Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Afternoon :hello:

    Working today only 5 hours they are doing arts and crafts right now as the weather is miserable :( aiming for a nsd today :rotfl: we shall see as trying to wean myself off my juice :mad: and there's none in the house lol

    Got paid too today so I'll put that in the bank tomorrow thank goodness as its really tight this week xx

    Managed to get baby k a 4 piece suit reduced from £39 to £17.55 and in wilkos I managed to spend under £10 on arts and crafts just as well with this rotten weather xx

    Spent £7.50 on lunch yesterday too then £2 in Asda on bread and bagels so not too bad xx

    But really hoping on a nsd today we shall see how the headaches goes lol xx

    Off to check my banking with one eye open :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Yesterday was a nsd :j:T:j think I will aim for 5 nsd this month :) it's not much I know but better than nothing x

    Today won't be :rotfl: off to get my eyebrows waxed and tinted should cost £10 then it's off to the local big park who are having a fun day weather looks debate able but we shall go anyway to knackered them out

    Baby k seems to be trying to drop his midday nap he was down for 7.30pm last night and slept through to 7am he normally doesn't go down til 9pm so I can get used to that lol xx

    Need to get bread and cold meat today so hoping the spending isn't too bad xx

    Will report back later xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Yey broke through the £5k barrier in debt repayments for this year :j aim to be debt free by June next year so only 10 months to go :)

    Spent £18 getting nappies, cold meat, a new cup and plate for baby k, bread, cake slices :o and shower gel so not too bad at Asda xx

    Bough kids their lunch at the burger van at the play day thing we were at so spent £6 and £6 in pound shop so not as spendy as I thought tbh

    Aiming for another nsd tomorrow as got a second meeting to finalise contracts for my student starting in September then I'm working from 2.30pm til 7.30pm so we shall see xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Today wasn't a nsd but it was a LSD spent £2.50 on milk, a can of juice for me and somehow got bribed for sweeties :rotfl:

    Had my student parent come round and sign contracts so it's offical :j woo HOO extra pennies for the mortgage account :j

    Working 2.30pm til 7.30pm and kids have decided they are baking cakes and I have everything in so won't cost me a penny :T

    Will get the kids to help out with the avon run too as the avon order goes away tomorrow night so hoping to get a few more orders in, also set up a fb page for my avon to gain more customers or sell extras I've acquired :j

    Need to go, need to change baby k's bum :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • happy-dancing-elephant-smiley-emoticon.gif Keep up the good work ...Good luck with the bum change ....xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    happy-dancing-elephant-smiley-emoticon.gif Keep up the good work ...Good luck with the bum change ....xx

    It was horrific :rotfl:

    Think it will be a spendy day today got a pile for the charity shop then off into the town with all the kids as need to get fairy non bio a birthday card and a wedding card xx

    Working from 9.30am til 7.30pm :eek: should be fun xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Name Dropper First Anniversary Photogenic First Post
    Just cheering on from the sidelines and catching up on your news. Keep going you are doing brilliantly can't wait for next years debt free party. x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Well hopefully we won't be debt free for long calling as hoping to have a mortgage :rotfl: but it'll defo be a worthwhile debt.

    Me kids and hubby have been discussing holidays next year and whilst we wanted to go abroad, it's the cost and we would rather put £2k towards the mortgage fund or debt repayments than splash out on a holiday abroad so we decided we are going to have a caravan holiday up near Inverness as that's where my oldest two are born and raised and I do miss it up there as well as some friends so looked into booking a caravan and its £599 deposit is £25 and can be paid 8 weeks prior to us going and if I go through the cash back site I get £30 so next week I am booking it once I get paid xx

    Been to the shops and back with six kids :T must have walked 6 miles, bought a pair of shoes that I've loved in my catalogue for about 2 years and they were in the charity shop barely worn for £3.25 :T who am I to resist they are soooooooo pretty :) plus kids found a bunch of minions and farm animals for the animal box

    Then popped into wilkos and spent £3.80 on arts and crafts stuff that were worth £40 :eek: that's my arts and crafts box stocked up plus £7 on drinks and a toy for baby k

    Nipped into homebargains and got sawdust for guinea pig, fairy non bio, two cards, crisps for £8 then Went to Greggs and spent £6.80 on the kids lunch then it was off to the park where the kids ran their heads off then headed to tesco for bread and a salad so £3.80 in there Nd now we are home............is it quitting time yet?????

    2 washload are out and another in the machine making the most of the lovely weather, mil is coming to get my 3 tonight as we have a wedding tomorrow then it's off to pick my friend up who's staying the weekend as she's also attending the same wedding :T so again another busy day

    Don't think I know how to rest lmao xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    What an eventful night.........as some of you know hubby is a mechanic so he's currently doing a big homer as hates seeing people get ripped off well he took the clutch apart on this car and IT wouldn't go back in cause it was so heavy cue us picking my friends up at 11pm :eek: and not getting us home til 1pm :eek: abso shattered but he did eventually get the clutch and flywheel back in :Tthis is another reason why we are buying a house so hubby can do homers in a garage rather on the side of the road cause we don't even have a drive way :mad:

    During this I get a manic phone call from a poor lady saying her childcare provider has decided she wanted a different job and just phoned out of the blue saying she's no longer available for childminding :eek: so I nipped round to see her and I'm going to try and help them out as best as I can which means all my childminding spaces are full and I'm going to be knackered but after talking to hubby we feel it's going to be worth it and the extra money I get from this lady will be put towards the debt therefore reducing it quicker :T

    Will defo be debt free before summer 2016 for sure :T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Today my lovely friend gets married so need to go and get a gift bag as I have none suitable then I need to go get weighed and hopefully I'm back to not paying :rotfl: we shall see lol

    The it's back to the house and get ready for 3.30 for the big day.........so excited hope the weather keeps nice for her xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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