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no id for bank account
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# 1
diggerman123
Old 01-01-2010, 1:33 PM
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Default no id for bank account

Hi hope you can help.
I am wanting to open a basic bank account but have no id such as passport , driving licence etc.

I am on electoral roll and all utility bills are in my name inc council tax , water , electric , gas , tv etc.

would this be sufficient or would more id be required ? any advice appreciated
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# 2
seeya23
Old 01-01-2010, 1:44 PM
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barcalays cash card account you need

Identification documents required Cash Card Accounts
To open an account we need confirmation of who you are and where you live. We need two original documents (not photocopies) from the lists below.
To confirm who you are, we need one of the following:
  • Full passport.
  • European Union member state Identity Card.
  • UK Photocard driving licence or UK full paper driving licence.
  • Benefit books/benefit entitlement letters; includes pension, Child Benefit, income support, disability and Job Seeker's Allowance.
To confirm where you live, we need one of the following:
  • UK Photocard driving licence or UK full paper driving licence with current address (if not used as identification).
  • Gas bill (less than three months old).
  • Water bill (less than three months old).
  • Telephone bill for a fixed line (less than three months old), not a mobile phone bill.
  • Local authority council tax bill (current financial year).
  • Bank statement (less than three months old) from another bank (Internet statements are not acceptable).
  • Mortgage statement that's less than 12 months old (Internet statements are not acceptable).
  • Council rent book (must be current).
  • HM Revenue & Customs notice of tax coding (current tax year).
You can't use the same item twice. For joint accounts, we'll need this identification from both of you.
If you want advice on what documents to provide or need help completing the application call us free on 0800 015 4996 (Textphone 0800 015 4997). To maintain a quality service, we may monitor or record phone calls.

all so try abbey when i apply online they did ask for any id at all


Last edited by seeya23; 01-01-2010 at 1:48 PM.
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# 3
ManAtHome
Old 01-01-2010, 1:47 PM
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Do you have anything from the Revenue (notice of coding, tax demand, statement of account or benefits etc) - most banks accept these instead of the passport/driving license.

Are you looking any particular bank - others on here may have opened accounts with them.

[edit] I have used a Notice of Coding as a 'who you are' proof at several places (obviously not Barclays..)

Last edited by ManAtHome; 01-01-2010 at 1:51 PM.
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# 4
Burlesque Babe
Old 01-01-2010, 1:48 PM
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how about applying online for the Natwest Step account?
"Stay Wonky"

Become Mrs Pepe 9 October 2012
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# 5
opinions4u
Old 01-01-2010, 1:50 PM
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A number of providers use electronic verification which is driven by electoral register and credit files.

It's very likely that such providers won't have any problems verifying your ID.
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# 6
chesky369
Old 01-01-2010, 1:55 PM
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Are you employed? If so, you could ask your employer to write you a letter of recommendation to the bank they use, asking if they could extend you normal banking facilities.
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# 7
diggerman123
Old 01-01-2010, 2:01 PM
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nat west is pretty close to my house so i think i will give them a try , but what id will i need ?
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# 8
diggerman123
Old 01-01-2010, 2:03 PM
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i work on a farm and am paid in cash , so i only need a very basic account for occasional bill payments
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# 9
diggerman123
Old 01-01-2010, 2:04 PM
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opinions4u . can you name any of the ones that use this method?
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# 10
rb10
Old 01-01-2010, 2:21 PM
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Halifax are one bank that uses electronic verification. They'll be able to tell you before they go through the application whether they'll need to see any ID documents or not.

Natwest did not use it in August 2008, but may do now, I don't know.

Barclays and Abbey do not use electronic verification at all.
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# 11
book12
Old 01-01-2010, 2:38 PM
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Quote:
Originally Posted by diggerman123 View Post
nat west is pretty close to my house so i think i will give them a try , but what id will i need ?
http://www.natwest.com/personal/curr...-required.ashx
http://www.natwest.com/personal/curr...questions.ashx

I would get a photo ID for other reasons besides a bank account in the future, such as going into bars/clubs, proof of age, and the right to work here.
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# 12
G_M
Old 01-01-2010, 6:46 PM
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Apply for a passport / photo ID?
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# 13
chesky369
Old 02-01-2010, 8:39 AM
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does a provisional driving licence work? that would be cheaper.
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# 14
book12
Old 02-01-2010, 12:30 PM
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Quote:
Originally Posted by chesky369 View Post
does a provisional driving licence work? that would be cheaper.
Yes, it does work. However, RBS/Natwest won't accept it, unless you are under 18. Other banks accept it.
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# 15
Twister84
Old 02-01-2010, 3:22 PM
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Quote:
Originally Posted by book12 View Post
Yes, it does work. However, RBS/Natwest won't accept it, unless you are under 18. Other banks accept it.

20 and under...


This should help:

http://www.natwest.com/personal/curr...-required.ashx
Currently working for Natwest

Anything that I do say though, is strictly my opinion

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# 16
book12
Old 02-01-2010, 5:34 PM
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Quote:
Originally Posted by Twister84 View Post
Thanks for correcting me.

Why won't Natwest/RBS accept a provisional licence for people over the age of 20?
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# 17
Twister84
Old 03-01-2010, 5:52 PM
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Quote:
Originally Posted by book12 View Post
Thanks for correcting me.

Why won't Natwest/RBS accept a provisional licence for people over the age of 20?

No idea, but I can find out
Currently working for Natwest

Anything that I do say though, is strictly my opinion

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