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    • keystone
    • By keystone 24th Aug 10, 2:31 PM
    • 10,783 Posts
    • 5,874 Thanks
    keystone
    • #2
    • 24th Aug 10, 2:31 PM
    • #2
    • 24th Aug 10, 2:31 PM
    3 points on your previously clean licence won't affect your premiums that dramatically. I copped 3 recently for a different offence for which there was no alternative like this course. I run two vehicles, one private and one commercial, so different insurers and separate policies. In one case the premium went up by about a fiver per annum and in the other it went DOWN as the little bump I had a few years ago is now out of time and wasn't counted any more.

    Cheers
    • keystone
    • By keystone 24th Aug 10, 2:32 PM
    • 10,783 Posts
    • 5,874 Thanks
    keystone
    • #3
    • 24th Aug 10, 2:32 PM
    • #3
    • 24th Aug 10, 2:32 PM
    Oh and sorry yes you MUST tell your insurance company becase its still a conveiction whether you take the points or the course.

    Cheers
    • LandyAndy
    • By LandyAndy 24th Aug 10, 2:36 PM
    • 23,599 Posts
    • 49,970 Thanks
    LandyAndy
    • #4
    • 24th Aug 10, 2:36 PM
    • #4
    • 24th Aug 10, 2:36 PM
    Oh and sorry yes you MUST tell your insurance company becase its still a conveiction whether you take the points or the course.

    Cheers
    Originally posted by keystone
    That is completely wrong.

    It is not a conviction and you don't have to tell your insurers.

    How do I know? I went on one and the course leaders made a point of telling us that and it was written in the course notes.
    • Lucy Lastic
    • By Lucy Lastic 24th Aug 10, 2:43 PM
    • 689 Posts
    • 964 Thanks
    Lucy Lastic
    • #5
    • 24th Aug 10, 2:43 PM
    • #5
    • 24th Aug 10, 2:43 PM
    I too am an offender! If offered I would rather do the course and avoid the points. The course costs £60 in Wiltshire.

    I sent off the reply to the original "notice of prosecution" letter, well over a month ago and am waiting to be offered the speed awareness course (or not) depending on whether I meet the criteria (or not). It seems to be taking a long time to get a reply, but maybe that's Wiltshire.

    I was doing 38 in a 30 mph limit.

    Do you mind me asking what speed you were doing and how long did they take to reply to you?
    • neilmcl
    • By neilmcl 24th Aug 10, 2:47 PM
    • 7,579 Posts
    • 4,759 Thanks
    neilmcl
    • #6
    • 24th Aug 10, 2:47 PM
    • #6
    • 24th Aug 10, 2:47 PM
    I was doing 38 in a 30 mph limit
    Originally posted by Lucy Lastic
    I doubt you'll be offered a course from that speed. Which police force nicked you?
    • Quentin
    • By Quentin 24th Aug 10, 2:53 PM
    • 28,646 Posts
    • 12,996 Thanks
    Quentin
    • #7
    • 24th Aug 10, 2:53 PM
    • #7
    • 24th Aug 10, 2:53 PM
    Often they go on 10% + 6, so if Wiltshire follow that, 38 would be ok.

    But haven't Wiltshire followed Oxfordshire and given up on "safety" cameras, and the safety camera partnership?
    • Lucy Lastic
    • By Lucy Lastic 24th Aug 10, 3:00 PM
    • 689 Posts
    • 964 Thanks
    Lucy Lastic
    • #8
    • 24th Aug 10, 3:00 PM
    • #8
    • 24th Aug 10, 3:00 PM
    It was not a "safety" camera, but a sneeky copper in a van! I was able to view the layby where he was positioned, on line and also inspect the calibration certificate of the speed gun used. (As if that helped.)
  • MONEYMAKINGMUM
    • #9
    • 24th Aug 10, 3:02 PM
    • #9
    • 24th Aug 10, 3:02 PM
    Thanks everyone, Lucy Lastic I was in Dorset 38 in a 30 (SNAP!) a police van parked at side of road caught me (doh!).
    Not gonna challenge (too far to go back and would defeat mse object).

