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Whats the difference between contribution based or income based JSA
03-02-2010, 12:50 PM
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MoneySaving Convert 
Join Date: Oct 2008
Posts: 35
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Whats the difference between contribution based or income based JSA
Also, Do you have to ask for one of the two or do they decide?
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03-02-2010, 1:10 PM
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Fantastically Fervent MoneySaving Super Fan 
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JSA(C) is based on your NIC's while working and disregards anyone else that may be in your household. Pension Income is taken into account after a disregard of £50.
JSA(IB) takes into account savings, other income, other people in the household etc.
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03-02-2010, 1:34 PM
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Serious MoneySaving Fan 
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If you make a claim for JSA, the Jobcentre will assess whether you need to claim for both.
JSA C is only paid for 26 weeks and can be paid to someone with a million quid in the bank if they meet the NI cont requirements.
JSA IB is based on your household income so that of you and any partner and can be ongoing. You normally move onto this after JSA C ends if you meet the conditions
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03-02-2010, 1:44 PM
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MoneySaving Convert 
Join Date: Oct 2008
Posts: 35
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Oh ok my OH is going for his first interview for JSA today. He has worked and paid NI since he left school 12 years ago so would that make him eligable for cont based?
Thanks
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03-02-2010, 1:46 PM
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Fantastically Fervent MoneySaving Super Fan 
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Quote:
Originally Posted by Grimbo Green
Oh ok my OH is going for his first interview for JSA today. He has worked and paid NI since he left school 12 years ago so would that make him eligable for cont based?
Thanks
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Should do.
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03-02-2010, 7:33 PM
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MoneySaving Stalwart 
Join Date: Nov 2009
Posts: 619
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If he is already getting the interview then he would already have started the process for one of them. If he is married and you are working and earning a certain amount of money he won't get the income based one. If he has made enough NI contributions for the past 2 tax years (at the moment April 2007-April 2009) Then he will get Cont based JSA regardless of your income/savings etc.
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