IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Calculating CSA amounts
Closed Thread
Views: 1,492
Thread Tools Search this Thread Display Modes
# 1
xoAmyox
Old 01-11-2011, 3:23 PM
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 502
Default Calculating CSA amounts

Hi all,

Please could you let me know if CSA is calculated on pre-tax or after-tax pay?

I've worked out that the amount i'm getting, compared to the hours my son's dad works, mean that he would effectively earn less than minimum wage. I've tried to explain this to the CSA, but they refused to look again at the calculations.

Any advice appreciated!
xoAmyox is offline
Report Post
# 2
HappyMJ
Old 01-11-2011, 3:32 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Oct 2007
Location: East Midlands
Posts: 13,364
Default

After tax pay. Someone on minimum wages for 37.5 hours per week and no children living with them would pay 30,40 or 50 depending on number of children. Then that is reduced by the number of nights they have the children by 1/7th for each night per week.
HappyMJ is offline
Report Post
The Following User Says Thank You to HappyMJ For This Useful Post: Show me >>
# 3
xoAmyox
Old 01-11-2011, 3:35 PM
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 502
Default

Quote:
Originally Posted by HappyMJ View Post
After tax pay. Someone on minimum wages for 37.5 hours per week and no children living with them would pay 30,40 or 50 depending on number of children. Then that is reduced by the number of nights they have the children by 1/7th for each night per week.

Could you please let me know the approximate amount payable for someone on 32.5hrs per week at the NMW (6.08p/h bracket)?

TIA
xoAmyox is offline
Report Post
# 4
HappyMJ
Old 01-11-2011, 3:39 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Oct 2007
Location: East Midlands
Posts: 13,364
Default

Quote:
Originally Posted by xoAmyox View Post
Could you please let me know the approximate amount payable for someone on 32.5hrs per week at the NMW (6.08p/h bracket)?

TIA
BTW I'm assuming CSA2. He would earn about 180 after tax.

Edit: kfb is right it's 5 for the first 100 earnt then a percentage of the difference up to 200. 25%, 35% or 45%.
So 25, 33 or 39 for 1, 2 or 3+ kids. If he has children in the house then it's reduced further.

Last edited by HappyMJ; 01-11-2011 at 4:18 PM.
HappyMJ is offline
Report Post
The Following User Says Thank You to HappyMJ For This Useful Post: Show me >>
# 5
kingfisherblue
Old 01-11-2011, 3:46 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Apr 2009
Posts: 5,128
Default

If the take home pay is less than 200 a week, the calculation is slightly different, but I'm not sure how it is worked out. I know that this happened with my ex, whose net pay was 192 a week. The amounts aren't vastly different, but the amount paid as maintenance is slightly less than the standard 15%, 20% or 25%.
kingfisherblue is offline
Report Post
The Following 2 Users Say Thank You to kingfisherblue For This Useful Post: Show me >>
# 6
xoAmyox
Old 02-11-2011, 9:44 AM
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 502
Default

Could you tell me more about the rules for earning less than 200 p/w?

Would any tax credits/benefits etc that he gets be added to the calculation as income?
xoAmyox is offline
Report Post
# 7
PreludeForTimeFeelers
Old 02-11-2011, 12:55 PM
Serious MoneySaving Fan
 
Join Date: Jan 2011
Posts: 1,815
Default

If he is on tax credits then this should be taken into account as income, make sure that you tell the Csa you believe he is receiving them.
PreludeForTimeFeelers is offline
Report Post
The Following User Says Thank You to PreludeForTimeFeelers For This Useful Post: Show me >>
# 8
xoAmyox
Old 02-11-2011, 2:40 PM
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 502
Default

I can only assume that he gets tax credits as he's over 25 and obviously a low earner, do I have to prove this to the CSA?
xoAmyox is offline
Report Post
# 9
PreludeForTimeFeelers
Old 02-11-2011, 5:41 PM
Serious MoneySaving Fan
 
Join Date: Jan 2011
Posts: 1,815
Default

Quote:
Originally Posted by xoAmyox View Post
I can only assume that he gets tax credits as he's over 25 and obviously a low earner, do I have to prove this to the CSA?
It seems to be a bit of a grey area - if he is asked directly by the CSA then he has to tell them the truth, or face a fine of up to 1000. If he's working fulltime and claims to be earning under 200 per week then he may be on tax credits, or may not be, all you can do is ask them and then see if they contact him to investigate further.
PreludeForTimeFeelers is offline
Report Post
The Following User Says Thank You to PreludeForTimeFeelers For This Useful Post: Show me >>
# 10
xoAmyox
Old 03-11-2011, 8:43 AM
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 502
Default

I spoke to the CSA, they said they'd ask him, but if he says he's not claiming tax credits then they have to believe him?!

