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what months are "free" council tax ?
18-12-2006, 9:06 PM
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MoneySaving Convert 
Join Date: Aug 2006
Posts: 68
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what months are "free" council tax ?
Hi all,
Always forget this one, but if you pay CT by instalments, what months do they give you "free". I know its not officially free but i like to think so - makes me feel im getting something for nothing. Also it will go against my debts !!
HALX CC (14%)............... 5795....5470
MBNA CC (20%)...............3500 ...CLEARED
COOP CC (17% and 5%)...5350....5300
AMEX CC (4.9% LOB)........2263....2223
==============================
TOTAL............................16866..12993
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18-12-2006, 9:07 PM
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Serious MoneySaving Fan 
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Location: Greater manchester
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feb and march, ready to start again in the new financial year in April.
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18-12-2006, 9:08 PM
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Serious MoneySaving Fan
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It will all depend on who your council is.
My local council and the neighbouring one are 'free' in February & March.
I suggest contacting your local council and finding out from them.
Don't forget that some people who still pay water rates get 2 months 'free' as well.
EE
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18-12-2006, 9:11 PM
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MoneySaving Convert
Join Date: Aug 2006
Posts: 68
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cheers all.
HALX CC (14%)............... 5795....5470
MBNA CC (20%)...............3500 ...CLEARED
COOP CC (17% and 5%)...5350....5300
AMEX CC (4.9% LOB)........2263....2223
==============================
TOTAL............................16866..12993
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18-12-2006, 9:24 PM
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MoneySaving Newbie
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Ours are also feb and march.
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18-12-2006, 9:27 PM
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MoneySaving Convert
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mine are feb/march....well thats £200 saved.!!
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18-12-2006, 9:32 PM
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Fantastically Fervent MoneySaving Super Fan 
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I don't pay the water bill either in Feb or March so that's nearly £300 onto the card !
20p Savers Club : Member no 96
Current total : £8.40
Target : £10 in 20p & £50 off the overdraft by 31/05/13
Overdraft @ 28/04/13: £418.81
Current Overdraft: £421.23
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18-12-2006, 9:34 PM
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Serious MoneySaving Fan
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i try to pay extra to CC in these months, it is amazing how much difference it makes
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18-12-2006, 9:41 PM
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Serious MoneySaving Fan 
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When You Pay The Councill Tax I Do You Dont Notice Nothings Free
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18-12-2006, 10:10 PM
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Fantastically Fervent MoneySaving Super Fan 
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Our 'free months are March and April, it should tell you on your bill if you pay by instalments.
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18-12-2006, 10:14 PM
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MoneySaving Stalwart 
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Was nearly panicking then, thanks Csarina our are March and April too.
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18-12-2006, 10:15 PM
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Fantastically Fervent MoneySaving Super Fan
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No free months here .... 12 monthly payments.
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18-12-2006, 11:52 PM
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Deliciously Dedicated Diehard MoneySaving Devotee 
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Feb and march for us for council tax.. and December, jan, feb and march we pay no water either.. woohoo!
Total Debt Nov '11 - £6801 Current Debt- £4380.81
~Target DFD Dec 2013~
This year is the year!
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19-12-2006, 9:24 AM
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In Fenland, you get the choice of paying in 10 or 12 payments; most people opt for 10 payments (no option if you pay cash) and get February and March "free".
I can't comment on water rates as I'm on a metre, the payments for which are more than half the old water rates.
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19-12-2006, 9:48 AM
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Serious MoneySaving Fan
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mine are feb and march, although i have changed them before to nov and dec.
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19-12-2006, 9:53 AM
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Deliciously Dedicated Diehard MoneySaving Devotee
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mine are feb & march too 
 Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast
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16-03-2010, 8:39 AM
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Ours was March and April....but then the local council decided to move the financial year back to beginning of April...meaning this year we only get March free..
When did we find this out....beginning of March!!! 
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16-03-2010, 9:22 AM
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Fantastically Fervent MoneySaving Super Fan
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Pretty much all offer 12 months rather than 10, basically you start getting your 'free' months money from month one that way
Just switched mine from 10 to 12 months
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16-03-2010, 12:30 PM
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MoneySaving Convert
Join Date: Jan 2008
Location: Wirral, UK
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I actually continue to pay Council Tax if I can, even if it's half the amount, because then if I'm short one month (usually December!!) I can have a cheaper month!
Lightbulb Moment - May 2008 HSBC overdraft - £1200 GONE!!!
HSBC Credit card - £7700 £3870
HSBC Loan - £6084 £1,991
Paying off debt is like eating food.....Little and Often... 
Last edited by Saffy255; 16-03-2010 at 12:32 PM.
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16-03-2010, 5:25 PM
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Fantastically Fervent MoneySaving Super Fan
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Quote:
Ours was March and April....but then the local council decided to move the financial year back to beginning of April...meaning this year we only get March free..
When did we find this out....beginning of March!!!
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The Council Tax financial year has always been 01 April to 31 March. The legal minimum the council work from is 10 payments from April to January however some will offer May to February instead, this is discretionary and they can revert to the statutory scheme for any year.
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