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    Mortgage seeker
    Maximum mortgage multiples
    • #1
    • 12th Aug 11, 5:39 PM
    Maximum mortgage multiples 12th Aug 11 at 5:39 PM
    Hi I'm a little confused as to how to find the best mortgage.
    I'm looking at properties around 315k in London and have at least 34k for a deposit and more to cover stamp duty/fees.

    I have no outstanding debt (well 2,500 on a 0% card until Apr '12)

    My salary is around 77k and receive bonuses of 10% though I've only been in the job 2 years so this doesn't seem to count.

    Most lenders (including HSBC Advance - who I bank with) are capping what they lend at around 270k. I can more than afford the monthly payments of 1,700-2,000 as I currently save 2-2,500k a month.

    Any advice on who could offer a higher amount?

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