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    • nanamags
    • By nanamags 25th Mar 11, 7:18 PM
    • 306Posts
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    nanamags
    Over 60 rail card
    • #1
    • 25th Mar 11, 7:18 PM
    Over 60 rail card 25th Mar 11 at 7:18 PM
    I am 60 in May and I can apply for my bus pass up to 3 months before my birthday and it will be delivered approx a week before.[ I live on Merseyside and 60 is still the eligible age. Very MSE as I normally pay £600.00 for a yearly bus pass.]

    Does anyone know how soon I can apply for a rail card as there is no info on the website? I am planning on travelling by train the day before my birthday so will obviously be buying in advance to save money.

    Thanks

    Mags
    NA N A M A G S
Page 1
    • McKneff
    • By McKneff 25th Mar 11, 7:22 PM
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    McKneff
    • #2
    • 25th Mar 11, 7:22 PM
    • #2
    • 25th Mar 11, 7:22 PM
    You dont get your bus pass these days till you are eligible, and it will be around when you actually qualify for your state pension.

    Rail cards, dont know whether you realise that these are not free, you have to buy them at a discounted price.
    You wont be able to use them until after you qualify and I dont know if this is linked to your pension age either.

    Check on the website for details.
    No one can make you feel inferior without your consent
    • wealdroam
    • By wealdroam 25th Mar 11, 8:31 PM
    • 15,734 Posts
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    wealdroam
    • #3
    • 25th Mar 11, 8:31 PM
    • #3
    • 25th Mar 11, 8:31 PM
    Senior Railcards are available from your 60th birthday.

    Currently cost £26 for one year, or £65 for three years.

    There are often offers of 10% or 25% discounts... bringing the one year card's price down to £23.40 or £19.50.

    As suggested above, see the website.
  • real1314
    • #4
    • 25th Mar 11, 8:58 PM
    • #4
    • 25th Mar 11, 8:58 PM
    Senior railcards are excellent, they reduce late booking to much lower costs and early bookings can be very cheap
    • Savvy_Sue
    • By Savvy_Sue 25th Mar 11, 9:15 PM
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    Savvy_Sue
    • #5
    • 25th Mar 11, 9:15 PM
    • #5
    • 25th Mar 11, 9:15 PM
    Just worth pointing out that if you are eligible for a Disabled Persons Railcard, then that can work out better value, because any companion also gets a discount, whether disabled or not. Disability can include a hearing loss.
    I'm a Board Guide on the Cutting Tax; Charities; Small Biz & Charity Organisers; and Silver Savers boards, which means I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. However, do remember, Board Guides don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts.

    Any views are mine and are not the official line of moneysavingexpert.com

    New to the Forum? Why not watch the Guide?

    Still knitting! Aiming to finish this cardigan before I get my bus pass!
    • dzug1
    • By dzug1 27th Mar 11, 7:10 PM
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    dzug1
    • #6
    • 27th Mar 11, 7:10 PM
    • #6
    • 27th Mar 11, 7:10 PM
    You can buy rail tickets online using a senior railcard without actually having the railcard - as long as you have one when you actually travel. The website doesn't ask for any 'proof'

    So you could buy the tickets in advance online and buy the railcard at the station on the day of travel.
    • Savvy_Sue
    • By Savvy_Sue 27th Mar 11, 7:27 PM
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    Savvy_Sue
    • #7
    • 27th Mar 11, 7:27 PM
    • #7
    • 27th Mar 11, 7:27 PM
    You can buy rail tickets online using a senior railcard without actually having the railcard - as long as you have one when you actually travel. The website doesn't ask for any 'proof'

    So you could buy the tickets in advance online and buy the railcard at the station on the day of travel.
    Originally posted by dzug1
    I'd leave plenty of time for that, and double check beforehand that you can do it at the station you are leaving from! and that your ID is up to date.
    I'm a Board Guide on the Cutting Tax; Charities; Small Biz & Charity Organisers; and Silver Savers boards, which means I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. However, do remember, Board Guides don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts.

    Any views are mine and are not the official line of moneysavingexpert.com

    New to the Forum? Why not watch the Guide?

    Still knitting! Aiming to finish this cardigan before I get my bus pass!
    • uk1
    • By uk1 28th Mar 11, 11:22 AM
    • 404 Posts
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    uk1
    • #8
    • 28th Mar 11, 11:22 AM
    • #8
    • 28th Mar 11, 11:22 AM
    Just a note to male readers of this topic ....

    Some councils have a policy of not age-descriminating for men - so for example Test Valley Borough Council state:

    You may apply provided that you are a full-time, permanent resident within the Test Valley Borough Council area, and fall into one (or more) of the following categories:
    • You are a woman who has reached state pension age
    • You are a man who has reached the pensionable age of a woman born on the same day as you (see Eligibility date)
    It's clearly worthwhile checking and not presuming that men will not get their passes until their normal retirement age.
    • dzug1
    • By dzug1 28th Mar 11, 11:57 AM
    • 13,277 Posts
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    dzug1
    • #9
    • 28th Mar 11, 11:57 AM
    • #9
    • 28th Mar 11, 11:57 AM
    Just a note to male readers of this topic ....

    Some councils have a policy of not age-descriminating for men - so for example Test Valley Borough Council state:


    It's clearly worthwhile checking and not presuming that men will not get their passes until their normal retirement age.
    Originally posted by uk1
    Worth checking yes - but I (a male) have had a bus pass since I was 60 and I don't think the age limit has changed other than in line with the female pension age.

