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  • Richard_S
    • #2
    • 22nd Mar 07, 5:20 PM
    • #2
    • 22nd Mar 07, 5:20 PM
    Hi All,

    Thanks for a great site and an amazing forum, you guys are such a wealth of info.

    Ok, i have about £100,000 of unsecured debt, i have many questions as i am seriously considering BR but my first is :

    If or when i go BR, can this effect my traveling abroad? can my passport be siezed or any restrictions be placed on my traveling in and out of the country..?


    Thanks

    mastapeace
    Originally posted by mastapeace
    Hi mastapeace,

    We went abroad shortly after being declared bankrupt and had no problems, the only worrying thing for me was not having a credit card to fall back on if we had an emergency - like running out of partying money

    Regards

    Richard
    Your first port of call should be to contact one of the Debt Charities; see links below. Their services are free; they have no vested interest to serve; their advisors are professionally trained and the advice they give will be objective and in your best interests only.

    CCCS 0800 138 1111 National Debtline 0808 808 4000 Business Debt Line 0800 197 6026 CAB Ė Contact your local office and ask to speak to a Specialist Financial Advisor.

    (Links approved by MSE Forum Team )

    Bankruptcy Supporters Club No.2
  • mastapeace
    • #3
    • 22nd Mar 07, 5:48 PM
    • #3
    • 22nd Mar 07, 5:48 PM
    Thanks Richard.

    That is good to know, i would be interested if anyone else has had any experiences in this area...
  • gettingitsorted
    • #4
    • 22nd Mar 07, 6:28 PM
    • #4
    • 22nd Mar 07, 6:28 PM
    The only problem i could forsee here would be if you were to travel abroad alot a year rather than lets say once a year for a holiday ,while this would not affect your passport ,whilst under bankrupty restrictions im sure the OR would be interested as to where the money was coming from to fund it.


    Have you taken proffesional advice about your situation?
    Official DFW NERD 189

    I may be a woman but dont hold it against me

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • Mike St Helens
    • #5
    • 22nd Mar 07, 6:34 PM
    • #5
    • 22nd Mar 07, 6:34 PM
    Howdy...

    Your passport is absolutly, categorically not mentioned, touched or fiddled with. I have a mate who works for the Passport Office in London.. The Passport office, not the contractor.

    Rest assured.

    Only know as I asked him as we are off to canada in October.
  • mastapeace
    • #6
    • 23rd Mar 07, 12:29 AM
    • #6
    • 23rd Mar 07, 12:29 AM
    Howdy...

    Your passport is absolutly, categorically not mentioned, touched or fiddled with. I have a mate who works for the Passport Office in London.. The Passport office, not the contractor.

    Rest assured.

    Only know as I asked him as we are off to canada in October.
    Originally posted by Mike St Helens
    Ok, nice one, well that really puts my mind at rest as far as that is concerned.

    Thankyou.

    mastapeace
  • mastapeace
    • #7
    • 23rd Mar 07, 12:34 AM
    • #7
    • 23rd Mar 07, 12:34 AM
    The only problem i could forsee here would be if you were to travel abroad alot a year rather than lets say once a year for a holiday ,while this would not affect your passport ,whilst under bankrupty restrictions im sure the OR would be interested as to where the money was coming from to fund it.


    Have you taken proffesional advice about your situation?
    Originally posted by gettingitsorted
    I havent really talked to anyone properly about BR yet. I have lots of volantary agreements and one ccj on the way i think.

    mastapeace
  • gettingitsorted
    • #8
    • 23rd Mar 07, 7:14 AM
    • #8
    • 23rd Mar 07, 7:14 AM
    I havent really talked to anyone properly about BR yet. I have lots of volantary agreements and one ccj on the way i think.

    mastapeace
    Originally posted by mastapeace
    www.cccs.co.uk
    www.payplan.com
    www.insovancy.gov.uk

    all of these will be able to give you top notch advice .
    Official DFW NERD 189

