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  • FIRST POST
    ConfusedDriver
    Aviva Named Driver NCD help
    • #1
    • 29th Jan 11, 12:28 PM
    Aviva Named Driver NCD help 29th Jan 11 at 12:28 PM
    Have come here as I have nowhere else I can ask for help...

    I have been a named driver on my mothers insurance policy for 6 years with Norwich Union/Aviva. I passed my text 5.5 years ago, but stayed on her policy as a named driver as I did not use the car enough to warrant my own, and could not really afford it. We did so under the assurance (including on the policy documentation) that I would be building up a No Claims Discount (as is on the renewals page on their website, the link to which I cannot post as a new user). The car was registered with my mother as the owner, and myself as the main Named Driver.

    Now I wish to ensure the car under my own name, and have transferred the ownership to myself. Rang Aviva to insure it only to be told that Named Drivers DO NOT build up a NCD with Aviva, and that my policy will be as if starting from nothing, making it highly unaffordable. Was unhappy with the quote and checked the terms on the website; rang Aviva again, was told first that Drivewrs do build up a NCD, was transferred again, and told by them again that Drivers do not build a discount, and was hung up on in the middle of a sentence.

    Has anyone had any experience with actually trying to take out a NCD having been a named driver, and what can I do? My policy runs soon. I have rung 2 different numbers and been passed around getting different information from everywhere. I can't see that as a Named Driver for 6 years, with over 5 years on my (full) licence and never having made a claim, my quote can be over 1100 when I should have built up a NCD that (based on an online estimate) should take the insurance to 430.
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