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  • MoneySaverLog
    If it's purple then it's already offline. NatWest are the only bank I'm aware of that code their cards according to colour. Blue online and Purple offline.
    • Southernman
    • By Southernman 15th Jun 12, 7:47 PM
    • 542 Posts
    • 1,869 Thanks
    Southernman
    Just to add to all this again.

    I'm going back to Natwest and when they sent out cards a few months ago, I received a Purple Debit Card (4751 30...)

    If I upgrade my account; 'Current Plus', to 'Select Silver' how do I know I'm going to get the credit one?
    Originally posted by JDC14
    You have a credit scored account with the current plus. Adding a Silver onto it doesn't change the concept of the account, you'll be just getting more benefits ie mob ins, lovefilm etc.
    Mortgage Free Wannabe £3850/£3500
    Mortgage Debt May 2011- £90,000
    December 2014 £69,993
    Goal- May 2016 £60,000
    • JDC14
    • By JDC14 16th Jun 12, 12:34 AM
    • 382 Posts
    • 87 Thanks
    JDC14
    You have a credit scored account with the current plus. Adding a Silver onto it doesn't change the concept of the account, you'll be just getting more benefits ie mob ins, lovefilm etc.
    Originally posted by Southernman
    I didn't realise Current Plus was a credit account with Natwest.

    They just updgraded it when I turned 18.
  • BasicBankerDeamon
    Ok I want to explain the Basic and Select Silver accounts to people, I have both and to be honest they are both great. The only problem with the Basic is the restricted ATM withdrawals. I have seriously bad credit as I lost my job and have fallen behind with everything.. I opened a NatWest Basic online thinking it was all I could open, Opened the Basic and about a week later a friend who lost there job at the same time said that when she opened a Basic account she was offered the Select Silver because they pass at the same crredit score which is very low. I applied online and was accepted the card is better and BLUE, it can also be used at Petrol pumps, on trains and on planes all of which I have tried time and time again it is also possible to have a cheque book with this account, just ask the friendly bank staff......

    I now work at Halifax and find there accounts terrible, I do hold an Easycash but if I can get another job I shall leave Halifax and there ridiculous accounts(its bad since it joined Lloyds) i liked Halifax before then x
    • silvercar
    • By silvercar 11th Sep 12, 9:12 AM
    • 32,211 Posts
    • 132,885 Thanks
    silvercar
    Ok I want to explain the Basic and Select Silver accounts to people, I have both and to be honest they are both great. The only problem with the Basic is the restricted ATM withdrawals. I have seriously bad credit as I lost my job and have fallen behind with everything.. I opened a NatWest Basic online thinking it was all I could open, Opened the Basic and about a week later a friend who lost there job at the same time said that when she opened a Basic account she was offered the Select Silver because they pass at the same crredit score which is very low. I applied online and was accepted the card is better and BLUE, it can also be used at Petrol pumps, on trains and on planes all of which I have tried time and time again it is also possible to have a cheque book with this account, just ask the friendly bank staff......

    I now work at Halifax and find there accounts terrible, I do hold an Easycash but if I can get another job I shall leave Halifax and there ridiculous accounts(its bad since it joined Lloyds) i liked Halifax before then x
    Originally posted by BasicBankerDeamon

    Blue is online only. Purple is offline. All silver select adds to a basic account is the monthly charge and the extras like lovefilm.

    I've had the blue, then made it silver select, then got the purple and now have a black account. I've just shut the silver select and sticking with the black. I also have a red card - online only - but that is a completely different account.
    Last edited by silvercar; 11-09-2012 at 9:14 AM.
    • stclair
    • By stclair 11th Sep 12, 11:10 AM
    • 6,173 Posts
    • 3,313 Thanks
    stclair
    Ok I want to explain the Basic and Select Silver accounts to people, I have both and to be honest they are both great. The only problem with the Basic is the restricted ATM withdrawals. I have seriously bad credit as I lost my job and have fallen behind with everything.. I opened a NatWest Basic online thinking it was all I could open, Opened the Basic and about a week later a friend who lost there job at the same time said that when she opened a Basic account she was offered the Select Silver because they pass at the same crredit score which is very low. I applied online and was accepted the card is better and BLUE, it can also be used at Petrol pumps, on trains and on planes all of which I have tried time and time again it is also possible to have a cheque book with this account, just ask the friendly bank staff......

