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Single mother, 2 children, what can they get?
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# 1
xxtokerxx
Old 02-03-2011, 10:32 AM
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Default Single mother, 2 children, what can they get?

I have just a quick question, I don't really know anything about the benefits system but wanted to know what people are entitled to, specifically in this instance:

Single mother, not working, 2 children.

How much would she stand to get per month, and the accommodation provided, is it free or do you have to pay out of your benefits that you get from the government?

Thanks
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# 2
pandaspot
Old 02-03-2011, 10:36 AM
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Would it be private rented? Or council? How old are the kids?

What income does she get? How old? how much is the rent if private?

Not many details
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# 3
xxtokerxx
Old 02-03-2011, 10:40 AM
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Like i said I know not much, she doesn't earn anything, she doesn't work.

The children, one is 3 the other new born.

I would assume council as she hasn't worked in 4 years.
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# 4
Jowo
Old 02-03-2011, 10:46 AM
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You can identify the entitlements on the Turn2us online benefit calculator.

Off the top of my head, a single parent with 2 children can get around 200 per week benefits - 65 income support, 35 approx child benefit, 98 child tax credits. They will usually get a full council tax rebate.

Why do you 'assume' she's in council accommodation - why don't you know? If she's in social housing, the chances are that housing benefit will cover her rent.

If she's a private tenant, you can identify the maximum Local Housing Allowance on the LHA direct website. It won't necessarily cover all her rent, it depends on whether she's living in a property above or below the LHA rate as to whether she will pay a top up.

Any maintenance she receives from the non-resident parent is on top of her benefits, it doesn't affect them.
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# 5
pandaspot
Old 02-03-2011, 10:48 AM
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Well assume she is on income support, getting full housing benefit and council tax benefit. She would only be paying water rates and any arrears off if there is any? This is assuming she is in a council house
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# 6
pandaspot
Old 02-03-2011, 10:50 AM
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Quote:
Originally Posted by Jowo View Post
You can identify the entitlements on the Turn2us online benefit calculator.

Off the top of my head, a single parent with 2 children can get around 200 per week benefits - 65 income support, 35 approx child benefit, 98 child tax credits. They will usually get a full council tax rebate.

Why do you 'assume' she's in council accommodation - why don't you know? If she's in social housing, the chances are that housing benefit will cover her rent.

If she's a private tenant, you can identify the maximum Local Housing Allowance on the LHA direct website. It won't necessarily cover all her rent, it depends on whether she's living in a property above or below the LHA rate as to whether she will pay a top up.

Any maintenance she receives from the non-resident parent is on top of her benefits, it doesn't affect them.
I don't think the op is finding out for this person, think the are being nosey about someone they know

Might be wrong

Last edited by pandaspot; 02-03-2011 at 11:02 AM.
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# 7
xxtokerxx
Old 02-03-2011, 10:52 AM
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Panda - your not wrong, I am simply being nosey, they seem to have a lot of "cash" to buy things.

I know they are not doing anything illegal to earn the money and that its through benefits I was just shocked and wanted to know how much they'd be entitled too!

Not passing judgement on any one - just interested.
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# 8
vroombroom
Old 02-03-2011, 11:01 AM
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she might not be doing anything dodgy as such - my OH's sister has 4 kids neither her or her partner work, live in a lovely council house for half of what we pay on our rented house and has an assortment of the latest TVs/games consoles etc.

She recently asked to lend 100 off us, which I said no to as we can't afford it. She confessed she had spent in excess of 3k at Xmas off doorstep lenders to fund Xmas. Perhaps this lady is doing the same x
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# 9
pandaspot
Old 02-03-2011, 11:05 AM
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You can report them to fraud anonymously. You can ring or write a letter to both the dap and local authority. Check your council website for details
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# 10
property.advert
Old 02-03-2011, 11:07 AM
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What can they get ? how about a job ?
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# 11
shop-to-drop
Old 02-03-2011, 11:10 AM
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Do they get to claim single parent benefits whatever the maintenance is from the ex partner? What if the ex partner is on 100,000 a year or more? Seems an odd rule!
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Last edited by shop-to-drop; 02-03-2011 at 11:23 AM.
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# 12
Jowo
Old 02-03-2011, 11:43 AM
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Quote:
Originally Posted by xxtokerxx View Post
Panda - your not wrong, I am simply being nosey, they seem to have a lot of "cash" to buy things.
Yes, they could tons of money from the absent parent and it won't affect their benefits one jot - it used to have an impact but the rules changed a year or so ago.

Well, they could have loads of child support on top of their benefits, perhaps she gets free school meals, they could be in debt for all you know.

