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    • DrSqueeze
    • By DrSqueeze 19th Feb 12, 12:08 AM
    • 883 Posts
    • 1,066 Thanks
    DrSqueeze
    • #2
    • 19th Feb 12, 12:08 AM
    • #2
    • 19th Feb 12, 12:08 AM
    It's not that you wouldn't have a case, simply that the banks might not have records going back that far. But if you feel it was missold, and can explain why, then it's certainly worth a try.

    Have a look at the guide: http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance?utm_source=forum&utm_medium=clicks&utm_c ampaign=resourcebar
    I am not authorised to give advice. Comments I post should only be viewed as personal opinions and suggestions.

    2016 £2 Savers Club. Target = £200. Current= £20

  • reggieinsamui
    • #3
    • 19th Feb 12, 1:57 PM
    • #3
    • 19th Feb 12, 1:57 PM
    i got back £5507 from accounts that were closed in 2001
    • jsambrook
    • By jsambrook 1st Jan 15, 8:58 PM
    • 11 Posts
    • 3 Thanks
    jsambrook
    • #4
    • 1st Jan 15, 8:58 PM
    Bank has no paperwork
    • #4
    • 1st Jan 15, 8:58 PM
    Hi

    I am in a similar situation and have contacted the bank for paperwork. They are saying that they don't have the details on record anymore. Do I have any options left? I don't have any paperwork myself I don't think. Took out the loan in 2002 and paid it off in 2005.
    • magpiecottage
    • By magpiecottage 1st Jan 15, 9:09 PM
    • 9,071 Posts
    • 5,545 Thanks
    magpiecottage
    • #5
    • 1st Jan 15, 9:09 PM
    • #5
    • 1st Jan 15, 9:09 PM
    If they have no evidence and you have no evidence then you have no evidence on which to build a case.

    Others will tell you that you can spend £10 on a Data Subject Access Request which might reveal something but it probably won't.
    It is a statement of fact, not an advertisement, that I investigate complaints against small firms of financial advisers for a living.

    That is why I know my way around both the FCA Handbook (for financial businesses) and the Conduct of Authorised Persons Rules (for CMCs).
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