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  • FIRST POST
    RapidoCyclismo
    CSA and Rental Income
    • #1
    • 30th Jun 10, 1:28 PM
    CSA and Rental Income 30th Jun 10 at 1:28 PM
    I have an ex-wife and two children with her.
    I have an ex-partner and one child + bump.

    I work in Manchester and cycle to work from a small town 17 miles away.

    I'm paying maintenance already to my ex-wife and the children from that relationship come and stay with me on a regular basis.

    I have already voluntarily paid maintenance to my ex-partner and, as I understand it, there is a CSA claim going through now.

    The only way I can afford to stay on in the house in which I currently live (idyllic setting, three bedrooms, garage) is to rent out a room. Should I account for the rental income for purposes of calculating child maintenance payments?

    Thanks
Page 1
  • woody01
    • #2
    • 30th Jun 10, 1:56 PM
    • #2
    • 30th Jun 10, 1:56 PM
    No idea......but if i was you i wouldn't.
    I bet neither of your ex's are renting out rooms to keep the bills paid so why should you.
  • Soubrette
    • #3
    • 30th Jun 10, 2:00 PM
    • #3
    • 30th Jun 10, 2:00 PM
    I have an ex-wife and two children with her.
    I have an ex-partner and one child + bump.

    I work in Manchester and cycle to work from a small town 17 miles away.

    I'm paying maintenance already to my ex-wife and the children from that relationship come and stay with me on a regular basis.

    I have already voluntarily paid maintenance to my ex-partner and, as I understand it, there is a CSA claim going through now.

    The only way I can afford to stay on in the house in which I currently live (idyllic setting, three bedrooms, garage) is to rent out a room. Should I account for the rental income for purposes of calculating child maintenance payments?

    Thanks
    Originally posted by RapidoCyclismo
    I don't think rental income does count but if I were you, I'd ring the CSA and check (you don't have to give your real name or anything for a query).

    However your maintenance payable to your first partner should reduce as you now have a liability towards your second family.

    I would check that too though.

    Sou
  • bdt1
    • #4
    • 30th Jun 10, 3:01 PM
    • #4
    • 30th Jun 10, 3:01 PM
    Hmmmmmmmmmmm..As Sou says worth checking out.

    I would have thought that any income, would be exactly what it says on the tin - income, therefore if you are declaring the rental income through HMRC, for tax purposes, it, I would assume, also be included as income for child support purposes. I know that there are some on here who have 2nd properties which are rented out, and as these are declared for HMRC purposes, they are also used for CS as income, if there is an actual profitable income to declare - remember may be worth speaking to an accountant with regard to what you can offset in form of upkeep/maintenance/security etc etc, which would lower the overall profitable income on paper and for HMRC purposes.

    Unless it is not to be declared for tax purposes through HMRC? But a big risk
  • Loopy Girl
    • #5
    • 30th Jun 10, 3:52 PM
    • #5
    • 30th Jun 10, 3:52 PM
    There is the HMRC 'Rent a Room' scheme where you get to keep X amount which is tax free...am sorry I'm a bit vague but I don't know that much about it - google it

    And as CSA is only assessed on taxable income, if you are not paying tax on it then it can't be used in the assessment.

    It's a pretty generous sum if I recal...'bout 5K or so (don't quote me on that tho'!!!)
  • RapidoCyclismo
    • #6
    • 30th Jun 10, 4:01 PM
    • #6
    • 30th Jun 10, 4:01 PM
    Thanks.

    I do know about the scheme for letting a room in your own house, if you don't already complete an SA return then you don't even have to tell HMRC if it is below a certain amount.

    That's why I'm thinking it might not be of interest to the CSA.



    I'm not sure I understand your comments Woody01. I either find a two bedroomed flat which would cost me £150 less each month than my current accommodation and still leaving me with an income defecit, or rent out a room in my existing accommodation and stay put. It's a much better place for my children when they stay, and it's also closer to them.



    I've cut back everything else I can. I have a very simple lifestyle.
  • Soubrette
    • #7
    • 30th Jun 10, 4:11 PM
    • #7
    • 30th Jun 10, 4:11 PM
    Hmmmmmmmmmmm..As Sou says worth checking out.

    I would have thought that any income, would be exactly what it says on the tin - income, therefore if you are declaring the rental income through HMRC, for tax purposes, it, I would assume, also be included as income for child support purposes. I know that there are some on here who have 2nd properties which are rented out, and as these are declared for HMRC purposes, they are also used for CS as income, if there is an actual profitable income to declare - remember may be worth speaking to an accountant with regard to what you can offset in form of upkeep/maintenance/security etc etc, which would lower the overall profitable income on paper and for HMRC purposes.

    Unless it is not to be declared for tax purposes through HMRC? But a big risk
    Originally posted by bdt1
    I don't think that's right bdt - not the taxes part - the rental bit, I'm relatively sure that from my own experiences that rental income (same as pension income) doesn't count in the CSA calculations.

    Not sure enough that I wouldn't check it out first though

    Sou
  • Soubrette
    • #8
    • 30th Jun 10, 4:13 PM
    • #8
    • 30th Jun 10, 4:13 PM
    I'm not sure I understand your comments Woody01. I either find a two bedroomed flat which would cost me £150 less each month than my current accommodation and still leaving me with an income defecit, or rent out a room in my existing accommodation and stay put. It's a much better place for my children when they stay, and it's also closer to them.
    .
    Originally posted by RapidoCyclismo
    He's not criticising you Rapido - he's criticising your ex partners.

    Pinch of salt as he is one of our regular women haters on here

    Sou
    • dimbo61
    • By dimbo61 6th Jul 10, 12:22 PM
    • 9,008 Posts
    • 4,907 Thanks
    dimbo61
    • #9
    • 6th Jul 10, 12:22 PM
    • #9
    • 6th Jul 10, 12:22 PM
    You dont give the ages of sex of the 2 children that stay with you but you cant have a boy and girl share the same room!
    You should ring the CSA and ask the question " would you take into account an rental income I receive if I rent out a room under the "rent out a room scheme" which allows you to charge £425 a month.
    The problem would come if you take a bloke in the EX might stop you seeing the kids!
    If you moved a lady in all hell might break loose !
    Make sure you are recording the voluntary maintence ( big bill from CSA !!!)
  • AnxiousMum
    Dimbo - I don't think that anybody monitors the ages and sexes of children visiting a parent, as to their ages and sex! Some PWC's leave their ex with no choice but to have overcrowded accommodation when their children visit! Who exactly is monitoring this to say he can't have whichever kids in the same room?
    • dimbo61
    • By dimbo61 10th Jul 10, 9:55 AM
    • 9,008 Posts
    • 4,907 Thanks
    dimbo61
    The PWC can block access to the NRP if the kids are sharing the same bedroom.
    This was advice given to me by solictor when fighting for access with EX.
    Over a certain age you need seperate bedrooms if you have a boy and a girl.
    • pd001
    • By pd001 10th Jul 10, 10:58 AM
    • 856 Posts
    • 235 Thanks
    pd001
    The PWC can block access to the NRP if the kids are sharing the same bedroom.
    This was advice given to me by solictor when fighting for access with EX.
    Over a certain age you need seperate bedrooms if you have a boy and a girl.
    Originally posted by dimbo61
    A PWC can block NRP access to their own children? Just because the NRP doesnt live in accomodation big enough to give different sexed children a bedroom each? Is that right?

    If access was blocked on that basis, I would do my utmost to ensure that the PWC did not get a penny.

    I am sat here in my flame proof suit...so flame away...
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