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Do they DWP have access to my accounts?
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# 21
sandraroffey
Old 26-07-2011, 5:30 PM
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oh dear oh dear oh dear. think they dont want to say!!!!!

doesnt all this cloak and dagger stuff ALWAYS come back and bite you on the bum?????
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# 22
robpw2
Old 26-07-2011, 5:32 PM
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Quote:
Originally Posted by kentguy07 View Post
1. that is a un directive not an english act of parliment .
2. its from wikipedia so does not nesscarily have to have any factual basis whatsoever

you may as well have quoted the law according to the daily mail


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# 23
redz
Old 26-07-2011, 5:32 PM
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Quote:
Originally Posted by Red Shoes No Knickers View Post
Authorised Officers do not need a court order my love. If you have a look at the Social Security Fraud Act (2001?) it's all in there.
Quote:
Originally Posted by ceecee1 View Post
An earlier poster was almost correct - Yes the DWP and HMRC data match bank accounts with benefit claims.
Sorry I'm a little drunk

Reasonable grounds
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# 24
rubys mummy
Old 26-07-2011, 5:38 PM
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Quote:
Originally Posted by lejito View Post
Hi,

I have just received a letter from the DWP asking me to go throw an under caution interview because they think there is a possibility of fraud on my benefits.

I am getting housing and council tax benefit at the moment.
When i claim the benefits i omitted telling them about all my bank accounts, i only told them about one but i hold two, plus some money in an e-account.

My fear is if they now that.
Can they have access to my details or am i protected by the privacy law?

I am very worried of course at the moment and i would apreciate any advise.

Thanks
hi, i have just been under investigation from the DWP thanks to someone making untrue allegations about me

i received a letter asking me to go in and be interviewed under caution, however they came out to me as i'm agraphobic

two officers turned up with all the tape machines etc, and asked me all sorts of questions, and then they showed me all my bank statements, asking me what various credits/debits were, so yes....they CAN and DO get hold of your statements

i just told them the truth...that yes i had 3 bank accounts but 2 of them hadnt even been used in years because i'd totally forgotten about them, and i could account for everything that had gone thru my account

they dragged it out for 6 weeks, where i knew i'd done absolutely nothing wrong, but you are still made to feel like you have

if you've got nothing to hide, then you honestly have nothing to worry about, even tho they'll make you feel like you have, and they WILL tell you what allegations have been made against you to prompt their investigation....in my case it was a so called friend who just wanted to hurt me because i'd lent them some money, and then i'd had the cheek to ask for it back....but thats bytheby......in my case, they could have done all their investigations without even coming to interview me, and seen i wasnt doing anything untoward

yes, its really frightening and worrying, but like the others have said, if you've done nothing wrong, then you wnt be in any trouble
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# 25
NickyBat
Old 26-07-2011, 5:46 PM
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One would think you are "very worried" because you know you have been less than truthfull with them.

Why by your own admission did you omit to tell them about the other accounts?, is it because you knew the amounts in the other accounts was way over the limit?

You posted wanting advice but haven't even been bothered to come back and update!!!!!!!!!
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# 26
DX2
Old 26-07-2011, 5:51 PM
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Quote:
Originally Posted by kentguy07 View Post
Yeah its called your mum
You can always tell when the school's break up for holidays.
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# 27
davefrombristol
Old 26-07-2011, 5:51 PM
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Are you sure that the DWP can access your Bank Account to view transactions without your permission or a court order?

If that was me then I would complain and question whether the DWP officers have acted illegally.

The DWP have access to information shared by HMRC - HMRC have the information regarding accounts - name, address, and importantly - interest payments ( in april ) as the Bank sends this information. The Bank don't release your statements to HMRC and certainly not to DWP unless a court order impels them to do so.

Credit Reference Agencies have no idea what your balance is anyway. They can release contact details/information given on forms etc - they have no access to individual transactions in your current account.
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# 28
aveylee
Old 26-07-2011, 6:08 PM
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About 8 years ago I was a DWP Fraud Officer. Jobcentre staff don't have access to your bank details. However a Fraud officer upon receipt of an allegation can make a Section 29(3) DPA request to the bank, and obtain all your baking details.

In fact this was a fairly routine activity in fraud investigations. Most times nothing would be found and the suspect would never know someone looked at their accounts. However if something was found that raised suspicions then an interview would be arranged.

On a side point I found about 90% of benefit fraud allegations were unfounded (not the same as innocent!), but there was no evidence to proceed.
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# 29
kentguy07
Old 26-07-2011, 6:12 PM
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Quote:
Originally Posted by ceecee1 View Post
Hmm - the right to Housing.....not the right to Housing Benefit.