    I now work at Halifax and find there accounts terrible, I do hold an Easycash but if I can get another job I shall leave Halifax and there ridiculous accounts(its bad since it joined Lloyds) i liked Halifax before then x
    Originally posted by BasicBankerDeamon
    Total nonsense.

    Im confused to where you actually work in other post you worked for Natwest!!!!!
    I Work For the RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
    • guesswho2000
    • By guesswho2000 11th Sep 12, 11:26 AM
    • 1,442 Posts
    • 665 Thanks
    guesswho2000
    Ok I want to explain the Basic and Select Silver accounts to people, I have both and to be honest they are both great. The only problem with the Basic is the restricted ATM withdrawals. I have seriously bad credit as I lost my job and have fallen behind with everything.. I opened a NatWest Basic online thinking it was all I could open, Opened the Basic and about a week later a friend who lost there job at the same time said that when she opened a Basic account she was offered the Select Silver because they pass at the same crredit score which is very low. I applied online and was accepted the card is better and BLUE, it can also be used at Petrol pumps, on trains and on planes all of which I have tried time and time again it is also possible to have a cheque book with this account, just ask the friendly bank staff......

    I now work at Halifax and find there accounts terrible, I do hold an Easycash but if I can get another job I shall leave Halifax and there ridiculous accounts(its bad since it joined Lloyds) i liked Halifax before then x
    Originally posted by BasicBankerDeamon
    Yet you state here you have umpteen tens of thousands of pounds of credit available and just paid of a £380k mortgage? Reported
  • fullauth
    Hi, have been reading this thread with interest.

    I recently opened a Select account with RBS. Have received a cheque book. How can I tell if I have the credit checked account or the non one? I'm still waiting for the debit card and really hoping I receive the purple one as I travel a huge amount and the need to buy train tickets, petrol @ pump and things onboard planes (albeit not all of the time).

    Another thing slightly off topic - I used to have a Santander account and closed this after a non-paid direct debit defaulted the account (still in dispute almost two years later). After opening my RBS account I was horrified to find that the branch I opened the account at (and my account) was being sold to Santander... I thought I was getting away from these idiots! As the account is only recently opened, can I have it changed to a Scottish branch? I never visit the branch anyway, so it wouldn't really matter where it was based, however AIUI the branch change process requires a new account to be opened and the sort code and A/C are thus completely changed...

    ...starting to think this is all more hassle than it was worth trying a new bank!
  • fullauth
    Have just received my debit card this morning and it's an RBS blue one.
    However, in the literature with it, it specifies that cards starting with the numbers 4751 16 "(you) will only be able to use your debit card at a retailer or supplier of services where they can authorise the transaction with us at the time of the transaction being made. If this is not possible the transaction will be declined."

    I've attached a photo of my card, and as you can see it begins 4762 30, which leads me to believe it is a true offline card, albeit blue in appearance? I'm flying to Amsterdam in a few weeks, so will try it on the plane, but would be handy to know in the meantime!

    imgur.com/xVVES.jpg
    (will have to copy and paste link as it won't let me post a photo).
    • dr_adidas01
    • By dr_adidas01 13th Sep 12, 12:27 PM
    • 1,195 Posts
    • 561 Thanks
    dr_adidas01
    Have just received my debit card this morning and it's an RBS blue one.
    However, in the literature with it, it specifies that cards starting with the numbers 4751 16 "(you) will only be able to use your debit card at a retailer or supplier of services where they can authorise the transaction with us at the time of the transaction being made. If this is not possible the transaction will be declined."

