Main site > MoneySavingExpert.com Forums > MoneySavers Arms > The Money Savers Arms > Money Saving Polls - results & discussion > Real-life MMD: Should I share utility switching c... (Page 2)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Real-life MMD: Should I share utility switching cashback?
Reply
Views: 9,072
Thread Tools Search this Thread Display Modes
# 21
wolfmanrage
Old 28-11-2012, 9:33 AM
MoneySaving Newbie
 
Join Date: Dec 2010
Posts: 4
Default

Keep it.

Its all in your name not theirs so you are the one constantly arranging the payment of the bills and such in the first place everytime - this is YOUR time.

YOU were the one spending YOUR TIME (again not their time) researching and everything to save the whole house money.

Did THEY mentioned or point out to you that it was possible to save money on the bills? Unlikely

Don't see why some of the replies are shocked at the Keep it replies - its £30 not a life changing amount! Minimum wage from sorting out the bills would be more than that!

If you really feel guilty spend it on some communal supplies but remember you were the one putting in the effort in the first place not them.
wolfmanrage is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to wolfmanrage For This Useful Post: Show me >>
# 22
koru
Old 28-11-2012, 9:52 AM
Serious MoneySaving Fan
 
Join Date: Sep 2004
Posts: 1,096
Default

Do as you would be done by. This is usually a good guide to ethical dilemmas.
koru
koru is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to koru For This Useful Post: Show me >>
# 23
snowleopard61
Old 28-11-2012, 9:59 AM
MoneySaving Stalwart
 
Join Date: Jan 2010
Posts: 645
Default

I think you would be completely entitled to keep the money, because you took the initiative and made the effort, and your housemates are benefiting from what you did quite apart from the cashback.

If you have qualms of conscience, you could get in some beer and pizzas or buy something nice for the communal spaces of the house with the money, but IMO that's going the extra mile, not your duty. The £30 won't go far if you simply split the cash anyway.
Life is mainly froth and bubble
Two things stand like stone —
Kindness in another’s trouble,
Courage in your own.
Adam Lindsay Gordon
snowleopard61 is offline
Reply With Quote Report Post
The Following User Says Thank You to snowleopard61 For This Useful Post: Show me >>
# 24
deedee71
Old 28-11-2012, 10:01 AM
Serious MoneySaving Fan
 
Join Date: May 2009
Posts: 800
Default

I would keep it. The bill is in the OPs name so if any of the other housemates skip out without settling their share of the bill, this money can act as a bit of a buffer.
deedee71 is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to deedee71 For This Useful Post: Show me >>
# 25
snowleopard61
Old 28-11-2012, 10:05 AM
MoneySaving Stalwart
 
Join Date: Jan 2010
Posts: 645
Default

Quote:
Originally Posted by irishjohn View Post
Look at it this way - another housemate goes off to Mr T to buy house share items, eg Instant Coffee - large jar. He finds it is on BOGOF so brings back two jars - He puts one jar in the cupboard for communal use and keeps the second one to take into work to use for his coffee breaks? Does that sound fair to you? If it does then by all means keep the £30 - if it doesn't then I would hope the £30 goes into the communal pot of cash to pay the utility bills,
While this may sound comparable, I don't think it is. In the case of the coffee, the housemate has used communal funds to bag him/herself a freebie (and even that would, I think, be a grey area morally as the housemate has done the shopping and done so astutely). In the case in point, the housemate has taken the initiative and done something which costs him/her effort and everyone else nothing, and saved everyone else money into the bargain.
Life is mainly froth and bubble
Two things stand like stone —
Kindness in another’s trouble,
Courage in your own.
Adam Lindsay Gordon
snowleopard61 is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to snowleopard61 For This Useful Post: Show me >>
# 26
lazer
Old 28-11-2012, 10:05 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2009
Posts: 2,609
Default

It depends on your relationship with your housemates - are you friends or simply housemates?

If friends - I would spend the £20 on something for the house to enjoy and keep £10!

If simply housemates and you don't do things together etc, I would simply keep it.

I help out my parents, aunts, cousins (and other non internet savvy people) with their online shopping at Christmas and insurance renewals etc, I get them the best deal (regardless of cashback) and keep any cashback for myself.

