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How do i know if ive had PPI????
08-07-2010, 11:47 AM
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MoneySaving Newbie
Join Date: Jul 2010
Location: Southsea
Posts: 14
Thanked 8 Times in 7 Posts
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How do i know if ive had PPI????
Just a quickie....
How would i know if i had PPI on a loan?
I had, in fact still have a car loan. Been never ending now for years...
The paperwork i have for it is very limeted due to moving alot and losing half of it. I have an account number and telephone number for the company who the loan is through. But can't find anything to say if i have this PPI or not.
Would the lender know?? is it sold with the loan through them?
Cheers 
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08-07-2010, 12:13 PM
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MoneySaving Convert 
Join Date: Apr 2008
Posts: 27
Thanked 46 Times in 19 Posts
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hey trinity, just ring up and ask the company. that's what i did. if yes, ask how much it is costing you a month and whether it was added to the balance of your loan or a separate policy.
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08-07-2010, 12:54 PM
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MoneySaving Convert
Join Date: May 2010
Posts: 161
Thanked 178 Times in 150 Posts
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did you call them yet? if not it might be best to ask for a copy of the original credit agreement as i have heard of companies lying before
Last edited by Andy Boro; 02-08-2010 at 2:54 PM.
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09-07-2010, 7:34 AM
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MoneySaving Newbie
Join Date: Jul 2010
Location: Southsea
Posts: 14
Thanked 8 Times in 7 Posts
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Hi,
Haven't called them yet but i will do. Im worried about them lying about as well. I guess if i ask for copies of the orginal paperwork that might shed some light....they'd probably charge me for it though!
Does it make a difference if its a separate thing or not??
Trinity
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09-07-2010, 8:08 AM
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Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Jun 2007
Location: South Wales (Gwent)
Posts: 42,458
Thanked 56,649 Times in 32,307 Posts
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Hi there
It makes no difference if its separate. 
Good luck.
The one and only "Dizzy Di" 
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09-07-2010, 11:46 AM
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MoneySaving Convert
Join Date: May 2010
Posts: 161
Thanked 178 Times in 150 Posts
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you may have to pay the £10 Sar fee but it would be worth it for the peace of mind. good luck let us know how you get on
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