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What happens if i declare my car as sorn?
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# 1
misskaytee
Old 15-11-2010, 12:58 PM
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Unhappy What happens if i declare my car as sorn?

Hi, can anyone advise me please....

My car is due its MOT in early Dec, the mot place warned me last year that this year my car is proberly going to cost me around £350 + to get it through the mot.

Now i know i should of been planning for this but i haven't and now i pretty sure im not going to beable to afford to get its MOT,car TAX is also due at the end of jan, which i also can't afford at the moment

my question is if i declare my car SORN and dont use the car ( i have a private driveway) for a few months while i get myself back on my feet, can i then, when i have some cash in a few months time get the mot and tax? is it has simple as that? I Forgot to add that i quite like the idea of having the mot in feb/march instead of just before christmas which as always been a worry


any ideas? Thanks
Everyday im shufflin' Proud Padder ~ All Hail The Power of Pad

Last edited by misskaytee; 15-11-2010 at 1:02 PM. Reason: forgot to add....
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# 2
Inactive
Old 15-11-2010, 1:07 PM
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No problem as long as the car is kept off road, and on your driveway.
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# 3
djheath
Old 15-11-2010, 1:08 PM
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Yes simple as that.

Declare car sorn. - send the sorn part to dvla. They will write to you and say it is sorned.

Park car on drive, or other private land.

Wait!

When you come to renew tax/mot,
First get Insurance.
Then go and get MOT from an MOT garage where you have booked the appointment.
Then go and get tax.
Then go get a cup of tea.

Job done.
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# 4
bigblackdog
Old 15-11-2010, 1:17 PM
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you can do the sorn onlinline at dvla , they then send a confirmation letter through the post , i did mine about a month after the tax ran out as i wasn't sure wether to tax the car again
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# 5
misskaytee
Old 15-11-2010, 1:22 PM
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Well thats a relief! Thanks for your replies.

one more question : with insurance i currently have 10 years no claims will this be affected if i dont renew, this is also due for renewal in Jan?
Everyday im shufflin' Proud Padder ~ All Hail The Power of Pad
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# 6
djheath
Old 15-11-2010, 1:24 PM
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Quote:
Originally Posted by misskaytee View Post
Well thats a relief! Thanks for your replies.

one more question : with insurance i currently have 10 years no claims will this be affected if i dont renew, this is also due for renewal in Jan?
I think you lose it if you stop having insurance. I am not sure on that one, so either confirm with your insurance company, or I am sure someone will tell you here.
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# 7
misskaytee
Old 15-11-2010, 1:41 PM
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Quote:
Originally Posted by djheath View Post
I think you lose it if you stop having insurance. I am not sure on that one, so either confirm with your insurance company, or I am sure someone will tell you here.
Oh No! I hope not or thats that plan down the pan.
I really dont want to lose 10 years no claims

My current insurers have sent me a letter last week stating they will not be able to provide insurance to me for next year, they dont state as too why not, and nothing as changed from my side, although they are more accustomed to insuring vintage and show cars than normal cars from what i can gather, so maybe this has something to do with it.

so i would have to find a new insurer anyway, i do have a letter from current insurers stating that im intitled to 10 years no claims as proof to new insurers.
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# 8
Keith
Old 15-11-2010, 1:45 PM
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You have two years to buy another insurance policy before you lose your NCB.

What problem did the car have that the garage can estimate 12 months in advance? Yet still be safe to use on the road?
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# 9
LittleMissAspie
Old 15-11-2010, 1:45 PM
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I believe your NCD will be valid for 2 years after the expiry of your current insurance. But it might depend on the insurance company.
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# 10
mugwump
Old 15-11-2010, 1:47 PM
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Most insurers allow a break of up to 2 years before you lose your NCD.
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# 11
MX5huggy
Old 15-11-2010, 1:53 PM
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Apply for a refund for the unused months tax, saves a few pounds

http://www.direct.gov.uk/en/Motoring...le/DG_10012526
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# 12
Lum
Old 15-11-2010, 1:54 PM
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It depends on the policies of the new insurance company, though I have not encountered one that does less than 2 years.

The important thing is to get proof of no-claims bonus. Usually your renewal notice will state how much NCB you have but some do not, in which case contact the insurer and ask them to send you one. It's worth contacting them anyway to make sure that they do not auto renew using stored card or DD details.

One thing to consider, depending on where you live, is that you wont be covered for fire or theft. You may want to consider a "lay up" policy for the 3 months.
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# 13
misskaytee
Old 15-11-2010, 1:56 PM
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Quote:
Originally Posted by Keith View Post
You have two years to buy another insurance policy before you lose your NCB.

What problem did the car have that the garage can estimate 12 months in advance? Yet still be safe to use on the road?
Rusting underneath ?


Thanks for the replies everyone im back to feeling relieved!
Everyday im shufflin' Proud Padder ~ All Hail The Power of Pad
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# 14
Wig
Old 15-11-2010, 2:11 PM
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Find your cheapest MOT station, some are £35 they can be found for £20 in some rare cases.

Get it MOT'd to find out exactly what the score is - repair costs - so you know what you have to save up for.

It may not be worth keeping this car. Might be more economical to scrap it for £80 - £150 (money paid to you to scrap it), Use the money towards another old car with a full MOT, maybe costing £300 - £500.

Keep your old car until you have the new car.

When you SORN/SELL/SCRAP expect a letter from DVLA after 3 - 4 weeks, keep this letter safe with your car documents for at least 2 years even if you do subsequently re tax/sell/scrap the vehicle. If no letter phone DVLA after 3 weeks of declaring SORN.

If keeping the vehicle off road, make sure tyres pumped up higher than normal, every 3 weeks to a month move the car about 8 inches - this to stop your tyres becoming distorted in one place. If possible start the car every 3 weeks and allow the engine to warm up a bit. If the battery goes flat invest in a battery charger. A long period of non use non starting can kill a battery, meaning more expense for you so best to avoid this by regular starting and charging.

Last edited by Wig; 15-11-2010 at 4:27 PM.
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# 15
Keith
Old 15-11-2010, 2:31 PM
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Quote:
Originally Posted by misskaytee View Post
Rusting underneath ?


Thanks for the replies everyone im back to feeling relieved!
As Wig said get it in for a test at any garage and see if it fails.

If it needs welding, go to your nearest motor factor and ask the guys on the counter if they know someone who does welding on the side. I had a lot of welding done on my drive for £100, the guy was here for a good couple of hours.
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