    And I don't think it's council policy - it's national
    • alanq
    • By alanq 28th Mar 11, 12:37 PM
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    alanq
    This topic is about Railcards not the National Bus Pass.

    The Senior Railcard is nothing to do with the local council. Its terms & conditions have not changed. It is available to anyone over 60 for a fee.

    (It is a requirement for ALL English councils to offer a bus passes to men from the current WOMEN's retirement age which is increasing from month to month from 60 to 65. Nowhere do men currently have to wait until 65.)
    Last edited by alanq; 28-03-2011 at 1:40 PM. Reason: Replaced "Over-60's Railcard" with "Senior Railcard"
  • Edinburghlass
    Still 60 for a bus pass in Wales and Scotland.

    Tesco sell Rail Passes for £26, presumably you key in a number to the relevant website.
    Martin has asked me to tell you that I'm the Board Guide of the Telephones, Reclaim Bank Charges, Silver Savers and Scotland boards which means I'm a volunteer to help the boards run smoothly and I can move and merge threads there. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com. Board guides don't deal with this. Any views are mine and not the official line of MoneySavingExpert.
    • uk1
    • By uk1 28th Mar 11, 12:51 PM
    • 404 Posts
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    uk1
    Worth checking yes - but I (a male) have had a bus pass since I was 60 and I don't think the age limit has changed other than in line with the female pension age.

    And I don't think it's council policy - it's national
    Originally posted by dzug1

    Quite right. I was trying to be helpful but may have not been clear enough.

    Some councils allow people to have a Senior Rail Card instead of a bus pass for free. My point - badly stated - was that some councils allow men to have it free - and from the female retirement age. Apolgies for not being clear and confusing the issue.
    • dggar
    • By dggar 29th Mar 11, 4:44 PM
    • 406 Posts
    • 188 Thanks
    dggar
    Quite right. I was trying to be helpful but may have not been clear enough.

    Some councils allow people to have a Senior Rail Card instead of a bus pass for free. My point - badly stated - was that some councils allow men to have it free - and from the female retirement age. Apolgies for not being clear and confusing the issue.
    Originally posted by uk1
    I Thought the Senior Rail Card was isued by Rail Companies for a cost of £23 per year (£65 for 3 Yrs.)
    and councils had to issue the bus pass for free. Are you saying that some councils will purchase a railcard and issue it to people who qualify for a bus pass.
    Last edited by dggar; 29-03-2011 at 4:44 PM. Reason: Missed out a word
    • uk1
    • By uk1 30th Mar 11, 7:30 AM
    • 404 Posts
    • 221 Thanks
    uk1
    I Thought the Senior Rail Card was isued by Rail Companies for a cost of £23 per year (£65 for 3 Yrs.)
    and councils had to issue the bus pass for free. Are you saying that some councils will purchase a railcard and issue it to people who qualify for a bus pass.
    Originally posted by dggar
    I can only repeat what I said in the post before yours. Our council - this year allows people to choose the railcard instead of the bus pass. It issues a voucher to be exchanged at the station for an annual rail card which I believe is normally £26.00. I've heard that this will stop next year.
  • Oldernotwiser
    I think people have missed the point that the OP is planning to use the card the day before her 60th birthday which isn't allowed. I think that she runs the risk of being made to pay the full fare if it's noticed that it doesn't become valid until the day after she travels.

    I wouldn't recommend it.
    • Ken68
    • By Ken68 30th Mar 11, 10:41 AM
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    Ken68
    You can get a Senior Railcard from the local council..here it's about £4 cheaper.
    • alanq
    • By alanq 30th Mar 11, 2:01 PM
    • 3,214 Posts
    • 2,074 Thanks
    alanq
    I think people have missed the point that the OP is planning to use the card the day before her 60th birthday which isn't allowed. I think that she runs the risk of being made to pay the full fare if it's noticed that it doesn't become valid until the day after she travels.
    Originally posted by Oldernotwiser
    She would risk far worse than that if a deliberate attempt to evade paying the proper fare were discovered. Fortunately proof of age is required before a Senior Railcard is issued.
  • Oldernotwiser
    She would risk far worse than that if a deliberate attempt to evade paying the proper fare were discovered. Fortunately proof of age is required before a Senior Railcard is issued.
    Originally posted by alanq
    I agree but the OP is asking about buying the railcard in advance and booking on line as a way of getting round the fact of using it before she's eligible for it.
    • alanq
    • By alanq 30th Mar 11, 2:23 PM
    • 3,214 Posts
    • 2,074 Thanks
    alanq
    You can get a Senior Railcard from the local council..here it's about £4 cheaper.
    Originally posted by Ken68
    That should read "You can get a Senior Railcard from the local council here .. it's about £4 cheaper".

    Not all councils offer Senior Railcards and some of those that do so currently will stop doing so from April. (The ones I know of don't actually issue a Railcard just a warrant towards the cost of a Railcard.)
    Last edited by alanq; 30-03-2011 at 3:11 PM.
    • Farway
    • By Farway 30th Mar 11, 2:48 PM
    • 4,706 Posts
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    Farway
    It issues a voucher to be exchanged at the station for an annual rail card which I believe is normally £26.00. I've heard that this will stop next year.
    Originally posted by uk1
    I think you will find it stops 1st April, when Hampshire take over the bus pass scheme from the local authorities
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