    • Sir Roger deLodger
    • By Sir Roger deLodger 24th Aug 10, 3:11 PM
    • 964 Posts
    • 1,795 Thanks
    Sir Roger deLodger
    If your licence is clean at the moment, 3 points won't make a lot of difference. Mine didn't go up at all when I was on 3. Most insurance companies don't bother about the first 3 now because so many people have them.
    If I were you I'd settle for the 60 quid and the points.
    • flang
    • By flang 24th Aug 10, 3:24 PM
    • 1,071 Posts
    • 397 Thanks
    flang
    haven't Wiltshire followed Oxfordshire and given up on "safety" cameras, and the safety camera partnership?
    Originally posted by Quentin
    Yes and its the best new of the year. I for one isnt sorry to hear about their job losses!
    • keystone
    • By keystone 24th Aug 10, 3:39 PM
    • 10,783 Posts
    • 5,874 Thanks
    keystone
    That is completely wrong.
    Originally posted by LandyAndy
    Well not completely wrong. You take the points then it IS a conviction but I know what you mean and sorry if I was misleading.

    I've just thought about this and am going to stick with my original statement. The ins co asks you "Have you had any motoring convictions in the last 5 years" not "How many penalty points have you got". Taking the course instead of the points doesn't change the fact that you have a conviction for a motoring offence. I think you had bad advice on your course.

    Cheers
    Last edited by keystone; 24-08-2010 at 3:49 PM. Reason: Added 2nd paragraph.
    • keystone
    • By keystone 24th Aug 10, 3:41 PM
    • 10,783 Posts
    • 5,874 Thanks
    keystone
    Often they go on 10% + 6, so if Wiltshire follow that, 38 would be ok.
    Originally posted by Quentin
    the guideline is 10% plus 2! Thats the max you should work to even if some forces are more lenient.

    Cheers

    Edit: Just to clarify - what I have stated is the ACPO Guideline for you to have been considered to be speeding. The higher 10% + 6 guideline is the cut-off point for the offer of an SAC.
    Last edited by keystone; 24-08-2010 at 9:44 PM. Reason: Added Edit.
    • Lucy Lastic
    • By Lucy Lastic 24th Aug 10, 3:42 PM
    • 689 Posts
    • 964 Thanks
    Lucy Lastic
    I was on the border of Wiltshire and Dorset at Mere, so maybe it was the same sneeky copper! I'm a bit worried that I've heard nothing further in over a month though.
    • Paradigm
    • By Paradigm 24th Aug 10, 5:03 PM
    • 3,158 Posts
    • 3,982 Thanks
    Paradigm
    I've just thought about this and am going to stick with my original statement. The ins co asks you "Have you had any motoring convictions in the last 5 years" not "How many penalty points have you got". Taking the course instead of the points doesn't change the fact that you have a conviction for a motoring offence. I think you had bad advice on your course.

    Cheers
    Originally posted by keystone
    A speed awareness course is offered instead of a conviction! By accepting an SAC you have not admitted guilt (or innocence).
    Always try to be at least half the person your dog thinks you are!
    • Happychappy
    • By Happychappy 24th Aug 10, 5:48 PM
    • 2,606 Posts
    • 2,508 Thanks
    Happychappy
    It was not a "safety" camera, but a sneeky copper in a van! I was able to view the layby where he was positioned, on line and also inspect the calibration certificate of the speed gun used. (As if that helped.)
    Originally posted by Lucy Lastic
    Was he sneaky ? or you blind as a bat and gormless as to your speed ?
    • neilmcl
    • By neilmcl 24th Aug 10, 6:27 PM
    • 7,579 Posts
    • 4,759 Thanks
    neilmcl
    Was he sneaky ? or you blind as a bat and gormless as to your speed ?
    Originally posted by Happychappy
    Here we go, the morality police are back.
    • keystone
    • By keystone 24th Aug 10, 6:42 PM
    • 10,783 Posts
    • 5,874 Thanks
    keystone
    A speed awareness course is offered instead of a conviction! By accepting an SAC you have not admitted guilt (or innocence).
    Originally posted by Paradigm
    Ahh OK thanks - now I understand. Never having been offered one......

    Cheers










    .......cos I only got caught once and it was before the SAC and in any event TVP cocked up the paperwork so case dismissed!
  • tomitma
    I have been caught speeding on the M4 I was doing 82mph in a 70 zone, my awareness course is on the 24th September, I had a choice of 8 places in wales where I could take it, and it costs 80 pound in wales.
    • Paradigm
    • By Paradigm 24th Aug 10, 7:01 PM
    • 3,158 Posts
    • 3,982 Thanks
    Paradigm
    .......cos I only got caught once and it was before the SAC and in any event TVP cocked up the paperwork so case dismissed!
    Originally posted by keystone
    Nice result
    Always try to be at least half the person your dog thinks you are!
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