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Starting again, 1% at a time. 100 ways to make 80!
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# 21
7roland8
Old 17-06-2012, 9:04 PM
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Also Dooyoo and Caio for reviews.
Doing most on Dooyoo and if you don't mind writing regular reviews and rating others you ca make a good bit - eiher redeem in sach (once you get to 50) or as vouchers.
I've had 40 vouchers this year and 50 in cash on its way so am really pleased - takes a bit of effort though.
Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
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# 22
Little Miss Uni-Debt
Old 18-06-2012, 1:48 PM
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Join Date: Mar 2008
Posts: 826
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Another quick update, sold my iPod. Just need 15 each for my 2 old phones and that's another percent complete!
Total@ LBM - Nov07 14k - Nov 08 5765 2009 Aug 3k Oct 2k Nov 1440 Dec 998 - May11 6900 - Jun12 8k Sept12 7k
|||||||||||||||' 15.5k Down '||||||4k to go
Proud DFW Club Member - #1073
'1% at a time' Member - #1!
I am <still> having an out of money experience!
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# 23
MuffinTops
Old 18-06-2012, 2:24 PM
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Quote:
Originally Posted by Little Miss Uni-Debt View Post
Another quick update, sold my iPod. Just need 15 each for my 2 old phones and that's another percent complete!
That's great news. Well done on all the steps you're taking.
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# 24
shrimpy_80
Old 19-06-2012, 8:57 AM
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Hi Little Miss, just wanted to say good luck, and that I love your idea of breaking the debt down in percentages. i have mentally 'borrowed' this idea and am already finding it very motivational. Have subscribed to your thread and will be wishing you well along the way.
Starting debt 18,600
Six months to get debt free 420.76/3318.35 paid 13%
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# 25
7roland8
Old 19-06-2012, 10:17 AM
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You've got us started now and we are anxiously awaiting your next instalment!!
Think I might need to break mine down into 200% but a great way of viewing things.
Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
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# 26
tenbob84
Old 19-06-2012, 10:35 AM
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i find music magpie to be really really bad value
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# 27
craftingmad
Old 19-06-2012, 11:08 AM
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Hello Little Miss,

I just wanted to say well done you - firstly on tackling on your debt and sewcondly for an inspirational thread. My OH and I managed to clear all our debt apart from our mortgage a few years ago and are now working towrads the goal of owning several properties to rent out to eventually become our pension. I am madly saving to try and achieve the deposits and will be "borrowing" the pecentage idea if this is ok with you. 3000 does not seem that hard when broken down in 1%'s. Thank you xxx

Keep up the good work. I will be following keenly.
Mortage - 125k 53k OP Made 2010 29320 OP 2011 4200 BTL Mortgage 81K BTL Mortgage 82
Stash Busting Challenge Made 966/2014 -
1% club member 17 - 100% reached 3 times 10k in 2 years New Target 496.00
/1250 = 39%
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# 28
starnac
Old 19-06-2012, 11:16 AM
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This is a fab idea. Since we got down to 6k owing I have really struggled to motivate myself (and DH) but 60 a hundred times over doesn't seem so bad. Thank you for the brilliant idea. I wish you well in your DF quest
Pay debt off by Christmas 2014 #87 4,306.29/9,827.73
Monthly shop (15th-15th) 0/150
Sealed Pot Challenge #307

Last edited by starnac; 19-06-2012 at 11:23 AM.
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# 29
Little Miss Uni-Debt
Old 19-06-2012, 11:26 AM
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Smile

Hey Shrimpy,

Thanks for the kind words! I hope it works well for you too! Now you're subscribed I'd better keep it up!! Once I've sealed 1% into a little wage envelope and put it in the box, there's no way I'm breaking into that again. Where as if I had a handful of tenners, a few would probably get spent.

@7roland8 Excellent! Whatever works for you. I think just linking a reasonable cash figure to a significant % milestone makes you think more when you spend. It's easy to get frustrated if you're tackling your debt as a whole. Whatever you pay off you'd always wish it was more. Putting it into little capsules means you have lots of little successes along the way!

