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  • FIRST POST
    • Alice in Poorland
    • By Alice in Poorland 6th Nov 11, 8:50 PM
    • 2,155Posts
    • 7,729Thanks
    Alice in Poorland
    We are about to pull the purse strings soooo tight!
    • #1
    • 6th Nov 11, 8:50 PM
    We are about to pull the purse strings soooo tight! 6th Nov 11 at 8:50 PM
    Hi All,

    Like a lot of people on here I have been lurking on this site as a watcher for a number of years and during this time I have also watched our finances spiral out of control. Today I have had my LBM and oh boy could I cry.

    I have just done our SOA (which I will post once I've got all the info present and correct). Without the morgage I think we owe approx 30K, we've run out of money this week and have still got to pay out £350 before Thursday (all direct debits), this shortfall has been caused by my OH changing to weekly pay and all the bills come out in the first week on the month (well partly, the other reason is just that we owe so much). Will ask the bank tomorrow for an extension to the overdraft.......I can hear the 'I don't think so' all ready.

    Everthing is such a mess, our finances have spiralled out of control, I'm such a mess (could do with a complete makeover and dramatic weight loss), I can't keep up with the housework, the garden, the kids, Oh and I work full time too.

    I am truly hoping that we can get back on the straight and narrow and sort out our money problems. Then I will hopefully feel that everything else that needs sorting easier to tackle.

    Apologies for rambling on, I'm just feeling very alone and like a complete failure at the moment.
Page 157
    • Verbatim
    • By Verbatim 8th Jul 17, 9:36 PM
    • 4,485 Posts
    • 12,957 Thanks
    Verbatim
    Yes. Missing your updates Alice. Hope you're OK.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
    • brizzledfw
    • By brizzledfw 9th Jul 17, 7:18 PM
    • 7,072 Posts
    • 34,211 Thanks
    brizzledfw
    Echoed to Alice and family x
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    September '17 Savings Rate Goal: 33% [August 33%]
    Declutter 100 items before 30.09.17 35/100 ** LSDs Target 5 for September 02/05 **AFDs 09/15 ** Sales Target '17 £750 £225 so far
    **NSDs Target 5 for September 01/05 Trying to be a Frugalista
    • amber03
    • By amber03 20th Aug 17, 9:05 PM
    • 784 Posts
    • 4,564 Thanks
    amber03
    Hi Alice hope everything is ok with you. Not heard from you for sometime. Enjoy reading your diary.xx
    Debtfree and and staying that way.
    £1000 Emergency fund No.112 £106.25


    WOMBLER 2017 NO. 5 £7.20
    • Steerpike88
    • By Steerpike88 6th Sep 17, 1:14 PM
    • 70 Posts
    • 168 Thanks
    Steerpike88
    hope you're doing ok Alice. I always enjoy your updates.



    • Eager_Elephant
    • By Eager_Elephant 10th Sep 17, 9:31 AM
    • 4,079 Posts
    • 21,892 Thanks
    Eager_Elephant
    Where thou art you Alice?

    Please come back as I need moral support with my tin opener issue and also loads of people on my Facebook have put their heating on and its not even October
    They are clearly not on MSE
    Ninja Saving Turtle No. 20 for August
    NSD - 0/18
    (up to 01/09/17)
    My Diary is here - http://forums.moneysavingexpert.com/showthread.php?t=2175629 (Eager Elephants Effective Everyday Excursion)
    • mummytogirls
    • By mummytogirls 10th Sep 17, 10:55 AM
    • 5,414 Posts
    • 16,506 Thanks
    mummytogirls
    Missing you Alice xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • Verbatim
    • By Verbatim 10th Sep 17, 11:50 AM
    • 4,485 Posts
    • 12,957 Thanks
    Verbatim
    And we miss miss your olympic grade pegging out in all weathers!
    Vx
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
    • brizzledfw
    • By brizzledfw 10th Sep 17, 2:32 PM
    • 7,072 Posts
    • 34,211 Thanks
    brizzledfw
    From me too... put the stove on this afternoon and thought of you.

    Love to you all

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    September '17 Savings Rate Goal: 33% [August 33%]
    Declutter 100 items before 30.09.17 35/100 ** LSDs Target 5 for September 02/05 **AFDs 09/15 ** Sales Target '17 £750 £225 so far
    **NSDs Target 5 for September 01/05 Trying to be a Frugalista
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