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  • FIRST POST
    • UNDERGROUND
    • By UNDERGROUND 21st Apr 10, 4:57 PM
    • 1,041Posts
    • 771Thanks
    UNDERGROUND
    Credit Reference Agencies - Who Really Uses Who? II
    • #1
    • 21st Apr 10, 4:57 PM
    Credit Reference Agencies - Who Really Uses Who? II 21st Apr 10 at 4:57 PM
    Below is a list of major financial companies which provide bank accounts, credit cards, mobile phone contracts, loans, home shopping catalogues, mortgages and motor finance which I will update with which credit reference agency (CRA) they use to search and report to as people post it up.


    PLEASE HELP KEEP THIS THREAD UP TO DATE BY POSTING UP ANY INFORMATION YOU HAVE - T H A N K S


    DISCLAIMER: THIS POST IS A GUIDE ONLY AND ANY INFORMATION CONTAINED WITHIN IS NOT GUARANTEED TO BE ACCURATE. ALL INFORMATION POSTED IS BASED ON THE EXPERIENCE OF OTHER MSE FORUM USERS


    Free access to Equifax credit report: Clearscore
    Free access to Call Credit credit report: Noddle

    Key:
    EX = Experian
    EQ = Equifax
    CC = Call Credit

    * = An asterisk symbol next to a CRA in an entry denotes that most forum users have reported that the lender uses that CRA.

    # = An hash symbol next to a CRA in an entry denotes that this was my personal experience when I applied for the product. This was my experience, yours may be different!



    BANK CURRENT ACCOUNTS

    Allied Irish Bank (First Trust Bank)
    Search: EQ (see post #99)
    Report:
    Bank Of Cyprus
    Search: EQ
    Report: EQ
    Bank Of Ireland
    Search: EQ
    Report: EX, EQ
    Barclays
    Search: EX#
    Report: EX, EQ, CC
    Citibank
    Search: EX
    Report: EX
    Co-operative Bank (incl. smile)
    Search: EX#
    Report: EX, EQ, CC
    Cumberland Building Society
    Search:
    Report: EQ
    Danske Bank
    Search: EX
    Report:
    Halifax & Bank of Scotland
    Search: EX#, EQ, CC
    Report: EX, EQ, CC
    HSBC (incl. First Direct)
    Search: EX#, EQ
    Report: EX, EQ, CC
    Lloyds
    Search: EX, CC
    Report: EX, EQ, CC
    Marks & Spencer (HSBC)
    Search: EX, EQ, CC
    Report: EX, EQ, CC
    Metrobank
    Search: EQ
    Report: EX, EQ, CC
    Nationwide
    Search: EX
    Report: EX, EQ, CC
    Norwich & Peterborough Building Society
    Search: EX, EQ
    Report: EQ, CC
    Royal Bank of Scotland & NatWest
    Search: EX#, EQ#
    Report: EX, EQ, CC
    Santander
    Search: EX
    Report: EX, EQ, CC
    Tesco Bank
    Search: EX, CC
    Report: EX, EQ, CC
    TSB
    Search: EX
    Report: EX, EQ, CC
    Yorkshire Bank & Clydesdale Bank (National Australia Bank Group)
    Search: EX#
    Report: EX, EQ, CC


    Continued.....
    Last edited by UNDERGROUND; 26-05-2016 at 2:07 AM.
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