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    Only need 30,000 mortgage - who will do it cheapest?
    • #1
    • 23rd Feb 11, 7:15 PM
    Only need 30,000 mortgage - who will do it cheapest? 23rd Feb 11 at 7:15 PM
    I have seen a house for 60,000 and have 30,000 in the bank. I am wanting to take out a mortgage for the remaining 30,000 but am finding it a bit difficult to find lenders :-

    a) HSBC - would not lend - amount not big enough and need 2 applicants

    b) ING direct - would not lend as amount has to be over 50,000

    c) Halifax - have offered 3.7% on 2 years fixed for 30,000

    Is there anyone else I could try to beat the Halifax rate. I am very surprised that lenders do not want to lend me money even though I have a good credit history and am willing to put up 50% of the value of the house.
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