Starting again, 1% at a time. 100 ways to make £8...

[7roland8]

Also Dooyoo and Caio for reviews.
Doing most on Dooyoo and if you don't mind writing regular reviews and rating others you ca make a good bit - eiher redeem in sach (once you get to £50) or as vouchers.
I've had £40 vouchers this year and £50 in cash on its way so am really pleased - takes a bit of effort though.

[Little Miss Uni-Debt]

Another quick update, sold my iPod. Just need £15 each for my 2 old phones and that's another percent complete!

[MuffinTops]

Originally Posted by Little Miss Uni-Debt

Another quick update, sold my iPod. Just need £15 each for my 2 old phones and that's another percent complete!

That's great news. Well done on all the steps you're taking.

[shrimpy_80]

Hi Little Miss, just wanted to say good luck, and that I love your idea of breaking the debt down in percentages. i have mentally 'borrowed' this idea and am already finding it very motivational. Have subscribed to your thread and will be wishing you well along the way.

[7roland8]

You've got us started now and we are anxiously awaiting your next instalment!!
Think I might need to break mine down into 200% but a great way of viewing things.

[tenbob84]

i find music magpie to be really really bad value

[craftingmad]

Hello Little Miss,

I just wanted to say well done you - firstly on tackling on your debt and sewcondly for an inspirational thread. My OH and I managed to clear all our debt apart from our mortgage a few years ago and are now working towrads the goal of owning several properties to rent out to eventually become our pension. I am madly saving to try and achieve the deposits and will be "borrowing" the pecentage idea if this is ok with you. £3000 does not seem that hard when broken down in 1%'s. Thank you xxx

Keep up the good work. I will be following keenly.

[starnac]

This is a fab idea. Since we got down to £6k owing I have really struggled to motivate myself (and DH) but £60 a hundred times over doesn't seem so bad. Thank you for the brilliant idea. I wish you well in your DF quest

[Little Miss Uni-Debt]

Hey Shrimpy,

Thanks for the kind words! I hope it works well for you too! Now you're subscribed I'd better keep it up!! Once I've sealed 1% into a little wage envelope and put it in the box, there's no way I'm breaking into that again. Where as if I had a handful of tenners, a few would probably get spent.

@7roland8 Excellent! Whatever works for you. I think just linking a reasonable cash figure to a significant % milestone makes you think more when you spend. It's easy to get frustrated if you're tackling your debt as a whole. Whatever you pay off you'd always wish it was more. Putting it into little capsules means you have lots of little successes along the way!

Hey TenBob84. I totally agree. However, I'm really bad at listing low cost items. Usually after packing, postage & petrol for 50 trips to the post office I end up at a loss. I definately agree I could get more individually for each item. I'm just glad that I can put them all in one box and they're gone. I'm grateful for the space they've created too.

Uh oh I think I'm turning into a minimalist!

Just researching car boot locations and dates.
Found 1 broken gold chain that's about 7/8 grams so that should be another 1%

Also I've got a few other things up my sleeve that might bring a little extra income in!

[Little Miss Uni-Debt]

Wow, I'm really motivated by all of your comments!

@craftingmad - Congrats on clearing your debt. It's quite an acomplishment to go straight into building savings! Also, I'm keen to know - what crafts do you do? What kind of things do you make? I LOVE making stuff!

@starnac - Yes, it's quite comforting to know. Each step for you is only £60 You don't have to think of the total, it's just the next £60 that's important!

[ss3n08]

Hi, Gumtree is a good way to advertise yourself for dogwalking because it is completely free. Its also a good way to get rid of stuff you dont want locally because you don't have to pay any selling/listing fees or postage costs. I sold an old computer monitor that had been stuck in the garage for £80.00. Even sold an old car that didn't work for a lot more than expected. We had a load of rubble from a garden re-landscaping which we wanted rid of but didn't want to pay out for a skip, stuck it on gumtree as free to collector and it went within a week.

[Fae]

Hi Little Miss, love the name btw
What a great idea re the percentage, think I may use this myself, does make it seem easier somehow, and congrats on the success so far

Fae

[Little Miss Uni-Debt]

Hi ss3n08 - I used to use Gumtree years ago but it was always very empty. It seems it has picked up quite a bit in the last couple of years! Thanks!


There is some stiff competition on the dog walking front locally! People doing it at all hours, at cost price. Even trained vets with animal first aid qualifications are doing it! As much as I love animals I'm not sure I'm cut out to give mouth to mouth resuscitation to an alsatian. I think I'll just ask my neighbours, friends and family. After all, I only need £80 from it to make my 1%.

Hey Fae, go for it! I set myself a very tough deadline & the only way I could think of managing it is by breaking it up. I've got to do 4% a week to hit my desired debt free date! Even if I don't make it on the date exactly, I know I'll be close!

[Little Miss Uni-Debt]

Bit of a bumper afternoon today. Had my payslip and there's a little extra from working over here and there. Enough for another 1% me thinks!

[emmaglet]

Hi Little Miss...

Not sure how you feel about this one, but what about bingo, etc? The ones that are "risk free" or where Quidco etc give you the same amount of money as you wager so you've not lost anything? Obviously some people don't feel too confident about this. I'lm PM you a link to my blog post about them.

I REALLY love your % idea. I'm trying to raise £5000 for uni fees alongside tackling debts and saving for a mini break to treat my Dad and bf. For every £100 I get "extra" I split it into uni, debts and holiday fund. My uni fund is just under £250 having started last week...but I'm definitely thinking of something along these lines for the fund and for my blog. Will have to get my thinking cap on.

[Danni-R]

Hey,

I also love the idea! Might try and clear my pesky OD by christmas.

Dont forget if you are selling gold to remove ALL stones. they dont take these into account and you could be selling it for a lot less than its worth.

Good luck!

[remote_control]

Subscribed as this is right up my street.

Come on lets get your list up to 100 things - then I can just print it out and copy it :-).

have you tried royal mail surveys?
Interest from bank accounts
boots advantage, nectar points
complaining (I have done this a couple of times recently, once to kingsmill as I had two or three stale loaves in a row and they sent me a few £s of vouchers) I wouldn't be able to do this if there wasn't a true complaint though!

[Little Miss Uni-Debt]

Thanks for the tip Danni-R!

remote_control, hah I love the enthusiasm!!!

I would love it if I could make enough in bank interest. I'm probably on track for 80p this year

I've not heard of Royal Mail surveys before, I'll look into it. I know some folks are professional complainers! I've only ever complained when I found an elasto-plast in a bag of salt & vinegar Discos - blergh!

They wrote back said it was "conveyer belt webbing" Likely story!! They did send a cheque and said that they hoped I would spend it on more KP products. Haha.

However if anything untoward comes my way, it's good to know your consumer rights!

I might kick off the competitions tonight, I prefer surprises of that kind. Also need to finish that CV too.

[tattycath]

I've subscribed-I'm hooked and keep coming back for a read. Very motivating!
Keep up the good work

[Everhopeful09]

Hi LittleMiss,

Hope you don't mind if I borrow this fab idea too, broken down it doesn't seem so daunting.


My debt to be exact is £4,727.2, luckily £2,500 of this is interest free to parents, other being £900 o/d and £1,300 odd left on loan repaid monthly. I'm going to break my down, so at present mine is 100 ways to make £47, put like that sounds easy lets hope this is the case!


I'm off to write a list of ideas on how to achieve this .


Good luck with your journey.


EH xx