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  • FIRST POST
    • notes
    • By notes 18th Dec 06, 9:06 PM
    • 68Posts
    • 19Thanks
    notes
    what months are "free" council tax ?
    • #1
    • 18th Dec 06, 9:06 PM
    what months are "free" council tax ? 18th Dec 06 at 9:06 PM
    Hi all,

    Always forget this one, but if you pay CT by instalments, what months do they give you "free". I know its not officially free but i like to think so - makes me feel im getting something for nothing. Also it will go against my debts !!
    HALX CC (14%)............... 5795....5470
    MBNA CC (20%)...............3500 ...CLEARED
    COOP CC (17% and 5%)...5350....5300
    AMEX CC (4.9% LOB)........2263....2223
    ==============================
    TOTAL............................16866..12993
Page 1
  • tee pee
    • #2
    • 18th Dec 06, 9:07 PM
    • #2
    • 18th Dec 06, 9:07 PM
    feb and march, ready to start again in the new financial year in April.
    • Eager_Elephant
    • By Eager_Elephant 18th Dec 06, 9:08 PM
    • 3,355 Posts
    • 15,985 Thanks
    Eager_Elephant
    • #3
    • 18th Dec 06, 9:08 PM
    • #3
    • 18th Dec 06, 9:08 PM
    It will all depend on who your council is.

    My local council and the neighbouring one are 'free' in February & March.

    I suggest contacting your local council and finding out from them.

    Don't forget that some people who still pay water rates get 2 months 'free' as well.

    EE
    • notes
    • By notes 18th Dec 06, 9:11 PM
    • 68 Posts
    • 19 Thanks
    notes
    • #4
    • 18th Dec 06, 9:11 PM
    • #4
    • 18th Dec 06, 9:11 PM
    cheers all.
    HALX CC (14%)............... 5795....5470
    MBNA CC (20%)...............3500 ...CLEARED
    COOP CC (17% and 5%)...5350....5300
    AMEX CC (4.9% LOB)........2263....2223
    ==============================
    TOTAL............................16866..12993
  • whybotheranymore
    • #5
    • 18th Dec 06, 9:24 PM
    • #5
    • 18th Dec 06, 9:24 PM
    Ours are also feb and march.
  • JBsplit
    • #6
    • 18th Dec 06, 9:27 PM
    • #6
    • 18th Dec 06, 9:27 PM
    mine are feb/march....well thats £200 saved.!!
    • mountainofdebt
    • By mountainofdebt 18th Dec 06, 9:32 PM
    • 7,427 Posts
    • 10,792 Thanks
    mountainofdebt
    • #7
    • 18th Dec 06, 9:32 PM
    • #7
    • 18th Dec 06, 9:32 PM
    I don't pay the water bill either in Feb or March so that's nearly £300 onto the card !
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
  • tee pee
    • #8
    • 18th Dec 06, 9:34 PM
    • #8
    • 18th Dec 06, 9:34 PM
    i try to pay extra to CC in these months, it is amazing how much difference it makes
  • THE LONE RANGER
    • #9
    • 18th Dec 06, 9:41 PM
    • #9
    • 18th Dec 06, 9:41 PM
    When You Pay The Councill Tax I Do You Dont Notice Nothings Free
  • csarina
    Our 'free months are March and April, it should tell you on your bill if you pay by instalments.
    • jenchin66
    • By jenchin66 18th Dec 06, 10:14 PM
    • 634 Posts
    • 3,310 Thanks
    jenchin66
    Was nearly panicking then, thanks Csarina our are March and April too.
    • molerat
    • By molerat 18th Dec 06, 10:15 PM
    • 13,923 Posts
    • 8,472 Thanks
    molerat
    No free months here .... 12 monthly payments.
  • immoral_angeluk
    Feb and march for us for council tax.. and December, jan, feb and march we pay no water either.. woohoo!
    Total Debt Nov '11 - £6801 Now debt free!

    Lessons learned: Live, love and be in the moment. See the world and its wonders, or life will pass you by. LIVE IT.
    Que sera, sera. <3
  • Hereward
    In Fenland, you get the choice of paying in 10 or 12 payments; most people opt for 10 payments (no option if you pay cash) and get February and March "free".

    I can't comment on water rates as I'm on a metre, the payments for which are more than half the old water rates.
  • loopyloulou
    mine are feb and march, although i have changed them before to nov and dec.
    • lynzpower
    • By lynzpower 19th Dec 06, 9:53 AM
    • 24,743 Posts
    • 39,621 Thanks
    lynzpower
    mine are feb & march too
    Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast
  • bigfatphill
    Ours was March and April....but then the local council decided to move the financial year back to beginning of April...meaning this year we only get March free..

    When did we find this out....beginning of March!!!
    • JasX
    • By JasX 16th Mar 10, 9:22 AM
    • 3,879 Posts
    • 2,505 Thanks
    JasX
    Pretty much all offer 12 months rather than 10, basically you start getting your 'free' months money from month one that way

    Just switched mine from 10 to 12 months
  • Saffy255
    I actually continue to pay Council Tax if I can, even if it's half the amount, because then if I'm short one month (usually December!!) I can have a cheaper month!
    Last edited by Saffy255; 16-03-2010 at 12:32 PM.
    Lightbulb Moment - May 2008
    HSBC overdraft - £1200 GONE!!!
    HSBC Credit card - £7700 £3870
    HSBC Loan - £6084 £1,991

    Paying off debt is like eating food.....Little and Often...
    • CIS
    • By CIS 16th Mar 10, 5:25 PM
    • 8,978 Posts
    • 5,029 Thanks
    CIS
    Ours was March and April....but then the local council decided to move the financial year back to beginning of April...meaning this year we only get March free..

    When did we find this out....beginning of March!!!
    The Council Tax financial year has always been 01 April to 31 March. The legal minimum the council work from is 10 payments from April to January however some will offer May to February instead, this is discretionary and they can revert to the statutory scheme for any year.
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