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    • Secret Saving Squirrel
    • By Secret Saving Squirrel 28th Aug 10, 7:05 PM
    • 3,774Posts
    • 34,943Thanks
    Secret Saving Squirrel
    Squirrelling it all away......
    • #1
    • 28th Aug 10, 7:05 PM
    Squirrelling it all away...... 28th Aug 10 at 7:05 PM

    I have been reading the MFW diaries for some months now and am finally in a position to begin some serious overpaying. I intend to overpay £1500 per month in order to finish our mortgage on 1.3.13. It seems a nice symmetrical date.

    I have a good full time job, and so does OH. Our children are grown up and it would be great to see an end to the mortgage so that we can enjoy our 'autumn' years! I am 49 and he is 53 so we are still spring chickens really..... The overpayments will mean quite a sacrifice but it really hurts me to see how the banks profit so hugely from us - (how can they charge 7% for loans and pay only 0.25% on an ISA, and still keep a straight face?) - I get quite Mrs Angry when I think about these things, and see how they prey on the careless.

    But best not to get me started. I've always been fairly sensible with money but OH really isn't and gets fed up when I talk about it so I hope the diary will inspire me to keep going in the face of his apathy! My intention is to post every couple of days with my ramblings about squirrelling away for the future. I have really enjoyed everybody's diaries and hope that mine will not be too dull!

    Thanks for listening

Page 213
    • juststuff123
    • By juststuff123 18th Mar 17, 6:52 PM
    • 185 Posts
    • 510 Thanks
    Bye Bye SSS. Don't be too much of a stranger. I've always really appreciated your encouragement on my diary!
    MFW & DFW - Goal - to be Debt Neutral by Feb 2017
    Mortgage to pay -£41803/£66445 (started Feb 2010)
    Parent Loan to pay - £3256/£15000 Student Loan to pay - £737/£9479
    Stoozing Credit Cards -£3925
    Savings - £54475
    Debt Neutrality - £4752
    • smallholdingsister
    • By smallholdingsister 18th Mar 17, 7:28 PM
    • 2,843 Posts
    • 21,530 Thanks

    We had an excellent (and mse) birthday celebration at home last night and had a great time with some friends and family. however I was fed up today to see lots of photos of the event that a friend had posted on Facebook. Am I the only one that thinks this is an invasion of my privacy? I would always ask first before sharing photos of someone's home. And we couldn't invite everybody, so some friends will wonder why they weren't invited when they wouldn't otherwise have known about it

    Sorry, just an un mse related rant. Out of my system now. All set for no spending until Friday except for £4 for Pilates. Also planning to cycle to work every day, extreme weather excepted. Hope you all have a good week.
    Originally posted by Secret Saving Squirrel

    You are probably over it now but I completely agree.

    You are never boring. Perhaps when work is less busy? xxx
    • greent
    • By greent 18th Mar 17, 8:42 PM
    • 5,578 Posts
    • 56,485 Thanks
    Ah, Squirrel, you were never boring xx
    Repaid mtge early (originally 11/25) Bal 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    Next up: BTL Mtge. Op Bal £69786. Cur Bal £68286 - 2017 target £0/£3286
    Net sales 2017 £308.34/£500 PAYDOX17 £6558/£10k Mar GC £286.14/£400 NSD 11 Decluttered 432/2017 items
    • Teacher2
    • By Teacher2 22nd Mar 17, 9:30 AM
    • 437 Posts
    • 2,186 Thanks
    Golly! Packing in the diary? Please don't. You never write anything boring and it's very nice to have a focus in the MS community.
    • earthgirl
    • By earthgirl 22nd Mar 17, 10:01 PM
    • 2,127 Posts
    • 17,166 Thanks
    If it suits you not to do a diary great, but we will miss you sss x
    15/5/12 Paid off Mortgage 1 (£220k) Dec 13 - £116,508 Bought Dream House Dec 14 - £94, 402 (£22,106 offset in 2014) Jan 16 - £67, 852 (£26,550 offset in 2015) Dec 16 - £33,529 ( £34,323offset in 2016)
    Jan 17 - £39, 773 (Re-estimation of endowments )
    Mar 17 £37,839
    Kids savings 13,578/36k
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