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Buying a car without the V5
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# 1
blued
Old 27-01-2010, 11:04 AM
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Default Buying a car without the V5

I plan to view a car at the weekend and the current owner has said he cant for the life of him find the v5 anywhere. He has checked and a new one can be applied for (at cost of 25) using a v62 form. For a current owner this takes 10 working days and a new owner 20 working days.

He has said if I wanted the car he can give me a written receipt but other than insurance documents he cant prove ownership as he bought it privately from a friend.

He has forwarded me the mytextcheck messages that he's received that details that it isn't stolen etc. (if interested I'd obviously do my own HPI check).

By googling his name I've found a review the owner wrote for this car back in October so I'm leaning towards it not being stolen!

I know the advice is to not buy a car without a v5 but there are genuine where people lose things. I could pay a deposit and ask him to apply for the v5 and wait (proabably at least) 2 weeks for it to come through and then go down and buy it. Not really ideal for me or the seller though!

Is there anything else I can do to check ownership?
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# 2
pendulum
Old 27-01-2010, 11:13 AM
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It wouldn't stop me buying if it was a good deal. V5s do get lost. Haven't seen mine for a while. Just make sure about the written and signed receipt and paying by cash isn't really recommended as no trail, could pay by cheque and whilst that clears the new V5 should arrive not long after if he applies for it now?
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# 3
mambo69
Old 27-01-2010, 11:55 AM
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I sold my car without a V5, and you ring the DVLA up and order a new one over the phone. if you want the car get him to ring the DVLA and order it whilst you are stood listening, all he needs is the phone number and a debit card

Mine then took 4 days to turn up
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# 4
pitkin2020
Old 27-01-2010, 12:05 PM
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Have to say the owner can get it in 10 days, if interested leave him a small deposit and tell him he must produce the V5 before you complete.

Yes V5's do get lost but with such a quick turn around for the owner to get a new V5 its an unnecessary risk.
Everyones opinion is the most important.....no wonder nothing is ever agreed on.
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# 5
rev_henry
Old 27-01-2010, 12:48 PM
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I think the official advice is don't do it, but given your circumstances its probably alright. My dad did a few years ago, the car had been repossesed which would have explained it, and the new one came through later on. That was from a dealer though...
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# 6
spiro
Old 27-01-2010, 1:44 PM
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One thing you need to bear in mind is that V5 does not prove ownership it proves who the registered keeper is, they are not necessarily the same thing.

If you buy it and he gives you a written receipt make sure it clearly states that he is the owner.
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# 7
Mark Hewitt
Old 27-01-2010, 2:10 PM
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So it takes 5 days? Tell them you'll come back in 5 days...
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# 8
blued
Old 27-01-2010, 2:15 PM
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Thanks all. I'd rather not have to make a trip down to view and then another trip down to pick it up a couple of weeks later because it's 200+ miles for me. Calling the DVLA and ordering a new document on the spot seems like a good idea.
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# 9
pitkin2020
Old 27-01-2010, 2:18 PM
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If he can't find the V5 why hasn't he already got on the phone to the DVLA to get it sorted now?? Rather than waiting for a buyer to sort it??

Rememebr if the car is nearly out of TAX you wont be able to renew until the V5 comes as you wont even have the green slip part to present at the post office.
Everyones opinion is the most important.....no wonder nothing is ever agreed on.
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# 10
blued
Old 27-01-2010, 2:28 PM
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He hasn'd ordered one because according to the form it will take 2 weeks to arrive so he might not have it in time for the sale. If the new keeper orders it straight off then it takes 4 weeks. So he's thinking instead of ordering it, waiting for it to arrive, filling it out and sending it to the new keeper for a signature and then on to the DVLA for it to then be returned to the new keeper, that it would be easier for the new keeper to just order it and have it come straight out to them in their name.
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# 11
blued
Old 27-01-2010, 2:29 PM
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Tax runs until March so 2 months should be plenty of time for a v5 to arrive. I would hope so anyway.
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# 12
pitkin2020
Old 27-01-2010, 2:31 PM
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If you think it's ok then go for, but I would certainly be paying for a proper HPi check that is guaranteed unlike mytextcheck to ensure there is nothing hidden about the car.
Everyones opinion is the most important.....no wonder nothing is ever agreed on.
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# 13
Inactive
Old 27-01-2010, 2:34 PM
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Quote:
Originally Posted by blued View Post
Tax runs until March so 2 months should be plenty of time for a v5 to arrive. I would hope so anyway.
I calculate that to be one short month and a few days away.
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# 14
blued
Old 27-01-2010, 2:39 PM
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Quote:
Originally Posted by pitkin2020 View Post
If you think it's ok then go for, but I would certainly be paying for a proper HPi check that is guaranteed unlike mytextcheck to ensure there is nothing hidden about the car.
I'll definitely get the a proper HPI check done. I can see these text checks being about as good as a verbal agreement!
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# 15
hartcjhart
Old 27-01-2010, 3:06 PM
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as stated the v5 is only the registered keeper not the legal owner,

depending on price yes get a 'proper' full hpi check done,get the seller to write you a receipt stating the fact that he is the 'full' legal owner of the vehicle,make sure his address is also on it,

also ask for a photo copy of suitable ID,passport/photo licence,
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# 16
Hintza
Old 27-01-2010, 3:10 PM
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Just to say I had to apply for the V5 this month on a Cat D and it arrived today. I think it took just about a week. Best if he applies as it will probably be faster otherwise you apply then they send him a letter to confirm he is no longer the registered keeper and that all takes time.
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# 17
mrscb
Old 27-01-2010, 3:15 PM
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Did the person selling the car actually get a v5 himelf when he bought the car from 'a friend',if not it will still be in the friends name and it will probably take longer to sort out.
Am thinking of a new one
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# 18
Lincoln Imp
Old 27-01-2010, 3:32 PM
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Trouble is you cannot get a full complete HPI check done because you wont have the V5 Registration serial number and issue date and without that your HPI Guarantee isnt worth anything

11.1 To qualify for the HPI Guarantee, you must do the following before buying your vehicle:
  1. 11.1.1 you must ensure that the vehicle is accompanied by a full and current V5/Logbook from the Driver and Vehicle Licensing Agency, and provide us with the serial number and issue date from it;
Have a nice day
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# 19
bezzza
Old 27-01-2010, 4:47 PM
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I have found in the past that people who do not have the V5, it usually means it is still under the previous keepers name and it hasn't been changed so as not to increase the amount of previous keepers (3 previous keepers always looks better than 4, doesn't it?)
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# 20
blued
Old 27-01-2010, 6:04 PM
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The car has now sold so I wont even get a look at it.

Thanks to all who replied.
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