Main site > MoneySavingExpert.com Forums > Essential Money > Reclaim PPI & Other Insurance > Claiming PPI from American Express (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Claiming PPI from American Express
Reply
Views: 5,797
Thread Tools Search this Thread Display Modes
# 1
GNobbby50
Old 10-02-2012, 3:34 PM
MoneySaving Newbie
 
Join Date: Feb 2012
Posts: 1
Default Claiming PPI from American Express

I'm new to this series of forums and as there are so many threads to filter, my simple question is: Has anyone been successful in reclaiming PPI from American Express credit cards?
My apologies if this has been asked and answered many times before.
GNobbby50 is offline
Reply With Quote Report Post
# 2
amersall
Old 10-02-2012, 5:26 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Jan 2009
Posts: 15,774
Default

I have not heard of anyone,that does not mean there have not been any though.
If you have reasons for mis sell and the card number,then put a complaint in.

http://www.moneysavingexpert.com/rec...nsurance#step2

amersall is offline
Reply With Quote Report Post
# 3
tifo
Old 10-02-2012, 7:23 PM
Serious MoneySaving Fan
 
Join Date: Jun 2007
Location: Lancashire
Posts: 1,173
Default

Quote:
Originally Posted by amersall View Post
I have not heard of anyone
Yes, I have some months ago. They were very efficient and quick, I got an offer within a week and the cheque came by special delivery! You can correspond by email as well.

They deducted 20% of the statutory interest as tax.

Quote:
Thank you for your recent e-mail received by this office on xx November 2011 regarding the American Express Repayment Protection Plan.

We have reviewed our previous response and offer along with the additional information you have supplied. To bring this matter to a speedy resolution, I would like to propose to increase our original offer by £xx.xx.

Therefore the offer will be as follows:

Refund of premiums paid: £xxx.xx
Net Interest: £xx.xx
Additional: £xx.xx
TOTAL of refund: £xxx.xx

This offer of payment is made without any admission of liability on our part and is in full and final settlement of any claim relating to your client’s American Express Repayment Protection Plan against American Express Insurance Services Europe Limited and all other American Express group of companies.

Last edited by tifo; 10-02-2012 at 7:27 PM.
tifo is offline
Reply With Quote Report Post
# 4
amersall
Old 10-02-2012, 7:41 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Jan 2009
Posts: 15,774
Default

Thats ace tifo

amersall is offline
Reply With Quote Report Post
# 5
tifo
Old 10-02-2012, 7:49 PM
Serious MoneySaving Fan
 
Join Date: Jun 2007
Location: Lancashire
Posts: 1,173
Default

Quote:
Originally Posted by amersall View Post
Thats ace
Thanks. I posted that to show Amex do pay up and are quiet good to deal with.
tifo is offline
Reply With Quote Report Post
# 6
gillbr
Old 10-02-2012, 11:18 PM
MoneySaving Newbie
 
Join Date: Jan 2012
Location: ellesmere port
Posts: 6
Default

I sent in a claim about my Amex card from the year 2000. I apparently only had the card for 6 months before entering into a debt management arrangement.

However as a gesture of goodwill they have offered to refund my PPI and interest as well. It is a very small amount less than £50 but I am impressed with them.

Good luck with yours.
gillbr is offline
Reply With Quote Report Post
The Following User Says Thank You to gillbr For This Useful Post: Show me >>
# 7
hillyhilltop
Old 27-02-2012, 4:44 PM
MoneySaving Newbie
 
Join Date: Feb 2012
Posts: 1
Default

Quote:
Originally Posted by tifo View Post
Yes, I have some months ago. They were very efficient and quick, I got an offer within a week and the cheque came by special delivery! You can correspond by email as well.

They deducted 20% of the statutory interest as tax.
Hi Gillbr- this is a really usefull post.
Please can I ask what address you sent the email to?

And would you be willing to paste the email you sent to Amex?

Shamefully, I've only just noticed how much I've been paying each month

thanks
Hilly
hillyhilltop is offline
Reply With Quote Report Post
# 8
dazzercx
Old 20-04-2012, 8:06 AM
MoneySaving Newbie
 
Join Date: Jan 2009
Posts: 11
Default

Quote:
Originally Posted by tifo View Post
Yes, I have some months ago. They were very efficient and quick, I got an offer within a week and the cheque came by special delivery! You can correspond by email as well.