An earlier poster was almost correct - Yes the DWP and HMRC data match bank accounts with benefit claims.

The DWP then have a right to demand from the bank (without a court order) under the Social Security Act copies of all bank statements and details of any payments made into those accounts
Same thing. It falls under your right to housing. Without housing benefit how is your right to housing being secured?
Happy Lolliday Marf
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# 30
davefrombristol
Old 26-07-2011, 6:13 PM
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Well I am convinceds that they cannot access your bank account without a court order.

They will at an IUC interview ask you to obtain the statements - If you decline/refuse to assist then they will ask you to sign a form allowing them to access specified accounts that they will inform you that they are aware of. If you refuse to sign the form they will go ahead and obtain a court order to obtain them.

They are not permitted to just access anyones account - Just like that.

Why do you think they do data matching to discover undeclared accounts ? If they could simply contact your bank and get the statements showing capital.
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# 31
xXMessedUpXx
Old 26-07-2011, 6:20 PM
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Quote:
Originally Posted by Red Shoes No Knickers View Post
That kentguy07 man has sent me a rude message. Should I tell someone about it? I'm not going to reply to him, horrid man.
I think there was a way to report pm's..click on the report button on the PM
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# 32
robpw2
Old 26-07-2011, 6:20 PM
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Quote:
Originally Posted by Red Shoes No Knickers View Post
That kentguy07 man has sent me a rude message. Should I tell someone about it? I'm not going to reply to him, horrid man.
report it to abuse in bottom corner of his message


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# 33
davefrombristol
Old 26-07-2011, 6:24 PM
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Show me the relevant section of the Act instead of coming out with statements that are wrong.

If they have reason to believe that you arfe hiding cash in an account then I agree you have no means of stopping them from obtaining access.

A process has to take place where you either consent ( usually at the interview stage ) or they will obtain a court order - but to obtain a court order you have to be made aware that they are going through that process.

They dont just rummage through anyones account and on the 12th one they strike lucky !! its not a game
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# 34
redz
Old 26-07-2011, 6:29 PM
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Quote:
Originally Posted by davefrombristol View Post
Show me the relevant section of the Act instead of coming out with statements that are wrong.

If they have reason to believe that you arfe hiding cash in an account then I agree you have no means of stopping them from obtaining access.

A process has to take place where you either consent ( usually at the interview stage ) or they will obtain a court order - but to obtain a court order you have to be made aware that they are going through that process.

They dont just rummage through anyones account and on the 12th one they strike lucky !! its not a game
http://www.legislation.gov.uk/ukpga/2001/11/contents

Section 1


Lol Beaten by a minute.

Last edited by redz; 26-07-2011 at 6:30 PM. Reason: Too slow
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# 35
skintandscared
Old 26-07-2011, 7:19 PM
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Originally Posted by nannytone View Post
Red Shoes No Knickers .............. are you sure you aren't a reincarnation of Claire Rayner? lol
I think that every time I read her posts ... but she grows on you
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# 36
make me wise
Old 26-07-2011, 7:31 PM
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Quote:
Originally Posted by Red Shoes No Knickers View Post
Bad day deary
Oh dear, you are having a bad day. Thanks for explaining; you being so smug, rude and arrogant makes sense now
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# 37
redz
Old 26-07-2011, 7:36 PM
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Quote:
Originally Posted by make me wise View Post
Oh dear, you are having a bad day. Thanks for explaining; you being so smug, rude and arrogant makes sense now
You conveniently missed off the question mark from the quote. Is it not you that's having a bad day?





Dammit beaten again

Last edited by redz; 26-07-2011 at 7:37 PM. Reason: omg too slow again
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# 38
make me wise
Old 26-07-2011, 7:42 PM
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Im not having a bad day at all thanks

I know exactly when to use question marks, just chose to ommit one to make a point. Didn't 'Red shoes no knickers' just take the bait and show her true colours . Whats up love dont you like it when someone stands up to you and gives you a taste of your own medicine?

Will sit back and wait for the next show of rudeness with baited breathe. Wont be responding though, this is all a bit 'high school' for me.
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# 39
Oldernotwiser
Old 26-07-2011, 7:46 PM
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Quote:
Originally Posted by Red Shoes No Knickers View Post
That kentguy07 man has sent me a rude message. Should I tell someone about it? I'm not going to reply to him, horrid man.

(Thank you to the nice person that has told me how to stop him messaging me - I do like this board!)
At least we know now why he's so sure nobody would want to share a flat with him!
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# 40
sunnyone
Old 26-07-2011, 7:47 PM
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Quote:
Originally Posted by Red Shoes No Knickers View Post
I do find her to be a nice lady, and like her I like to be helpful too!
Y0ou do know that she's dead, dont you?
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