Hey TenBob84. I totally agree. However, I'm really bad at listing low cost items. Usually after packing, postage & petrol for 50 trips to the post office I end up at a loss. I definately agree I could get more individually for each item. I'm just glad that I can put them all in one box and they're gone. I'm grateful for the space they've created too.

Uh oh I think I'm turning into a minimalist!

Just researching car boot locations and dates.
Found 1 broken gold chain that's about 7/8 grams so that should be another 1%

Also I've got a few other things up my sleeve that might bring a little extra income in!
Total@ LBM - Nov07 14k - Nov 08 5765 2009 Aug 3k Oct 2k Nov 1440 Dec 998 - May11 6900 - Jun12 8k Sept12 7k
|||||||||||||||' 15.5k Down '||||||4k to go
Proud DFW Club Member - #1073
'1% at a time' Member - #1!
I am <still> having an out of money experience!
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# 30
Little Miss Uni-Debt
Old 19-06-2012, 11:43 AM
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Wow, I'm really motivated by all of your comments!

@craftingmad - Congrats on clearing your debt. It's quite an acomplishment to go straight into building savings! Also, I'm keen to know - what crafts do you do? What kind of things do you make? I LOVE making stuff!

@starnac - Yes, it's quite comforting to know. Each step for you is only 60 You don't have to think of the total, it's just the next 60 that's important!
Total@ LBM - Nov07 14k - Nov 08 5765 2009 Aug 3k Oct 2k Nov 1440 Dec 998 - May11 6900 - Jun12 8k Sept12 7k
|||||||||||||||' 15.5k Down '||||||4k to go
Proud DFW Club Member - #1073
'1% at a time' Member - #1!
I am <still> having an out of money experience!
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# 31
ss3n08
Old 19-06-2012, 12:37 PM
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Hi, Gumtree is a good way to advertise yourself for dogwalking because it is completely free. Its also a good way to get rid of stuff you dont want locally because you don't have to pay any selling/listing fees or postage costs. I sold an old computer monitor that had been stuck in the garage for 80.00. Even sold an old car that didn't work for a lot more than expected. We had a load of rubble from a garden re-landscaping which we wanted rid of but didn't want to pay out for a skip, stuck it on gumtree as free to collector and it went within a week.
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# 32
Fae
Old 19-06-2012, 12:56 PM
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Hi Little Miss, love the name btw
What a great idea re the percentage, think I may use this myself, does make it seem easier somehow, and congrats on the success so far

Fae
LBM 29/10/2013 14,218.00 As of 13/04/2014 6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 2014
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# 33
Little Miss Uni-Debt
Old 19-06-2012, 2:08 PM
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Posts: 826
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Hi ss3n08 - I used to use Gumtree years ago but it was always very empty. It seems it has picked up quite a bit in the last couple of years! Thanks!


There is some stiff competition on the dog walking front locally! People doing it at all hours, at cost price. Even trained vets with animal first aid qualifications are doing it! As much as I love animals I'm not sure I'm cut out to give mouth to mouth resuscitation to an alsatian. I think I'll just ask my neighbours, friends and family. After all, I only need 80 from it to make my 1%.

Hey Fae, go for it! I set myself a very tough deadline & the only way I could think of managing it is by breaking it up. I've got to do 4% a week to hit my desired debt free date! Even if I don't make it on the date exactly, I know I'll be close!
Total@ LBM - Nov07 14k - Nov 08 5765 2009 Aug 3k Oct 2k Nov 1440 Dec 998 - May11 6900 - Jun12 8k Sept12 7k
|||||||||||||||' 15.5k Down '||||||4k to go
Proud DFW Club Member - #1073
'1% at a time' Member - #1!
I am <still> having an out of money experience!
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# 34
Little Miss Uni-Debt
Old 19-06-2012, 3:03 PM
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Bit of a bumper afternoon today. Had my payslip and there's a little extra from working over here and there. Enough for another 1% me thinks!
Total@ LBM - Nov07 14k - Nov 08 5765 2009 Aug 3k Oct 2k Nov 1440 Dec 998 - May11 6900 - Jun12 8k Sept12 7k
|||||||||||||||' 15.5k Down '||||||4k to go
Proud DFW Club Member - #1073
'1% at a time' Member - #1!
I am <still> having an out of money experience!
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# 35
emmaglet
Old 19-06-2012, 3:35 PM
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Hi Little Miss...

