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    Renting with bad credit history
    • #1
    • 10th Oct 06, 12:32 PM
    Renting with bad credit history 10th Oct 06 at 12:32 PM
    Can I ask for peoples experiences on this one or any information you can offer?

    We're about to put our house on the market & have decided we would prefer to rent for 2 years while we decide whether the area we choose is defintaly for us.

    We will have a large amount of equity from the sale of our house which will be put in a ISA or similar once we sell to use as a deposit when we decide we want to buy again.

    We do have debts & have defaulted on a couple, we are in a DMP & are paying them as much as we can at the moment, but obviously as soon as the house is sold, they will all be paid off.

    I've been looking at a few houses this morning & they all ask for credit searches, references etc, now our credit search will not be good

    Do you think it will be a problem for us to rent? We've never missed a mortgage payment in 10 years, so hopefully this will be seen as a good thing! We are also willing to offer 6 months or even a years worth of rent in advance to secure the right house.

    Any thoughts?

    Last edited by Former MSE Natasha; 10-10-2006 at 6:24 PM.
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