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Zurich Adaptable life plan & Scottish Provident Self Assurance policies - Need both?
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# 1
Old 26-01-2011, 9:06 PM
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Join Date: Jan 2011
Posts: 1
Default Zurich Adaptable life plan & Scottish Provident Self Assurance policies - Need both?

Could anybody inform me if I require both Self Assurance policy and also Adaptable life plan? At a quick glance, they both look to provide the same benefits, however they were sold to us several years ago by our independent financial advisor.

Now, in the process of sorting out separation and divorce, we've got these policies out the draw for a dust off and wondering if we could do away with one to save money?

Policy details: Scottish provident: 'Self assurance term personal' and Zurich 'adaptable life plan'

Being in the Automotive sector, I'm not well equipped to deal with this!
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# 2
Old 26-01-2011, 10:50 PM
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Join Date: Apr 2004
Location: Norfolk
Posts: 74,896

If the policies no longer meet a financial need then there is no point keeping them. If you still have a financial need then you should keep them.
I am a Financial Adviser. Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
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