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    • Malthusian
    • By Malthusian 9th Mar 17, 9:19 AM
    • 3,323 Posts
    • 5,063 Thanks
    Malthusian
    What I'm getting to is that luckily we finally managed to get wills done for free through GMB, the union, which my husband is a member of, so if anyone wants to get a free will you can easily through them.
    Originally posted by happyinflorida
    You could have written a free will yourself. Pen, paper and two witnesses cost nothing. I don't advocate DIY Wills, but that is essentially what you have now and you didn't have to go via a trade union to get it.

    There aren't that many people who have sufficient assets that intestacy becomes a problem for them, and yet can't afford to get the job done properly via a solicitor.
    • JimmyTheWig
    • By JimmyTheWig 9th Mar 17, 1:04 PM
    • 11,512 Posts
    • 11,165 Thanks
    JimmyTheWig
    There aren't that many people who have sufficient assets that intestacy becomes a problem for them, and yet can't afford to get the job done properly via a solicitor.
    Originally posted by Malthusian
    There are plenty of people who are "asset rich and cash poor".
    • Tiko
    • By Tiko 12th Mar 17, 11:45 AM
    • 1 Posts
    • 0 Thanks
    Tiko
    I have had a TERRIBLE experience with the WILLAID scheme and unfortunately I would NEVER advise anyone to join or support it. Last October I made an appointment under the scheme and paid the relevant fee. I had an appointment in what looked like an office that had been rented for the day with an elderly lady from Sidney Torrance and Co. To cut a long story short, six months later and despite MANY phone calls and emails on my part there is still no will. To make it worse, the CEO of Willaid promised more than once to refund my 95 fee so that I could start the process again. He promised me that he personally had authorised the refund then when it turned out that the refund had STILL not been paid despite his assurance, he investigated and assured me - just last week - that the refund had definitely been paid. I offered to send him my bank statements even, just to prove that what I was saying was true and he then mysteriously discovered that the payment had left their bank account but somehow been weirdly paid back to them!!! You could not make it up! I have spent several hours following this over the course of six months - and six months after my will was supposedly going to be written, I have no refund of my 95, no will, and no faith in this scheme.
    • Caroline198611
    • By Caroline198611 29th Mar 17, 11:44 AM
    • 1 Posts
    • 0 Thanks
    Caroline198611
    Hi my older sister is executor of my parents will, the process has taken 2 years to resolve due to absentee freeholder. We have now been granted the right to buy freehold. What advice I need is where do my rights stand, as a executor my sister has took control will not update me with what's going on, where we are in the process, because she doesn't need the money it seems like I'm at a stand still. I'm 20 years younger than her and could do with the money. She is dragging her heels. I'm not sure where I stand as she said the estate agents, conveyancy and solicitor will not speak to me as I'm not executor, is this right? I'm named as a beneficiary and there are only me and her on the will. I'm fed up of waiting, not having my texts replied to by my sister and generally not knowing what's going on from one week to the next.. It's causing me undue stress I'm only 30 you see and already have no family left just my sister who doesn't seem to be bothered about moving this forward. I need to know if I can ring these people myself and demand a update or not been as I get nothing from my sister. Do I hold any rights here. Thank you in advance any info greatly appreciated..
    • Duckyk
    • By Duckyk 13th May 17, 9:07 AM
    • 1 Posts
    • 0 Thanks
    Duckyk
    Hello,

    I was wondering if anyone has used the offers from Gumtree/Wowcher anything like this site, where they are offering it at a cheaper price.

    Are these will's to be trusted are they any good or am i better off finding someone local to write my will?


    Thanks
    • Yorkshireman99
    • By Yorkshireman99 13th May 17, 9:52 AM
    • 3,315 Posts
    • 2,670 Thanks
    Yorkshireman99
    Hello,

    I was wondering if anyone has used the offers from Gumtree/Wowcher anything like this site, where they are offering it at a cheaper price.

    Are these will's to be trusted are they any good or am i better off finding someone local to write my will?


