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How much can you save?
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# 41
beerhunter
Old 12-11-2006, 11:16 PM
MoneySaving Convert
 
Join Date: Oct 2006
Posts: 56
Default

Hi

Can I join in too? Been saving for awhile, but still not enough to buy a house with a reasonable mortage.

For the purposes of this thread, i'm going ignore my past savings and start with £0 as of today... with the aim of reaching £10k within a year, which is about the same amount i'll pay in rent a year.
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# 42
brranger
Old 12-11-2006, 11:21 PM
MoneySaving Stalwart
 
Join Date: Feb 2006
Location: Derby
Posts: 247
Default

Quote:
Originally Posted by Phoenix79
Hi all...can i join?!

Although i'm paying off debts (aiming to get them all on 0% cards), i have £3k sitting in a spare account. Just looking for the best place to put it. Just looking through the ISA options.....
If I had that I might put the 3K in an icesave account and then drip feed a Regular saver for a year like the Halifax one (only because the Lloyds one is 2 year) to make the most interest for my money.

Ranger
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# 43
chelseablue
Old 13-11-2006, 9:37 AM
MoneySaving Stalwart
 
Join Date: Oct 2006
Posts: 729
Default

Just a quick update from me: current savings total £4.5K (jointly with OH)

Keep up the good work everyone!
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# 44
Wanno
Old 13-11-2006, 1:15 PM
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Join Date: Sep 2006
Location: London
Posts: 112
Default

Everybody is doing really well. I'm very impressed and glad that we have a few people doing it.
I have applied for a second job and have an interview with them shortly. I would love to have an extra income each month that could go straight into saving pot and not anywhere near where I could get my grubby mits on it for frivilous spending.
So far so good with saving.
Must get a running total so far.
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# 45
Wanno
Old 13-11-2006, 1:19 PM
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Join Date: Sep 2006
Location: London
Posts: 112
Default

Quote:
Originally Posted by save-a-lot
Hi

How about making this a 'how much can you save club' and put our achievements in our signitures? just an idea that will help motivate each other

Great idea save-a-lot. I'm not sure how you go about doing that but if anybody else has any ideas.. bring it on.
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# 46
Judi
Old 13-11-2006, 2:38 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Sep 2003
Location: West Midlands
Posts: 10,442
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Wanno, you go into the user control panel at the top of the page to put in your signature. However, i wont be changing mine cause i dont think it will fit!
'Holy crap on a cracker!'
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# 47
Wanno
Old 14-11-2006, 12:55 PM
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Join Date: Sep 2006
Location: London
Posts: 112
Default

Hi Thanks Judi. I know how to change the signature now.
Its pretty much the middle of the month- How is everybody doing? It would be interesting to see whether are saving over and above regular standing order savings, I mean the ones that just automatically come out of your account each month- or whether people are actively saving and banking additional funds.
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# 48
ReportInvestor
Old 14-11-2006, 12:58 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Apr 2005
Posts: 3,590
Default

Just noticed that Judi's in charge in these parts .

Morning Maam.

We try not to bite most of the time .
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# 49
Judi
Old 14-11-2006, 4:16 PM
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Join Date: Sep 2003
Location: West Midlands
Posts: 10,442
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Quote:
Originally Posted by ReportInvestor
Just noticed that Judi's in charge in these parts .

Morning Maam.

We try not to bite most of the time .
Not quite ReportInvestor, i used to be a board guide for this board but got lost in a sea of saving options. It was embaressing really when a board guide for the savings board cant tell the difference between a share and a guaranteed equity bond. Redfox and Isasmurf are board guides for this board but as this is my favourite board i am never far away.

My savings are on target for the month and i am looking forward to totalling them up at the beginning of next month. My online shopping comes tomorrow and i am going to see if i can trim a further tenner off at the final checkout to put towards my savings.
'Holy crap on a cracker!'

Last edited by Judi; 14-11-2006 at 5:14 PM.
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# 50
jo101
Old 14-11-2006, 9:11 PM
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Join Date: Jul 2006
Location: Staffordshire
Posts: 150
Default

HI

I would like to join too please.
My OH and I are saving to buy a house and will need a deposit of around
£50k mainly due to the fact that only my OH is working as I am a stay at home Mum currently.

Mainly thanks to my late Grandma we have savings of £10k currently.

I still havent worked out where best to put this at the mo and also havent yet worked out how much we could save monthly as OH has just had a payrise and this month we have just implemented major cutbacks and trying to save all spare cash.

Next step is working out where to put it all

Good luck to you all
Starting with a clean slate.