    I've attached a photo of my card, and as you can see it begins 4762 30, which leads me to believe it is a true offline card, albeit blue in appearance? I'm flying to Amsterdam in a few weeks, so will try it on the plane, but would be handy to know in the meantime!

    imgur.com/xVVES.jpg
    (will have to copy and paste link as it won't let me post a photo).
    Originally posted by fullauth
    Of course yours is blue its from RBS not Natwest!!! Most RBS cards are blue, where natwest do a blue card and a purple one.

    The blue one being the online card and the purple one being the full fat offline card.

    So how was your post relevant to the subject Purple or Blue Debit card with Natwest Select A/C ?
    Time is a path from the past to the future and back again. The present is the crossroads of both.
  • fullauth
    The RBS group owns Natwest? Which is how it's quite relevant, even though I got confused between the two types of carf, and RBS has been discussed in this thread previously also. Better than starting a whole separate thread, surely.

    Thank you for your pointless comment though.
  • BugsyBrowne
    Full fat visa debit card blo0dy cricky anyone would think your talking about a Supercar or something. Dr addidas.
  • fullauth
    It sounds like milk.
    • dr_adidas01
    • By dr_adidas01 13th Sep 12, 1:27 PM
    • 1,195 Posts
    • 561 Thanks
    dr_adidas01
    The RBS group owns Natwest? Which is how it's quite relevant, even though I got confused between the two types of carf, and RBS has been discussed in this thread previously also. Better than starting a whole separate thread, surely.

    Thank you for your pointless comment though.
    Originally posted by fullauth

    Natwest is part of the RBS group thought they operate independently and have there own separate banking licences hence why there cards are different and Natwest have two separate styles of card the online blue one and the full fat offline purple one.

    The only way to tell if an RBS one is offline or online is usually the first 4 to 6 digit numbers of the card. Otherwise they are identical across all RBS accounts!!!

    So my comment is as pointless as yours was in the first place!!
    Time is a path from the past to the future and back again. The present is the crossroads of both.
    • stclair
    • By stclair 13th Sep 12, 1:29 PM
    • 6,173 Posts
    • 3,313 Thanks
    stclair
    The RBS cards are different shades of blue I think !!
    I Work For the RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
    • dr_adidas01
    • By dr_adidas01 13th Sep 12, 1:34 PM
    • 1,195 Posts
    • 561 Thanks
    dr_adidas01
    The RBS cards are different shades of blue I think !!
    Originally posted by stclair
    The only one's that are a different shade of blue are the ones attached to the private banking accounts. As mine is dark blue with silver visa debit logo and a silver RBS logo and private banking written on it.

    My two ordinary ones look identical to my friends key account one, except the first 4 digits on my card are different.
    Time is a path from the past to the future and back again. The present is the crossroads of both.
  • fullauth
    The only one's that are a different shade of blue are the ones attached to the private banking accounts. As mine is dark blue with silver visa debit logo and a silver RBS logo and private banking written on it.

    My two ordinary ones look identical to my friends key account one, except the first 4 digits on my card are different.
    Originally posted by dr_adidas01
    Would you be able to tell from mine then? It begins 4762 300
  • jen245
    Have RBS changed their BIN numbers then? I thought all RBS group cards started 4751
    Debt free and staying that way!
  • fullauth
    Have RBS changed their BIN numbers then? I thought all RBS group cards started 4751
    Originally posted by jen245
    I opened the account about a fortnight ago if that means anything.
    • dr_adidas01
    • By dr_adidas01 13th Sep 12, 2:30 PM
    • 1,195 Posts
    • 561 Thanks
    dr_adidas01
    No they haven't changed there bin numbers, certain types of accounts have certain bin numbers attached to them.

    I.e. one bin number is for the online debit card and another is for the offline debit card.
    Time is a path from the past to the future and back again. The present is the crossroads of both.
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