    Thanks
    Originally posted by Duckyk
    These will be off the shelf without proper discussion of your needs and prospects. Ask around and use a local solictor who should not charge more than 200.
    • Moira Hollamby
    • By Moira Hollamby 26th Jun 17, 2:15 PM
    • 1 Posts
    • 0 Thanks
    Moira Hollamby
    "Your will be done website. I used this service today is was quick and easy to use as I do not own property or have anything complicated to do. You can alter it free of charge at anytime For 15 (this was with the MSE code I think this is value for money
    • ThemeOne
    • By ThemeOne 8th Sep 17, 10:40 AM
    • 1,118 Posts
    • 927 Thanks
    ThemeOne
    Can anyone advise on the best place for me to make my will. I want to leave property to a child who is currently only 2 years old, and I'm also director of a small company which will need to be included in the will.
    • Mojisola
    • By Mojisola 8th Sep 17, 10:57 AM
    • 28,548 Posts
    • 72,705 Thanks
    Mojisola
    Can anyone advise on the best place for me to make my will.

    I want to leave property to a child who is currently only 2 years old, and I'm also director of a small company which will need to be included in the will.
    Originally posted by ThemeOne
    With an experienced solicitor.

    This isn't a simple will.
    • Castiger
    • By Castiger 26th Sep 17, 4:09 PM
    • 1 Posts
    • 0 Thanks
    Castiger
    Overseas circumstances
    My son and family are currently based in the Middle East.
    What advice can I get regarding them making a will now they have a young family?
    Thanks.
    • Yorkshireman99
    • By Yorkshireman99 26th Sep 17, 4:36 PM
    • 3,315 Posts
    • 2,670 Thanks
    Yorkshireman99
    My son and family are currently based in the Middle East.
    What advice can I get regarding them making a will now they have a young family?
    Thanks.
    Originally posted by Castiger
    They need professional advice not a will writer or DIY. Do they own assets in the U.K.? They will need a separate will for any assets held in a foreign country and that will be subject to the local law. Many law firms in the Middle Esat have staff that can deal with wills for both local and U.K.
    • Yorkshireman99
    • By Yorkshireman99 26th Sep 17, 8:31 PM
    • 3,315 Posts
    • 2,670 Thanks
    Yorkshireman99
    Interested for some opinions. Friend got her will written by a STEP solicitor a "will trust" which I believe is also called "post immediate post death interest trust". Her will is exactly to my requirements and she told she could draft it for me word for word and change her personal details. I am all for it after contacting a few solicitors who increase the price as soon as they heard the word "will trust". I do not mind paying and have asked a solicitor whether mine could mirror hers and she told me no she has to use her own wordings. I do not think I will get any solicitor who is willing to check it for me and pay them for their time. I have shown it to one of the executor and she is clueless although she agrees it is a well written will she is worried in case it is invalid due to DIY. She said in that case why doesn't everybody does I am sure some people do it that way.Mistakes are unlikely as she has got a template and she only needs to change the personal details. My niece is a solicitor but her field is in media I could ask her to read proof it but she is dead against will trust. It was expensive but her will cover all eventualities you can think of regarding giving half of share of property to adult children. Some opinions please. Thanks
    Originally posted by cherry76
    Short answer is go to a solicitor who is a STEP member. Longer answer is go armed with what you want to do, not what somebody else has chosen. Trying to do it on the cheap is likly to cause problems for your executors. Let them use their own wording and don't try to second guess them.
    • oligopoly
    • By oligopoly 4th Oct 17, 9:27 AM
    • 283 Posts
    • 74 Thanks
    oligopoly
    Sorry if this has been asked before but if my assumption is correct then I'm surprised this isn't the first sentence in Martin's advice...

    I am married with 1 kid. When I die I want all assets passed to my wife. This is the default action under UK law? So therefore I don't need a will? Is this correct? Thanks.
    Increasingly money-conscious
    • Savvy_Sue
    • By Savvy_Sue 4th Oct 17, 10:07 AM
    • 37,824 Posts
    • 34,216 Thanks
    Savvy_Sue
    Sorry if this has been asked before but if my assumption is correct then I'm surprised this isn't the first sentence in Martin's advice...

    I am married with 1 kid. When I die I want all assets passed to my wife. This is the default action under UK law? So therefore I don't need a will? Is this correct? Thanks.
    Originally posted by oligopoly
    It's not quite correct. The first 250,000 of your estate passes to your wife, the rest to your child(ren). It can be particularly difficult if you own a house worth more than that.

