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  • FIRST POST
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 5th Nov 11, 9:12 PM
    • 7,667Posts
    • 85,601Thanks
    Tilly MFW in 6 YRS
    Countdown to Freedom
    • #1
    • 5th Nov 11, 9:12 PM
    Countdown to Freedom 5th Nov 11 at 9:12 PM
    A new diary as we enter the last two months of 2011. I have been lurking for almost a year and have found so many of you inspirational, particularly Billy, Michelle, Radish, and Museum Worker.

    A bit of background I am married to a great man, two kids who are growing up too quickly, two cats and a dog! Never a dull moment in our household as you can imagine.

    I had my LB moment 12 months ago and started to work on my husband to bring him round as I thought we both needed to be on board to tackle this project. I have just asked him when he had his LB moment and he said 'when you told me I had' however he swiftly followed this up with 'when I realised we would never reduce the mortgage whilst battling with 'the large Spanish bank'!

    To set the stage for where we are and where we are aiming for:
    Current mortgage 312000 and I wince as I type the number, with the outstanding mortgage due to finish in 10 years. Aim is to clear the mortgage in 6 years. We are fortunate that we are both employed on good salaries however in this day and age who knows how long that will last.
    Onwards and upwards, my next post will be to build a picture of how I/we have put into practice all the things learnt from you great people.

    Thanks for reading and I hope some day I can inspire others the way some of you have inspired me/us.
Page 508
    • brizzledfw
    • By brizzledfw 14th May 17, 8:12 PM
    • 6,778 Posts
    • 32,527 Thanks
    brizzledfw
    Definitely worth thinking about an Aldi alternative!!!

    Have a great week Tilly x
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    May '17 Savings Rate Goal: 25% [Apr 10%]
    Declutter 50 items before 31.05.17 15/50 ** LSDs Target 5 for May 03/05 **AFDs 09/20 ** Sales Target '17 750 80 so far
    **NSDs Target 5 for May 04/05
    • Secret Saving Squirrel
    • By Secret Saving Squirrel 14th May 17, 9:19 PM
    • 3,817 Posts
    • 35,233 Thanks
    Secret Saving Squirrel
    Absolutely no contest!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years
    • chumpy45
    • By chumpy45 16th May 17, 5:37 PM
    • 292 Posts
    • 1,212 Thanks
    chumpy45
    Just catching up with your diary. Wow, lots of exciting stuff occurring with you. Glad you are all settled in your new home, sounds fab. Brilliant Aldi bargains too. Just need some more sunshine now to try them out (she says watching the rain come down again )
    Starting Mortgage 01.08.08 171,209.24. Mortgage as at 01.09.15 - 54,780.04; 01.11.15 49,577.04;01.03.16 45,799.32; 01.08.16 42,418.93; 01.10.16 40,119.5 01.02.17 36,584.00; 01.04.17 34,694.71 MFW Target date Sept 2017;
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 18th May 17, 8:06 AM
    • 7,667 Posts
    • 85,601 Thanks
    Tilly MFW in 6 YRS
    Thanks for dropping by chums - yep saving 4.3k was a bit of a no brainer but the original solution would have been so elegant. Anyhoo decision taken. I just have to go to every Aldi in the area to ensure I can buy three brollies - no pressure

    Island units are here now waiting for final confirmation on fitting date. Guaranteed to be before Sunday night . Marvellous but we were planning on a very long walk on Saturday. Island wins though and our plans will have to switch if necessary.

    Worksurface chap will come over and measure up and use his gadgets to map out the corners - all sounds technical to me - he then needs a few days to cut, deliver and fix. Fingers crossed I have a working island in two weeks. We are having two tops made for trolley type items we have. Just need to paint the bases then he can fix those too.

    Off to have a cuppa now.

    Best wishes Tilly xx
    2004 387k 29 years - MF March 2033
    2011 309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 21st May 17, 3:15 PM
    • 7,667 Posts
    • 85,601 Thanks
    Tilly MFW in 6 YRS
    'Guaranteed to be before Sunday night'

    Remind me always to check which Sunday
    2004 387k 29 years - MF March 2033
    2011 309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 22nd May 17, 8:19 PM
    • 7,667 Posts
    • 85,601 Thanks
    Tilly MFW in 6 YRS
    Island update - may be fitted tomorrow- won't hold my breath but fingers crossed.

    Work surface will be another week or so but until I unusual and is done I can't organise the guy to come over.

    230 Of eBay sales in the bag

    Important news I weighed myself this morning - I have lost 1 stone over the last 6 months. Ok I still have another 2 to go but heading in the right direction.

    Happy days, Tilly xx
    2004 387k 29 years - MF March 2033
    2011 309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 23rd May 17, 7:45 AM
    • 7,667 Posts
    • 85,601 Thanks
    Tilly MFW in 6 YRS
    What sadness to wake up to.

    With Trump pontificating in the ME right now

    We have home grown terrorists. With the education and opportunities available to all in the U.K. this is the thanks the country and its people receive.

    RIP and condolences to anyone personally impacted by last night.

    Tilly
    2004 387k 29 years - MF March 2033
    2011 309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15
    • Karmacat
    • By Karmacat 23rd May 17, 9:21 AM
    • 27,212 Posts
    • 146,262 Thanks
    Karmacat
    So true, Tilly, I woke up to it too, didn't know last night. Utterly, utterly horrible.
    Retired August 2016

    Goal: earnings of 25k from new opportunities from September 2016 to December 2020 when my state pension kicks in.Save
    • chumpy45
    • By chumpy45 23rd May 17, 3:48 PM
    • 292 Posts
    • 1,212 Thanks
    chumpy45
    I so agree, truly shocking news, just can't believe it.
    Starting Mortgage 01.08.08 171,209.24. Mortgage as at 01.09.15 - 54,780.04; 01.11.15 49,577.04;01.03.16 45,799.32; 01.08.16 42,418.93; 01.10.16 40,119.5 01.02.17 36,584.00; 01.04.17 34,694.71 MFW Target date Sept 2017;
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