August grocery challenge - £250
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# 51
save-a-lot
Old 14-11-2006, 10:35 PM
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Join Date: Nov 2005
Location: about as far away from the sea as is possible
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Default

Quote:
Originally Posted by jo101
we have just implemented major cutbacks and trying to save all spare cash.
If you do not mind me asking, what major cutbacks are you making?
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# 52
babes21
Old 15-11-2006, 6:17 PM
Serious MoneySaving Fan
 
Join Date: Oct 2006
Location: West Midlands
Posts: 1,548
Default

Quote:
Originally Posted by save-a-lot
Hi

How about making this a 'how much can you save club' and put our achievements in our signitures? just an idea that will help motivate each other
Yep i agree, fab idea.

I've had quite a good month as yet, haven't gone over my budget but will wait until the end of the month until i put more into my ISA.

Keep up the good work everyone
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# 53
Wanno
Old 15-11-2006, 10:22 PM
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Join Date: Sep 2006
Location: London
Posts: 112
Default

So the start of the 'How much can you save club' begins!

I have just sold something on Amazon for 20 pounds. It all goes in the pot!
Its very satisfying to see even small increments to the total. It would be nice to have a huge chunk suddenly appear though- but every little helps!

Keep posting your savings/totals people!
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# 54
Judi
Old 15-11-2006, 10:23 PM
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Join Date: Sep 2003
Location: West Midlands
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I shaved £8 off my final shopping basket when i put it through the checkout today. It may only be £8 but its better than nothing.
'Holy crap on a cracker!'
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# 55
save-a-lot
Old 15-11-2006, 11:23 PM
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Default

Hi

Another saving I have made this month is on car insurance, my renewal with Virgin was for £280, I shopped around and most insurers came to around this figure. I then tried Direct Line, we have home insurance and another car insured with them and because of this they discount the premium and I saved about £60. So great result!

Also, I get paid on the 25th of the month or the Friday before if it falls on a weekend, so I have 9 days until pay day (Friday 24th). I checked my balance and I have just over £200 left this month, so if I take it easy over the next week or so I will be able to 'sweep' the account of any excess money the day before payday and I'll possibly add this into my ISA.
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# 56
jo101
Old 16-11-2006, 8:34 AM
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Join Date: Jul 2006
Location: Staffordshire
Posts: 150
Default

Quote:
Originally Posted by save-a-lot
If you do not mind me asking, what major cutbacks are you making?
Hi
Basically not spending out on anything we really dont need, selling loads of things on ebay, making sure that all we pay for monthly on Direct Debit is really needed
I go on the Money saving old stlye thread for loads of tips and cheap recipes, also I do the monthly grocery challenge on there to try and save on groceries.

Also saving loads of money on clothes as I was given loads for my little ones and have had a good hunt atound in the wardrobe to ensure we dont need to buy any more for ourselves.

Christmas pressies - have been as frugal as poss using 3 for 2 deals etc and have shopped around.

Basically not parting with my money easily!!!!

JO
Starting with a clean slate.


August grocery challenge - £250
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# 57
liverpoolcarl
Old 16-11-2006, 11:48 AM
MoneySaving Convert
 
Join Date: May 2006
Posts: 165
Smile

Can I join please....

I am 25 and so far I have:

£750 - Halifax Regular Saver
£3000 - Halifax Direct ISA
£3727.53 - ICICI

I have standing orders set up for £250 to my Regular Saver and £300 to my ICICI account every month.

I am aiming for £10,000 by April 2007 and will then start looking at property..


Last edited by liverpoolcarl; 16-11-2006 at 12:12 PM.
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# 58
Wanno
Old 16-11-2006, 2:31 PM
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Join Date: Sep 2006
Location: London
Posts: 112
Default

Hi Liverpoolcarl

You seem to be in a pretty similar position as me and with the same goal date!Lets see how we get on.

Well done save-a-lot on the car insurance. I'm sure Martin woudl be proud of you.
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# 59
bobby_rae
Old 16-11-2006, 8:12 PM
MoneySaving Convert
 
Join Date: Nov 2006
Posts: 18
Default

Hi all
I'll join in.
I'm making my packed lunch each day for work, take the tube one way and walk back. Lunch saves me £3 a day and I save £2 a day walking. So I reckon thats £5 a day, £25 a week, and about £100 a month!

I'm trying to save up for a deposit for a house.
I have A and L reg saver, Lloyds reg saver and Halifax reg saver, and of course ICICI

Aiming to save £500 most months, but will be hard in December with Christmas.
Houses are very expensive aren't they!!!!!!
By 'eck it gets complicated:confused:
But nay fret, Martin's here to save us
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# 60
tryhard
Old 16-11-2006, 8:32 PM
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Join Date: Sep 2006
Posts: 343
Default

may I join too? I'm trying to save for a holiday - need £1000 so far managed £25
TH
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