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  • FIRST POST
    kipendo
    Pay Monthly Designer Handbags?
    • #1
    • 10th May 10, 6:46 PM
    Pay Monthly Designer Handbags? 10th May 10 at 6:46 PM
    Hello MSErs!!

    I was just wondering if anyone out there knows of a site that sells designer handbags (i.e, Chloe, Mulberry, Marc Jacobs) but lets you pay in installments?

    My current bag is starting to fall apart so I'm in need of a new one, but would love to get a decent one that's going to last and just pay it off slowly!

    I know the obvious option is to pay by credit card and do it that way but unfortunately I don't have that option available to me!

    Many thanks!!
Page 1
    • Bronnie
    • By Bronnie 10th May 10, 7:59 PM
    • 4,088 Posts
    • 11,489 Thanks
    Bronnie
    • #2
    • 10th May 10, 7:59 PM
    • #2
    • 10th May 10, 7:59 PM
    Hi there Kipendo and welcome to MSE!

    How much would you be looking to pay off each month? Perhaps you could make-do for a while and save that amount in a dedicated savings account each month instead. Sell a few bits on ebay to add to your fund and if people ask what you want for your birthday this year, tell them you'd be so grateful for a small donation for your " Beautiful Bag Fund".

    You could then treat yourself to your perfect bag, without having the bag hanging off one shoulder and a debt hanging off the other.

    Maybe not be what you want to hear, but that's what I'd tell my DD who's the same age as you
    • lostinrates
    • By lostinrates 10th May 10, 8:04 PM
    • 54,358 Posts
    • 342,413 Thanks
    lostinrates
    • #3
    • 10th May 10, 8:04 PM
    • #3
    • 10th May 10, 8:04 PM
    I think, Bronnie, it is the ONLY truely MSE way for a luxury spend, save then seek discounts/sales.
  • xxvickixx
    • #4
    • 10th May 10, 8:53 PM
    • #4
    • 10th May 10, 8:53 PM
    I would add that although a designer bag is seen as the ultimate luxury and quality, I've had bags from BHS and Debenhams that have lasted many years and withstood a lot of wear and abuse so you really don't *need* to spend an awful lot.
    Last edited by xxvickixx; 10-05-2010 at 8:57 PM.
  • BitterAndTwisted
    • #5
    • 10th May 10, 8:55 PM
    • #5
    • 10th May 10, 8:55 PM
    Any woman who says that she needs a new bag because the one she has is falling apart is a liar. Everybody knows that no woman ever has just the one bag.

    Lady, it's either time to save up for that luxury bag, buy a reasonably priced one which fits your budget or hit the charity shops
    • Wilma33
    • By Wilma33 10th May 10, 9:00 PM
    • 641 Posts
    • 1,379 Thanks
    Wilma33
    • #6
    • 10th May 10, 9:00 PM
    • #6
    • 10th May 10, 9:00 PM
    Save, save, save! Please don't into debt for a handbag.
  • kipendo
    • #7
    • 10th May 10, 9:17 PM
    • #7
    • 10th May 10, 9:17 PM
    Thank you for all the kind words of advice everyone!

    I think I really do need that bag though...! Although I am considering starting a savings account for "luxury items" - so your advice isn't on completely deaf ears!!

    I have survived on cheaper ones for several years (my current one is Debenhams!) but it's pot luck whether you get one that will last the duration or not.

    I work as a buyer for a living, so am out and about all over town all the time, so my bag is a really important possession, and has to be quite specific in terms of opening, compartments etc...as well as getting quite a lot of wear and tear...and I don't have any other bag that would be up to the job!
  • BitterAndTwisted
    • #8
    • 10th May 10, 9:21 PM
    • #8
    • 10th May 10, 9:21 PM
    Is this the right place to open up a discussion about what appears to be a radical change in people's aspirations? Normal. ordinary wage-earners thinking that a mere hand-bag which could cost a month's pay is an appropriate and sensible purchase?

    I'm a wizened old hag now with very different priorities and I'd obviously heard of Cloe, Hermes, Mulberry et al when I was a lot younger but never in a million years believed that such a purchase was attainable or knew anyone who owned one either.
    • lostinrates
    • By lostinrates 10th May 10, 9:22 PM
    • 54,358 Posts
    • 342,413 Thanks
    lostinrates
    • #9
    • 10th May 10, 9:22 PM
    • #9
    • 10th May 10, 9:22 PM
    Thank you for all the kind words of advice everyone!

