from the ashes 9th Dec 12, 6:38 PM
    • 12,327 Posts
    • 59,551 Thanks
    rising from the ashes
    New thread here

    Munchin and Rising - wasn't sure if you had actually declared so haven't taken your totals on to the new thread, just in case.
    Originally posted by EverTheOptimist
    Reserved new Iron (and paid for it) on Friday ..... long story - but have been refunded for it today (plus goodwill gesture ) so that wipes that out.

    Fuel - carried forward to next week
    Groceries - on track!
    Misc spends - errrrr disaster

    Overall it's probably a GREEN but the Misc spends were a disaster so don't really feel I can say it was a good week - can I go for a bust! ETA but I did manage to add £7.50 to the Bus Fund!!
    Last edited by rising from the ashes; 09-12-2012 at 6:45 PM.
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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