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  • FIRST POST
    Mcgwan
    Unwanted car insurance cancellation and unwanted cost!
    • #1
    • 16th Feb 12, 7:38 PM
    Unwanted car insurance cancellation and unwanted cost! 16th Feb 12 at 7:38 PM
    ackground info:!

    Young male driver 19 years of ago Held licence since 01/04/10 22 months!
    Own a BMW e36 318is 1.9 petrol!
    Insurance policy held with Allen & Allen which I think are a smaller company within mymotorqoute.com :S!
    cost of policy 2360 Or 236 a month for ten months with the a deposit of 300!
    Policy held since about 2 months ago!
    My dad is also a listed driver!

    I received a phone call from Allen & Allen 2 days ago, when I was informed I had made a mistake on my quote that I'd done on go compare. I had put on my quote I'd held my licence since 09 was a genuine mistake and I had no idea of even done it. Due to this they said they would have to charge me another 700 pounds to carry my current policy on, which I have no way of paying. The employee then sainted would try and find a policy the same price as mine or of a similar price an ring me back the next day.!

    They did not ring back so I rang them today to enquire as to whether they had done anything with my insurance. The first person I spoke to was very rude and told me that they had not found any cheaper policy's and "it would be in my best interests to pay the extra" like I said I do not have this sort of money. The only other option she gave me was to cancel my policy, she then abruptly redirected me to someone else who dealt with cancellations. I had not said I wanted to cancel my policy, and after being spoke to rudely by another person was redirected back to the previous woman. Who put me on hold and redirected me to someone else (I was getting very annoyed by this point). after being told my options again this time by a nicer person I was put on hold for a supervisor which I asked for. I passed the phone to my dad at this point. After speaking for several minutes my dad told me that even to cancel my insurance they would charge me 400 pounds. Which is still way more than I have, they would not agree to allowing me to pay a smaller amount or taking the deposit I've already payed instead. Feeling like I had no other choice I cancelled the insurance and immediately rang my bank to cancel the direct debit to Allen & Allen.!

    Now I don't know what to do now and am In extreme need of some advice?! Anything at all will help.!

    Thanks for reading
    Luke
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