The cash she gets in her hand from benefits is broadly the equivalent of what someone would get after tax from a full time minimum wage job, except that as it's earned income, the employee will probably find that that they have to use some or all of their disposable income on their rent and council tax, depending on various factors, such as if they have dependents.
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# 13
xxtokerxx
Old 02-03-2011, 12:05 PM
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I was mainly interested because after my bills for rent, food, living costs, car, insurances etc. etc. I actually pay more of my disposable amount on child support than what I have, it actually leave me with 80 disposable based on "general" living costs.

hence the reason I need to save money on my eating (another thread about saving money on food).

Like I said earlier I am not making any judgement on any one, just hurts me to suffer with huge bills and the stress of maintaining those bills while some one is living their life almost stress free with a fair chunk of disposable income!
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# 14
Jowo
Old 02-03-2011, 2:07 PM
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Quote:
Originally Posted by xxtokerxx View Post
I was mainly interested because after my bills for rent, food, living costs, car, insurances etc. etc. I actually pay more of my disposable amount on child support than what I have, it actually leave me with 80 disposable based on "general" living costs.
AFAIK, child maintenance set by the CSA does not take into account what the non resident parent spends (otherwise lots, I would expect, would present expenses that exactly match their net income...).

Aren't their calculations are based mainly around x % of the NRP income, depending on how many kids they have?

If you have a private arrangement with the other parent and are struggling, I suppose one option is to re-negotiate. Another is to decrease your expenses - download the MSE budget planner and work through the site to understand how to live even more frugally.

I suppose another is to gain physical/residency of the children and claim the benefits due to the lone parent and ask the other parent to pay you child support?

I don't understand what is happening to child support when it comes to the transition to the Universal Credit system - perhaps other MSE members have an idea whether it will be included in the overall credit or not?
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# 15
xxtokerxx
Old 02-03-2011, 2:19 PM
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I know that the money received via the CSA does not affect any benefits.

The situation is complicated and I do not see the child or the family, just bumped into the mother while she was out shopping and have heard through lots of people on occasions about her doing this, or doing that etc, things that require a fair amount of money to keep on doing.

It's 15% of my NET income so no consideration of rent, bills, expenses etc.

Just seems crazy that I work 42.5 hours a week, goto college for 6 hours which costs me 1,000 per year pay for my own rent, bills and foods and have never received a benefit my self I have almost no disposable income that a mother of 2 who has never had a full time job has her own place, stress free and seems to spend her life shopping.......

I worked it out that with my current Girl friend that we physically couldn't live together if she didn't work (IE had a child) she'd have to work part time.

Doesn't make sense to penalise those that go out and work that are forced to leave their child.

I mean isn't life all about family? IE we're born we mate we bring ours up and that the world is always trying to "better the life of the child"

Seems kinda ironic doesn't it?
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# 16
gambit27
Old 02-03-2011, 2:45 PM
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It certainly does seem very ironic, a friend of a friend has 3 kids, she had another one this year as she can't be bothered going to work, and get's 400 more than me per month, yet I go out and work and she sits on her backside all day doing sod all, getting her rent and council tax paid, kids school meals, and I work, go to college, and plan on doing a degree (if I can afford it!!!) and don't get help paying anything. I do get tax credits, which I have to say are a Godsend, but it's sickening that I work my backside off, trying to eventually get a good job so I don't have to rely on tax credits, while she can do nothing and get paid more for it! And in fact, keep having kids to random people she might meet so she can continue to live like a queen!!!
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# 17
skcollobcat10
Old 02-03-2011, 3:09 PM
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Quote:
Originally Posted by pandaspot View Post
I don't think the op is finding out for this person, think the are being nosey about someone they know

Might be wrong
If that is the case, what a horrible little poster doesn't have the ba**s to openly ask the person, how underhand!
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# 18
dmg24
Old 02-03-2011, 3:12 PM
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Quote:
Originally Posted by shop-to-drop View Post
Do they get to claim single parent benefits whatever the maintenance is from the ex partner? What if the ex partner is on 100,000 a year or more? Seems an odd rule!
I agree, it is a ridiculous rule. Seems crazy that the govt are cutting spending in so many areas, yet they allow this to continue.
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# 19
seven-day-weekend
Old 02-03-2011, 3:45 PM
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She could have 100s in maintenance from the ex-partner and still have all her Benefits, whereas a working family on minimum wage might not have much more money coming in than her benefits, and not have any extra.

Totally stupid rule, can't imagine why it was ever brought in,something to do with the alleged 'child poverty' I suppose.
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# 20
SuzieSue
Old 02-03-2011, 3:52 PM
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Quote:
Originally Posted by skcollobcat10 View Post
If that is the case, what a horrible little poster doesn't have the ba**s to openly ask the person, how underhand!
So you think that people should just go round asking everyone what they earn? Or are you saying that just because she is on benefits, all her neighbours should be entitled to know what she is is receiving? Or perhaps she should be forced to put a notice up on her door?

The OP is just curious, just as if she had asked what a barrister typically earned. Would you expect her go go up to him and ask him?
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