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  • FIRST POST
    • diggerman123
    • By diggerman123 1st Jan 10, 1:33 PM
    • 366Posts
    • 241Thanks
    diggerman123
    no id for bank account
    • #1
    • 1st Jan 10, 1:33 PM
    no id for bank account 1st Jan 10 at 1:33 PM
    Hi hope you can help.
    I am wanting to open a basic bank account but have no id such as passport , driving licence etc.

    I am on electoral roll and all utility bills are in my name inc council tax , water , electric , gas , tv etc.

    would this be sufficient or would more id be required ? any advice appreciated
Page 1
  • seeya23
    • #2
    • 1st Jan 10, 1:44 PM
    • #2
    • 1st Jan 10, 1:44 PM
    barcalays cash card account you need

    Identification documents required Cash Card Accounts
    To open an account we need confirmation of who you are and where you live. We need two original documents (not photocopies) from the lists below.
    To confirm who you are, we need one of the following:
    • Full passport.
    • European Union member state Identity Card.
    • UK Photocard driving licence or UK full paper driving licence.
    • Benefit books/benefit entitlement letters; includes pension, Child Benefit, income support, disability and Job Seeker's Allowance.
    To confirm where you live, we need one of the following:
    • UK Photocard driving licence or UK full paper driving licence with current address (if not used as identification).
    • Gas bill (less than three months old).
    • Water bill (less than three months old).
    • Telephone bill for a fixed line (less than three months old), not a mobile phone bill.
    • Local authority council tax bill (current financial year).
    • Bank statement (less than three months old) from another bank (Internet statements are not acceptable).
    • Mortgage statement that's less than 12 months old (Internet statements are not acceptable).
    • Council rent book (must be current).
    • HM Revenue & Customs notice of tax coding (current tax year).
    You can't use the same item twice. For joint accounts, we'll need this identification from both of you.
    If you want advice on what documents to provide or need help completing the application call us free on 0800 015 4996 (Textphone 0800 015 4997). To maintain a quality service, we may monitor or record phone calls.

    all so try abbey when i apply online they did ask for any id at all
    Last edited by seeya23; 01-01-2010 at 1:48 PM.

    • ManAtHome
    • By ManAtHome 1st Jan 10, 1:47 PM
    • 8,126 Posts
    • 5,261 Thanks
    ManAtHome
    • #3
    • 1st Jan 10, 1:47 PM
    • #3
    • 1st Jan 10, 1:47 PM
    Do you have anything from the Revenue (notice of coding, tax demand, statement of account or benefits etc) - most banks accept these instead of the passport/driving license.

    Are you looking any particular bank - others on here may have opened accounts with them.

    [edit] I have used a Notice of Coding as a 'who you are' proof at several places (obviously not Barclays..)
    Last edited by ManAtHome; 01-01-2010 at 1:51 PM.
  • Burlesque Babe
    • #4
    • 1st Jan 10, 1:48 PM
    • #4
    • 1st Jan 10, 1:48 PM
    how about applying online for the Natwest Step account?
    "Stay Wonky"

    Become Mrs Pepe 9 October 2012
  • opinions4u
    • #5
    • 1st Jan 10, 1:50 PM
    • #5
    • 1st Jan 10, 1:50 PM
    A number of providers use electronic verification which is driven by electoral register and credit files.

    It's very likely that such providers won't have any problems verifying your ID.
  • chesky369
    • #6
    • 1st Jan 10, 1:55 PM
    • #6
    • 1st Jan 10, 1:55 PM
    Are you employed? If so, you could ask your employer to write you a letter of recommendation to the bank they use, asking if they could extend you normal banking facilities.
    • diggerman123
    • By diggerman123 1st Jan 10, 2:01 PM
    • 366 Posts
    • 241 Thanks
    diggerman123
    • #7
    • 1st Jan 10, 2:01 PM
    • #7
    • 1st Jan 10, 2:01 PM
    nat west is pretty close to my house so i think i will give them a try , but what id will i need ?
    • diggerman123
    • By diggerman123 1st Jan 10, 2:03 PM
    • 366 Posts
    • 241 Thanks
    diggerman123
    • #8
    • 1st Jan 10, 2:03 PM
    • #8
    • 1st Jan 10, 2:03 PM
    i work on a farm and am paid in cash , so i only need a very basic account for occasional bill payments
    • diggerman123
    • By diggerman123 1st Jan 10, 2:04 PM
    • 366 Posts
    • 241 Thanks
    diggerman123
    • #9
    • 1st Jan 10, 2:04 PM
    • #9
    • 1st Jan 10, 2:04 PM
    opinions4u . can you name any of the ones that use this method?
  • rb10
    Halifax are one bank that uses electronic verification. They'll be able to tell you before they go through the application whether they'll need to see any ID documents or not.

    Natwest did not use it in August 2008, but may do now, I don't know.

    Barclays and Abbey do not use electronic verification at all.
    • book12
    • By book12 1st Jan 10, 2:38 PM
    • 2,439 Posts
    • 539 Thanks
    book12
    nat west is pretty close to my house so i think i will give them a try , but what id will i need ?
    Originally posted by diggerman123
    http://www.natwest.com/personal/current-accounts/g2/id-required.ashx
    http://www.natwest.com/personal/current-accounts/g4/common-questions.ashx

    I would get a photo ID for other reasons besides a bank account in the future, such as going into bars/clubs, proof of age, and the right to work here.
    • G_M
    • By G_M 1st Jan 10, 6:46 PM
    • 35,949 Posts
    • 39,282 Thanks
    G_M
    Apply for a passport / photo ID?
  • chesky369
    does a provisional driving licence work? that would be cheaper.
    • book12
    • By book12 2nd Jan 10, 12:30 PM
    • 2,439 Posts
    • 539 Thanks
    book12
    does a provisional driving licence work? that would be cheaper.
    Originally posted by chesky369
    Yes, it does work. However, RBS/Natwest won't accept it, unless you are under 18. Other banks accept it.
  • Twister84
    Yes, it does work. However, RBS/Natwest won't accept it, unless you are under 18. Other banks accept it.
    Originally posted by book12

    20 and under...


    This should help:

    http://www.natwest.com/personal/current-accounts/g2/id-required.ashx
    Anything that I do say, is strictly my opinion

    • book12
    • By book12 2nd Jan 10, 5:34 PM
    • 2,439 Posts
    • 539 Thanks
    book12
    Originally posted by Twister84
    Thanks for correcting me.

    Why won't Natwest/RBS accept a provisional licence for people over the age of 20?
  • Twister84
    Thanks for correcting me.

    Why won't Natwest/RBS accept a provisional licence for people over the age of 20?
    Originally posted by book12

    No idea, but I can find out
    Anything that I do say, is strictly my opinion

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