IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Barclays Bank PPI on overdraft
Reply
Views: 3,221
Thread Tools Search this Thread Display Modes
# 1
Jcollins
Old 01-02-2012, 5:08 PM
MoneySaving Newbie
 
Join Date: Jan 2008
Posts: 6
Exclamation Barclays Bank PPI on overdraft

Please help!

I have just found out that i have been paying 4.00 a month since 1998!
whilst i was on holiday in devon, Barclays bank Automatically placed an overdraft facility on my account without me knowing, also adding the PPI protection to it.

I never asked for this, nor signed any paperwork. in fact whilst on holiday i withdrew 100 and noticed 'DR' next to my balance, so i went into the branch and the cashier informed me that my account now has an overdraft facility, so i immediately put the money straight back into my account.

i don't have any paperwork, but i have informed my bank and they have logg this as a complaint. i just don't know how far i can claim back to or even how much over the years i have actually paid.

any advice, much appreciated!

Jess
Jcollins is offline
Reply With Quote Report Post
# 2
Jcollins
Old 01-02-2012, 6:35 PM
MoneySaving Newbie
 
Join Date: Jan 2008
Posts: 6
Default

45 have read this message but sadly no-one has replied, please guys i need some advice x x
Jcollins is offline
Reply With Quote Report Post
# 3
mickzone
Old 02-02-2012, 11:00 AM
MoneySaving Newbie
 
Join Date: Jan 2012
Posts: 5
Default

I claimed all my overdraft ppi and now disputing the charges on my account for me going over my overdraft had I not paid for PPI I would still be within my limits. get the ppi claim form filled on or contact Barclays PPI to do it for you... 1600 payout for me but was wondering this is on their records 6 years But I've got statement going back before then.
mickzone is offline
Reply With Quote Report Post
The Following User Says Thank You to mickzone For This Useful Post: Show me >>
# 4
Jcollins
Old 02-02-2012, 7:18 PM
MoneySaving Newbie
 
Join Date: Jan 2008
Posts: 6
Default

Thanks for your reply, yes i contacted my bank direct (phone) and they are investigating it currently. should hear back soon, but i just wondered if there was a limit on how many years you can go back when claimng PPI?, (the account is still open as well)
Jcollins is offline
Reply With Quote Report Post
Reply

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 2:15 PM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 16 April 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile
  • RT @MoneySavingExp: Weekly email:Free breaking bad, top shares ISA, HOT bband deal ending, 2.5% cash ISA, Tesco wine sale, £10 champers.. h?
  • RT @MoneySavingExp: Ovivo closure: MSE?s reported the mobile firm to authorities. If you?ve been affected, here?s how you can complain http?
  • Right switching off Twitter now. Going back offline. Thanks to those of both sides tweets for making it a more enjoyable watch.

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • VARIOUS ARTISTSNOW THAT'S WHAT I CALL MUSIC! 87
  • VARIOUS ARTISTSULTIMATE CLUB ANTHEMS
  • THE VAMPSMEET THE VAMPS (DELUXE VERSION)

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.