That sounds mad to me, he's on a really low wage, there's no way he's living off just that when he's flashing his new phone, new trainers etc at family birthday parties.

Is there anything more I can do?
xoAmyox is offline
Report Post
# 11
Marisco
Old 03-11-2011, 9:01 AM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Jan 2010
Location: Tyne & Wear
Posts: 16,344
Default

Quote:
Originally Posted by xoAmyox View Post
I spoke to the CSA, they said they'd ask him, but if he says he's not claiming tax credits then they have to believe him?!

That sounds mad to me, he's on a really low wage, there's no way he's living off just that when he's flashing his new phone, new trainers etc at family birthday parties.

Is there anything more I can do?
What more do you want to do?? You say in your first post, that you think the ex is living on less than NMW, so what do you want, to take even more off him? As for the phone etc, he could have got those on CC's or "buy now, pay whenever". How much does he pay now, and is it regular, or has he/is he trying to squirm out of paying?
Marisco is offline
Report Post
# 12
xoAmyox
Old 03-11-2011, 10:26 AM
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 502
Default

I get 20 a week currently, but after several years of only 5 a week I feel that he should be contributing more. I know full well he doesn't work full-time so he can get away with paying me less.

He has a new partner (don't know if she works), and he's very adept at getting what he wants out of people so he'll survive.
xoAmyox is offline
Report Post
# 13
Marisco
Old 03-11-2011, 2:09 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Jan 2010
Location: Tyne & Wear
Posts: 16,344
Default

If it's on CSA 2, then it's irrelevant what his partner earns. She probably pays for his phone etc. The "going" rate on CSA 2 is 15% of his income. If they have a child, he'll have a bit knocked off, and if they get CTC that will be added onto his income for CM purposes. If he was only paying 5 previously, then he was probably unemployed, that is the "going" rate for those out of work.
Marisco is offline
Report Post
# 14
xoAmyox
Old 03-11-2011, 3:08 PM
MoneySaving Stalwart
 
Join Date: Mar 2009
Posts: 502
Default

You say if they have a child, does it make any difference if it is their child, or a child from outside of their relationship? Does the child have to live there, or does it make a difference if they only stay part of the week?

I think that they probably have joint tax credits, so how is the calculation worked out then?
xoAmyox is offline
Report Post
# 15
fannyanna
Old 03-11-2011, 3:30 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jan 2011
Posts: 2,547
Default

Quote:
Originally Posted by xoAmyox View Post
You say if they have a child, does it make any difference if it is their child, or a child from outside of their relationship? Does the child have to live there, or does it make a difference if they only stay part of the week?

I think that they probably have joint tax credits, so how is the calculation worked out then?
It's any resident child. So even if it's not biologically his your CSA will be effected.

Which (even as an NRPP) is completely wrong in my opinion.
fannyanna is offline
Report Post
The Following User Says Thank You to fannyanna For This Useful Post: Show me >>
# 16
Marisco
Old 03-11-2011, 6:40 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Jan 2010
Location: Tyne & Wear
Posts: 16,344
Default

Quote:
Originally Posted by xoAmyox View Post
You say if they have a child, does it make any difference if it is their child, or a child from outside of their relationship? Does the child have to live there, or does it make a difference if they only stay part of the week?

I think that they probably have joint tax credits, so how is the calculation worked out then?
If the child is the partners, and lives with your ex and her, then that will affect your CSA. If the child only has access visits, then that will not count, as it's the parent the child lives with that will be claiming CTC, not your ex and his partner. If they claim WTC, then if he earns the most, all WTC will be taken into account, if they earn the same, then half will be included as income, but if she earns more than him, then WTC will not be taken into account at all.
Marisco is offline
Report Post
Closed Thread

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 1:32 AM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 27 August 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • VARIOUS ARTISTSNOW THAT'S WHAT I CALL MUSIC! 88
  • ED SHEERANX (DELUXE EDITION)
  • KATE BUSHTHE WHOLE STORY

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.