    I may be a woman but dont hold it against me

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
    • Gunter6259
    • By Gunter6259 18th Oct 16, 6:30 PM
    • 2 Posts
    • 0 Thanks
    Gunter6259
    • #9
    • 18th Oct 16, 6:30 PM
    Passeport
    • #9
    • 18th Oct 16, 6:30 PM
    Good afternoon,

    I just read your reply, may be you could help me .Iím German person who used to have business propriety after the crash 2005 /2006 I lost everything. I was made bankrupt at 2006. Iím working now for a IT company for 10 years, With the Brexit I decide to applied for a British passport, I have been asked via a form if I havenít been bankrupt. I check my credit report nothing appear on it but my lawyer told me, there is different way to check you are bankrupt or not. I would like to know if that itís true, Iím not sure if my lawyer try to scare me If true where I could find that?
    Thank you for your help,
    • dunstonh
    • By dunstonh 18th Oct 16, 6:57 PM
    • 85,103 Posts
    • 50,126 Thanks
    dunstonh
    There is a bankruptcy register. it is not a scare tactic.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
  • National Debtline
    Good afternoon,

    I just read your reply, may be you could help me .I’m German person who used to have business propriety after the crash 2005 /2006 I lost everything. I was made bankrupt at 2006. I’m working now for a IT company for 10 years, With the Brexit I decide to applied for a British passport, I have been asked via a form if I haven’t been bankrupt. I check my credit report nothing appear on it but my lawyer told me, there is different way to check you are bankrupt or not. I would like to know if that it’s true, I’m not sure if my lawyer try to scare me If true where I could find that?
    Thank you for your help,
    Originally posted by Gunter6259
    Hi

    The Individual Insolvency Register shows bankruptcies for 3 months after they have ended, and any current bankruptcy restriction orders or undertakings (BRO or BRU).

    www.insolvencydirect.bis.gov.uk/eiir/

    James
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
    • Gunter6259
    • By Gunter6259 18th Oct 16, 8:20 PM
    • 2 Posts
    • 0 Thanks
    Gunter6259
    Thank you for your answers , but my question is more oriented about the record of your bankruptcy , my understanding was only par company like Experian,Equifax.. etc..but if the credit score show you you are bankrupt for 6 years and after that you are clear. How come the government still know you have been bankrupt, because I can t find any track about my bankruptcy record on this moment. I don t know if the government in England will waste money to keep record of that. It s for that I would like to know if somebody could know where they are kept if they are keeping the track of it or somebody know somebody to found out this information.

    Thank you for your help
    • JCS1
    • By JCS1 18th Oct 16, 8:29 PM
    • 3,606 Posts
    • 7,413 Thanks
    JCS1
    Bankruptcies are also recorded in the Gazette:

    https://www.thegazette.co.uk/
    • NotEvanAPot
    • By NotEvanAPot 18th Oct 16, 9:12 PM
    • 216 Posts
    • 122 Thanks
    NotEvanAPot
    If the question is "have you ever been bankrupt" you need to answer it honestly.

    Fraud is fraud, no one here is going to advocate you lying about it.
    • TimeToDoIt
    • By TimeToDoIt 22nd Oct 16, 11:11 AM
    • 211 Posts
    • 472 Thanks
    TimeToDoIt
    It's funny, but for a moment there I read that as if you were saying that you were planning to lie to a direct question in your application for a British passport and you were asking us for confirmation that you wouldn't get found out.
    ~~I am debt free~~
    • TimeToDoIt
    • By TimeToDoIt 22nd Oct 16, 11:29 AM
    • 211 Posts
    • 472 Thanks
    TimeToDoIt
    PS yes, you should definitely do it.

    Lie on your application. I'm sure you're much more intelligent than anyone who might be responsible for checking or anything as menial as that, so you're sure to be fine and definitely won't be caught, prosecuted and have your application rejected.

    *thumbs up*
    ~~I am debt free~~
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