    I think I really do need that bag though...! Although I am considering starting a savings account for "luxury items" - so your advice isn't on completely deaf ears!!

    I have survived on cheaper ones for several years (my current one is Debenhams!) but it's pot luck whether you get one that will last the duration or not.

    I work as a buyer for a living, so am out and about all over town all the time, so my bag is a really important possession, and has to be quite specific in terms of opening, compartments etc...as well as getting quite a lot of wear and tear...and I don't have any other bag that would be up to the job!
    Originally posted by kipendo
    I have a couple of designer bags, gifts not my spends!, one has needed several repairs andother has merely had a few. I have a few bags from independant shops I have wished would die and they won;'t (£50 mark). Last bag oruchase was a Ness BAg reduced to £25. It has rlled around the back of DH's landrover getting hay/mud on it and has just brushed/wiped clean and smart. Something like that, young British skill and makers is not as expensive as what we term''designer'' but its cheaper and quirkier.
  • BitterAndTwisted
    Coach bags can be got for less than Chloe and Mulberry and are lovely quality.
  • MrsE
    Hello MSErs!!

    I was just wondering if anyone out there knows of a site that sells designer handbags (i.e, Chloe, Mulberry, Marc Jacobs) but lets you pay in installments?

    My current bag is starting to fall apart so I'm in need of a new one, but would love to get a decent one that's going to last and just pay it off slowly!

    I know the obvious option is to pay by credit card and do it that way but unfortunately I don't have that option available to me!

    Many thanks!!
    Originally posted by kipendo
    Can't tell you where to get them on tick but I can tell you where to get them cheap(er)

    Shepton Mallett, Mulberry factory shop. I got a Tan Roxanne in there for £245.
    Also got a small-med black one (can't remember name) reduced to about £125 (I think).

    Bicester Mulberry discount store (not as cheap as Shepton Mallet, but still good).

    Got a lovely large black messenger there for under £300, should have been 6 or 7 ish I think.

  • xxvickixx
    They had some Chloe bags at the Boot Sale on Sunday and they were only about £20 lol!
  • crackerberry
    Until ten years ago I only ever bought normal high-street bags. When a change of job resulted in better financial fortunes I spent a couple of years replenishing my bag collection with designer bags instead. I spent a small fortune acquiring them but some of them have actually doubled in value or more so though they weren't bought as investments they have turned out to be so. All of the bags have worn well and are still immaculate and since my splurge I haven't bought a handbag since and probably won't for years to come either. So averaged over the years the cost of the bags has probably worked out to be less than what I used to pay annually for high street ones.
    • nearlyrich
    • By nearlyrich 10th May 10, 9:39 PM
    • 13,289 Posts
    • 16,337 Thanks
    nearlyrich
    There are places to buy handbags at "outlet" prices, I have a Mulberry Laptop bag that cost £75 3 years ago, from the outlet store in Biscester Village, I also have a couple of Tula bags that cost about £20 in the sale at Boundary Mill. I like nice bags but I don't like and would not pay the stupid retail prices of designer bags....
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    • Wilma33
    • By Wilma33 10th May 10, 9:48 PM
    • 641 Posts
    • 1,379 Thanks
    Wilma33
    How much are you thinking of spending and what is your monthly take home pay?
  • kipendo
    Great to know about the outlets!! May pop up to Bicester to see what's around - do they have sales all the time or at particular times of year?

    Wilma - I'd probably look at spending around £200, up to an absolute max of £300.

    I'm self-employed so don't have a set monthly take home as such. I'm usually on at least £100 a day, but obviously I don't necessarily work every working day...
  • crackerberry
    The "Flannels Fashion" website is worth having a look at. £300 will get you a bag worth twice that, if there's one for that which is to your liking. Its worth a look - checkout the clearance section if you look at the site.
  • crackerberry
    I've just had a look and there's a couple of Chloe bags on there - £225 (down from £465). Currently totally skint, I wish I hadn't looked now. There's a nice little Gucci evening bag on there I'd snap up.
  • kipendo
    What a great website! Thank you Crackerberry!!

    Nothing jumps out just but will keep a close eye, definitely a great saving. Maybe by then I'll have saved the money...some fabulous shoes on there!!
  • crackerberry
    It's a brilliant site to keep an eye on. I've had a few things from it, last thing being a Viv Westwood suit reduced from £600 to £200! I've only worn it once...then decided I detested it :-p ... but yes, I'd say its shoes section is the most appealing/tempting.
    Its spot on for delivery too, and everything is packaged beautifully.
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