Not sure how you feel about this one, but what about bingo, etc? The ones that are "risk free" or where Quidco etc give you the same amount of money as you wager so you've not lost anything? Obviously some people don't feel too confident about this. I'lm PM you a link to my blog post about them.

I REALLY love your % idea. I'm trying to raise 5000 for uni fees alongside tackling debts and saving for a mini break to treat my Dad and bf. For every 100 I get "extra" I split it into uni, debts and holiday fund. My uni fund is just under 250 having started last week...but I'm definitely thinking of something along these lines for the fund and for my blog. Will have to get my thinking cap on.
I like to make money
Best wins: 3,000 luxury holiday, holiday in Cornwall, 250 Murad Skincare hamper, angle grinder


Make 10 a day challenger - it pays for trips to Florida!
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# 36
Danni-R
Old 19-06-2012, 4:16 PM
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Hey,

I also love the idea! Might try and clear my pesky OD by christmas.

Dont forget if you are selling gold to remove ALL stones. they dont take these into account and you could be selling it for a lot less than its worth.

Good luck!
OD transferred to bank of M&D. -1500 - 1265 - 900 right direction
Credit Card (the just for emergencies one)
1650 0%
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# 37
remote_control
Old 19-06-2012, 4:29 PM
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Posts: 126
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Subscribed as this is right up my street.

Come on lets get your list up to 100 things - then I can just print it out and copy it :-).

have you tried royal mail surveys?
Interest from bank accounts
boots advantage, nectar points
complaining (I have done this a couple of times recently, once to kingsmill as I had two or three stale loaves in a row and they sent me a few s of vouchers) I wouldn't be able to do this if there wasn't a true complaint though!
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# 38
Little Miss Uni-Debt
Old 19-06-2012, 5:25 PM
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Thanks for the tip Danni-R!

remote_control, hah I love the enthusiasm!!!

I would love it if I could make enough in bank interest. I'm probably on track for 80p this year

I've not heard of Royal Mail surveys before, I'll look into it. I know some folks are professional complainers! I've only ever complained when I found an elasto-plast in a bag of salt & vinegar Discos - blergh!

They wrote back said it was "conveyer belt webbing" Likely story!! They did send a cheque and said that they hoped I would spend it on more KP products. Haha.

However if anything untoward comes my way, it's good to know your consumer rights!

I might kick off the competitions tonight, I prefer surprises of that kind. Also need to finish that CV too.
Total@ LBM - Nov07 14k - Nov 08 5765 2009 Aug 3k Oct 2k Nov 1440 Dec 998 - May11 6900 - Jun12 8k Sept12 7k
|||||||||||||||' 15.5k Down '||||||4k to go
Proud DFW Club Member - #1073
'1% at a time' Member - #1!
I am <still> having an out of money experience!
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# 39
tattycath
Old 19-06-2012, 5:46 PM
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I've subscribed-I'm hooked and keep coming back for a read. Very motivating!
Keep up the good work
GE 36 * til mortgage free date December 2027
MFIT-T3 No 106 grocery challenge march 398.00/400 April 340/400 may 0.00/350
Savings 2014 2,062/4,000
Target to be mortgage free by end of 2022
Post 593 1% club #24 390.41/1400 No42 19/50
10 a day May 243/310
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# 40
Everhopeful09
Old 20-06-2012, 10:55 AM
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Join Date: Feb 2009
Location: S.E.Wales
Posts: 453
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Hi LittleMiss,

Hope you don't mind if I borrow this fab idea too, broken down it doesn't seem so daunting.


My debt to be exact is 4,727.2, luckily 2,500 of this is interest free to parents, other being 900 o/d and 1,300 odd left on loan repaid monthly. I'm going to break my down, so at present mine is 100 ways to make 47, put like that sounds easy lets hope this is the case!


I'm off to write a list of ideas on how to achieve this .


Good luck with your journey.


EH xx
Janus #19 SFD 7/20 Petrol 103/150 Food 16.50/100 0/5 Brand Downshift 0/3 Food Bank 3/15 Gym
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