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  • FIRST POST
    VickySim
    Increased car insurance premiums after a no fault claim
    • #1
    • 29th Aug 10, 2:31 PM
    Increased car insurance premiums after a no fault claim 29th Aug 10 at 2:31 PM
    Earlier this year while I was inside my home, a driver reversed into my parked car outside. He waited, gave his details and a claim was made and settled to repair the damage he caused.

    My insurance renewal has now come through £90 more expensive than last year. I've been online to search other providers and out of curiosity got prices where I declare my no fault claim and also without.

    Despite having 9 years no claims protection almost every insurer will charge me more when I note the no fault claim. My current insurer (Elephant) have argued that despite me paying them for no claims protection last year and not being at fault, the premium will still be higher because I've had to claim. They didn't even pay a penny because all costs were fully recovered.

    How is this fair? What is the point of protecting your no claims and being honest when you still get penalised?? And how can you avoid this?
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