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  • FIRST POST
    Mr SP
    Nationwide Building Society PPI Claims
    • #1
    • 11th Jan 12, 5:14 PM
    Nationwide Building Society PPI Claims 11th Jan 12 at 5:14 PM
    Hi All,

    I am currently in the process of a claim with Nationwide Building Society regarding the mis-selling of insurance on a loan I took out back in May 2003.
    It is only early days and I have recieved my acknoweldgement letter from the Member Services team advising me they are investigating my case.
    However it would be nice to hear of any recent success stories and/ or any feedback regarding the service people have recieved from Nationwide?

    I look forward to your responses and good luck to everyone else.

    I will post an upate when I have one.
Page 1
    • amersall
    • By amersall 11th Jan 12, 5:41 PM
    • 16,331 Posts
    • 18,290 Thanks
    amersall
    • #2
    • 11th Jan 12, 5:41 PM
    • #2
    • 11th Jan 12, 5:41 PM
    I have not had dealings with these,but there may be others on here who have and will answer your post.
    Fingers crossed with your complaint.

  • Lloyds_Fiasco
    • #3
    • 11th Jan 12, 11:51 PM
    • #3
    • 11th Jan 12, 11:51 PM
    I have recently had my claim rejected by Nationwide, their communication was prompt, professional and decision letter arrived within the time frame they outlined. Shame I don't agree with their verdict at all - so its now with the FOS...
    • amersall
    • By amersall 12th Jan 12, 11:04 AM
    • 16,331 Posts
    • 18,290 Thanks
    amersall
    • #4
    • 12th Jan 12, 11:04 AM
    • #4
    • 12th Jan 12, 11:04 AM
    I have recently had my claim rejected by Nationwide, their communication was prompt, professional and decision letter arrived within the time frame they outlined. Shame I don't agree with their verdict at all - so its now with the FOS...
    Originally posted by Lloyds_Fiasco
    What did they reject on,and was it a final response?.

  • Lloyds_Fiasco
    • #5
    • 12th Jan 12, 11:55 AM
    • #5
    • 12th Jan 12, 11:55 AM
    There were a number of issues in my complaint, change of employment status and also concerns with pressure selling and general miss-selling. It was the final response as it came with all the FOS leaflets. Rather than get into hand to hand fighting with Nationwide, I thought it better to raise with the FOS - the Nationwide letter didn't address a number of my concerns and its clearly written by a team that are dedicated to avoiding having to make compensation payments...
    • magpiecottage
    • By magpiecottage 12th Jan 12, 12:12 PM
    • 8,863 Posts
    • 5,360 Thanks
    magpiecottage
    • #6
    • 12th Jan 12, 12:12 PM
    • #6
    • 12th Jan 12, 12:12 PM
    There were a number of issues in my complaint, change of employment status
    Originally posted by Lloyds_Fiasco
    Do you mean that it is their fault that the policy continued after your employment status changed? Surely the onus would have been on you to tell them.

    also concerns with pressure selling
    On what basis do you think you were pressurised

    and general miss-selling.
    Unless you have given specific reasons why you, specifically, were missold to then there is not really anything on which to uphold a complaint.

    the Nationwide letter didn't address a number of my concerns and its clearly written by a team that are dedicated to avoiding having to make compensation payments...
    From what you have told us, it seems you have made some generic points but nothing that specifically indicates that Nationwide missold to you. That being so, they should not pay compensation because you have not put a case to them that indicates you are entitled to it.

    I am not saying you are not, simply that what you have told us would not be sufficient to demonstrate that you are.
    It is a statement of fact, not an advertisement, that I investigate complaints against small firms of financial advisers for a living.

    That is why I know my way around both the FCA Handbook (for financial businesses) and the Conduct of Authorised Persons Rules (for CMCs).
  • Lloyds_Fiasco
    • #7
    • 12th Jan 12, 12:32 PM
    • #7
    • 12th Jan 12, 12:32 PM
    Yep, correct from what I have posted here there is nothing specific - I saved that for my letter that went direct and goes into a lot of detail specific to my case. I'm not going to post the specific points on an open forum thanks. My circumstances are such that it is clearly a case of miss-sold PPI and the situation is unique. I wasn't looking for advice on my claim, just posting my experience in response to the original poster request for an insight into PPI claims with Nationwide...
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