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  • FIRST POST
    • whizzing
    • By whizzing 12th Nov 12, 7:46 PM
    • 294Posts
    • 188Thanks
    whizzing
    Where now?
    • #1
    • 12th Nov 12, 7:46 PM
    Where now? 12th Nov 12 at 7:46 PM
    I had some savings which have come to the end of the deal they were on. I was getting 3.1% but now I cannot see anything like that. Should I keep looking or give up and accept I will only get 2.5% now???
    Do you think anything more exciting might come out soon?
Page 1
    • gadgetmind
    • By gadgetmind 12th Nov 12, 8:01 PM
    • 10,172 Posts
    • 7,891 Thanks
    gadgetmind
    • #2
    • 12th Nov 12, 8:01 PM
    • #2
    • 12th Nov 12, 8:01 PM
    If you're not able to lock the money away for a few years, and you're not prepared to accept any degree of risk, the sub 3% is where it's at, I'm afraid.

    I see no sign of this changing for at least two years as even returns on risk assets such as corporate bonds of quality companies are now in the 3%-5% range.
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • innovate
    • #3
    • 12th Nov 12, 8:32 PM
    • #3
    • 12th Nov 12, 8:32 PM
    Depends how much it is as well. You can find an instant access home for about 35K @ 3% AER in a couple of current accounts. Not sure how long this will last though since it's 3% variable.
  • innovate
    • #4
    • 12th Nov 12, 8:35 PM
    • #4
    • 12th Nov 12, 8:35 PM
    Is any of the money in cash ISAs? If not, why not?
    • whizzing
    • By whizzing 14th Nov 12, 9:51 AM
    • 294 Posts
    • 188 Thanks
    whizzing
    • #5
    • 14th Nov 12, 9:51 AM
    • #5
    • 14th Nov 12, 9:51 AM
    Thanks for your replies. My cash ISA is full. What current accounts are offering 3 percent?
    • Speculator
    • By Speculator 14th Nov 12, 9:56 AM
    • 1,510 Posts
    • 1,166 Thanks
    Speculator
    • #6
    • 14th Nov 12, 9:56 AM
    • #6
    • 14th Nov 12, 9:56 AM
    lloyds vantage
    Last edited by Speculator; 14-11-2012 at 10:00 AM.
    • calypso rhapsody
    • By calypso rhapsody 14th Nov 12, 5:22 PM
    • 557 Posts
    • 264 Thanks
    calypso rhapsody
    • #7
    • 14th Nov 12, 5:22 PM
    • #7
    • 14th Nov 12, 5:22 PM
    santander 123 if you meet the criteria - and can get enough cash back to cover the monthly fee?
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