My mum knows I do this - and does not mind me keeping the cashback - she says she is getting a far better deal than she would on the highstreet, so the cashback is my reward!
Weight loss challenge, lose 12lb in 7 weeks
Challenge 1: W1: -3lb, W2: -2.5lb, W3: +1lb up, W4: -2.5lb, W5: 0lb, W6: -1lb, W7: -1lb Total -9lb, 3lb of Target!
Challenge 2: W1: -1lb
lazer is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to lazer For This Useful Post: Show me >>
# 27
madanna
Old 28-11-2012, 10:16 AM
MoneySaving Newbie
 
Join Date: Nov 2009
Posts: 13
Default feeling guilty?

you're asking the question, so i think you may already know the answer is yes. the guilt lies in your mind; there's money in your pocket. i think i'd probably offset the £30 against the upcomming debt to all. first though, ask your friends, you may be surprised when they tell you to keep it for doing the legwork?
madanna is offline
Reply With Quote Report Post
# 28
iclayt
Old 28-11-2012, 10:22 AM
MoneySaving Stalwart
 
Join Date: Jun 2009
Posts: 386
Default

Keep it. Nobody will be any the wiser. You've done the legwork.

When I shared a flat everyone scarpered before me in the last few weeks, and left me to sort out the water and fuel meters, forwarding addresses, rent deposits etc. I got a nice cheque for £112 from the water company as we had overpaid. The bill had always been solely in my name as I had to do all the legwork when we moved in too. Did I split it? Did I heck.

If they're a nice bunch, treat everyone to a takeaway or a night at the cinema.
iclayt is offline
Reply With Quote Report Post
The Following 3 Users Say Thank You to iclayt For This Useful Post: Show me >>
# 29
rev_henry
Old 28-11-2012, 10:24 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Apr 2008
Location: Manchester
Posts: 4,623
Default

This has happened to me twice. Last year I kept it as I was the only one with the nonce to sort the bills out, deal with the landlord etc, and one housemate was just plain difficult and wouldn't believe the comparison sites at first.

This year my housemates are more reasonable and helpful, so I split it.
rev_henry is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to rev_henry For This Useful Post: Show me >>
# 30
kwmlondon
Old 28-11-2012, 10:41 AM
Serious MoneySaving Fan
 
Join Date: Mar 2008
Location: London
Posts: 1,367
Default There's no right and wrong on this

If I were your flatmate and I found out you'd saved us all £150 a year but kept the £30 cashback I'd be pleased I was saving all that money and not begrudge you the bonus. However, if I'd been the one to save that money I'd probably get a meal deal for a tenner to share and keep the rest. Everyone's a winner!
kwmlondon is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to kwmlondon For This Useful Post: Show me >>
# 31
good advice
Old 28-11-2012, 11:07 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Nov 2011
Location: South East England
Posts: 2,007
Default

Hiya, a difficult question to keep the £30 cash back or not?
I would not give the flatmates the cash but would spend the money on making every ones living more comfortable.
I would spend the £30 on communal things like washing powder, washing up liquid, toilet rolls, cleaning things. Tea and coffee.
good advice is online now
Reply With Quote Report Post
# 32
jazzali
Old 28-11-2012, 11:19 AM
MoneySaving Convert
 
Join Date: May 2012
Posts: 17
Default

I don't think you should feel guilty about keeping it, but I personally wouldn't. I'd pocket whatever costs you spent on the phone calls to cover your costs - many energy providers have 0845 numbers so you could easily have racked up £10 in calls - and spend the rest on a takeaway for everyone or communal bits for the flat.
jazzali is offline
Reply With Quote Report Post
# 33
pennypinchUK
Old 28-11-2012, 11:22 AM
MoneySaving Stalwart
 
Join Date: Aug 2006
Posts: 333
Default

Is it really worth risking the harmony of your shared house for £30? I'm sure there will be times when you benefit from the kindness of others, perhaps in non-monetary ways, in the house. Or are you going to conveniently forget those instances?