They deducted 20% of the statutory interest as tax.

Hi,

I am also looking to put in a claim against American Express. Which email address did you use?

Any info appreciated!

Thanks

D
dazzercx is offline
Reply With Quote Report Post
# 9
tifo
Old 21-04-2012, 10:47 AM
Serious MoneySaving Fan
 
Join Date: Jun 2007
Location: Lancashire
Posts: 1,173
Default

Quote:
Originally Posted by dazzercx View Post
I am also looking to put in a claim against American Express. Which email address did you use?

Any info appreciated!

Thanks

D
You have to claim by letter but then they're happy to correspond by email once you have a name to put to it.
tifo is offline
Reply With Quote Report Post
The Following User Says Thank You to tifo For This Useful Post: Show me >>
# 10
up-north-eng
Old 19-05-2012, 3:03 AM
MoneySaving Convert
 
Join Date: Dec 2010
Posts: 22
Default

Quote:
Originally Posted by tifo View Post
Yes, I have some months ago. They were very efficient and quick, I got an offer within a week and the cheque came by special delivery! You can correspond by email as well.

They deducted 20% of the statutory interest as tax.
Hi, could i ask how long it took to get your cheque through? I accepted their "goodwill" gesture 3 weeks ago and have heard nothing since

thankyou
up-north-eng is offline
Reply With Quote Report Post
# 11
tifo
Old 19-05-2012, 10:33 AM
Serious MoneySaving Fan
 
Join Date: Jun 2007
Location: Lancashire
Posts: 1,173
Default

Quote:
Originally Posted by up-north-eng View Post
Hi, could i ask how long it took to get your cheque through? I accepted their "goodwill" gesture 3 weeks ago and have heard nothing since

thankyou
It took a few days and they sent my cheque by special delivery.
tifo is offline
Reply With Quote Report Post
# 12
fabmxx
Old 14-08-2014, 10:58 PM
MoneySaving Newbie
 
Join Date: Aug 2014
Posts: 1
Thanked 0 Times in 0 Posts
Default

Hello guys,
I've had amex for 2 years. Now im paying it off as i could not keep the card. Im paying the debt. Am i elegible for PPI? i appreciate your advice on this one! Thanks in advance
fabmxx is offline
Reply With Quote Report Post
# 13
krisdorey
Old 14-08-2014, 11:02 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Dec 2011
Posts: 2,727
Thanked 2,322 Times in 1,341 Posts
Default

Was there PPI on the card?
What is your reason for complaint? Just having PPI is not normally a reason.
krisdorey is offline
Reply With Quote Report Post
The Following User Says Thank You to krisdorey For This Useful Post: Show me >>
# 14
Nasqueron
Old 14-08-2014, 11:37 PM
MoneySaving Convert
 
Join Date: Jun 2014
Posts: 108
Thanked 65 Times in 47 Posts
Default

Do you mean eligible to claim on the PPI for what it was intended for or put in a complaint about mis-sold PPI?

Do you know you had PPI (it would be a charge on every credit card statement where you had a balance)
Nasqueron is offline
Reply With Quote Report Post
# 15
Moneyineptitude
Old 14-08-2014, 11:44 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Feb 2012
Location: Liverpool
Posts: 12,976
Thanked 5,474 Times in 4,296 Posts
Default

I doubt very much you were mis-sold PPI by American Express (or anyone) only two years ago…
Moneyineptitude is offline
Reply With Quote Report Post
Reply

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 5:43 AM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 03 September 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile
  • My point is less the rights and wrongs, more the tragic irony of the juxtaposition between the two.
  • We fail to intervene when 1,400 girls are sexually abused, but do intervene to imprison family trying to get treatment for their sick son.
  • Do you still print out your photos - PLEASE VOTE http://t.co/apAHZuhdIy

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • ED SHEERANX (DELUXE EDITION)
  • VARIOUS ARTISTSNOW THAT'S WHAT I CALL MUSIC! 88
  • SAM SMITHIN THE LONELY HOUR (DELUXE EDITION)

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.