Use the money to buy a round, and savour the kudos of saving everyone a bit of cash.
pennypinchUK is offline
Reply With Quote Report Post
The Following User Says Thank You to pennypinchUK For This Useful Post: Show me >>
# 34
sng165
Old 28-11-2012, 11:33 AM
MoneySaving Convert
 
Join Date: Mar 2010
Posts: 192
Default

What if it was a HUNDRED and thirty - would you have kept it then ?
Ok you do the deal for the Gas/Elec - but who in the household does the deal for the TV - could they keep say a Sky £100 cashback ? (perfectly feasible).
What if the communal shopper/grocery buyer (if there is one) suddenly decided to buy own-brand goods instead of named labels, and pocket the difference - its all the same principal.
What if all your shopping around deals had failed & it had cost you an extra £30 - you'd have expected everyone else to chip in.
If you live together, you deal together.
Buy a communal take-away with the £30 - discuss it all.
sng165 is offline
Reply With Quote Report Post
The Following User Says Thank You to sng165 For This Useful Post: Show me >>
# 35
p00
Old 28-11-2012, 11:45 AM
MoneySaving Stalwart
 
Join Date: Nov 2007
Posts: 641
Default

If it was you that decided to look for a better deal then Id say it should go into the utility pot. If they asked to do the work ask them if you can keep it for your work.
p00 is offline
Reply With Quote Report Post
# 36
mrshughes86
Old 28-11-2012, 11:46 AM
MoneySaving Convert
 
Join Date: Mar 2011
Posts: 18
Default

I would keep it.
You could have said to them before you arranged the deal, that you could save them some money in exchange for keeping the cashback, but as you didn't, and they don't know about it, I would just keep it anyway.
mrshughes86 is offline
Reply With Quote Report Post
The Following User Says Thank You to mrshughes86 For This Useful Post: Show me >>
# 37
MR~Mrs
Old 28-11-2012, 11:54 AM
MoneySaving Newbie
 
Join Date: Aug 2012
Location: Norfolk
Posts: 4
Default Yes

Me and my then husband (at the time boyfriend) had the same argument. He pays the electric bill but I did the work of changing tariff to get a cheaper deal and got £15 cashback. When it came, he claimed it was his because he pays the electric but I said it was mine as I'd done the work AND saved him money. We put it into our wedding fund as we couldn't agree who it belonged too. So why not do something nice with it like get a take-away and movie for you all to enjoy?

I'd like to point out that it was a genunine falling out between me and my OH about the money, just one of our silly arguments. If we'd decided it was mine, I would have used it to pay for dinner and vice versa. We're not that petty!
MR~Mrs is offline
Reply With Quote Report Post
# 38
matty_hunt
Old 28-11-2012, 11:57 AM
MoneySaving Stalwart
 
Join Date: Jan 2005
Posts: 294
Default

Keep it. Everyone is saving with the new deal anyway. Any one of the others could have sourced a deal themselves but you are the one who put in the work. Its your finders fee, wage, bonus, call it what you will but your time is worth something. You spent your time organising this deal, the reward is yours.
Value your time. You cant get your time back!
matty_hunt is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to matty_hunt For This Useful Post: Show me >>
# 39
Mojisola
Old 28-11-2012, 12:09 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Jul 2007
Posts: 18,302
Default

I think it's similar to getting points on a supermarket card.

I sometimes do shopping for other people. It's never crossed my mind to give the financial equivalent of the points to them.
Mojisola is online now
Reply With Quote Report Post
The Following 4 Users Say Thank You to Mojisola For This Useful Post: Show me >>
# 40
Metarie
Old 28-11-2012, 12:34 PM
MoneySaving Newbie
 
Join Date: May 2010
Posts: 10
Default

As the bills are in your name, does this mean the DD comes out of your account as well? Probably worth mentioning that if there's a DD, the cashback will go into that account automatically. Of course, if it's your account you have nothing to worry about. I would probably keep it based on previous experiences
Metarie is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to Metarie For This Useful Post: Show me >>
Reply

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 12:51 PM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 27 August 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • ED SHEERANX (DELUXE EDITION)
  • VARIOUS ARTISTSNOW THAT'S WHAT I CALL MUSIC! 88
  • SAM SMITHIN THE LONELY HOUR (DELUXE EDITION)

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.