    If your estate is less than that and always will be, happy days. But even then, intestacy doesn't answer any of the 'what if' questions:

    What if
    • Your wife dies first
    • You both die together (in which case the eldest is presumed to have died first)
    • You both die before your child is an adult
    And there may be others, depending on your particular situation, and there's no substitute for 'proper' advice on what those questions might be.

    Plus, if your estate is likely to be more than 325,000 and your wife's likewise, then your child(ren) may end up paying inheritance tax which could be avoided or reduced with a half-decent will.
    Still knitting!
    Completed: 1 adult cardigan, 3 baby jumpers, 2 shawls, 3 pairs baby bootees,
    1 Wise Man Knitivity figure + 1 sheep, 2 pairs socks, 1 seaman's hat ...
    Current projects: 1 shawl, another seaman's hat
    • JWarby
    • By JWarby 4th Oct 17, 12:35 PM
    • 1 Posts
    • 0 Thanks
    JWarby
    I apologise if this question has been asked before... it's about having an author estate. I need to know as a published author earning currently quite a small income from royalties from Amazon, (my publishers being KDP and Createspace in ebooks and paperback formats), and currently any royalties, small as they are each month, are paid into my current bank account.What can I do about someone inheriting my author estate, which has only materialised since my husbands and my mirror wills were drawn up and lodged with solicitors quite a few years ago? If I die I assume the payments from my Amazon book sales will still continue to go into my bank account, even though my husband will inherit my estate otherwise. Can he still recive the payments in my name? Also what can I do to make sure that once neither my husband or I are alive, but my books hopefully might still be selling and there will still be a small income from them, that my daughter can inherit this income/estate? What advice can anyone give me about this please?
    • Yorkshireman99
    • By Yorkshireman99 4th Oct 17, 1:55 PM
    • 3,315 Posts
    • 2,670 Thanks
    Yorkshireman99
    Everyone should have their will reviewed at regular intervals say five years. I would striongly recommend that you both visit avsolicitor and have both your wills done again. Don’t try to DIY it or use a will writer.
    Last edited by Yorkshireman99; 04-10-2017 at 4:40 PM.
    • oligopoly
    • By oligopoly 4th Oct 17, 3:27 PM
    • 283 Posts
    • 74 Thanks
    oligopoly
    Plus, if your estate is likely to be more than 325,000 and your wife's likewise, then your child(ren) may end up paying inheritance tax which could be avoided or reduced with a half-decent will.
    Originally posted by Savvy_Sue
    OK that last sentence sounds like main reason for me to have a will! Thank you
    Increasingly money-conscious
  • archived user
    hi

    anyone know how to find a cheaper executor than a bank/solicitor? these are the only possibilities i have..
    2 - 4 % of my house sale as a fee is too much....crooks [yes i know its a lot of work]

    or a charity who would act as [not hire] an executor, i will expect them then take a fee, they will also get 50% or more of the house , another charity will get the other half [just in case one runs off to Vegas with everyone's money]

    ps: if you are one of those lovely solicitor fellows and are keen to do your piece for charity here's a chance

    thanks
    Last edited by qaz123123; 09-10-2017 at 1:56 PM.
    • Yorkshireman99
    • By Yorkshireman99 9th Oct 17, 1:50 PM
    • 3,315 Posts
    • 2,670 Thanks
    Yorkshireman99
    hi

    anyone know how to find a cheaper executor than a bank/solicitor? these are the only possibilities i have..
    2 to 4 % of my house sale as a fee is too much....crooks! [yes i know its a lot of work]

    or a charity who would act as [not hire] an executor, i will expect them then take a fee, they will also get 50% or more of the house sale

    thanks
    Originally posted by qaz123123
    You should avoid the bank as they will just pass it to a tame solicitor and add their fee. Unless your estate is complex then use a lay executor or negotiate a fee based on work actually done rather than a percentage.
    • t33
    • By t33 18th Oct 17, 7:22 PM
    • 47 Posts
    • 9 Thanks
    t33
    It is free will writing month in Scotland and I really need to get mine sorted. There is a list available of participating lawyers but I really don't want to pick one at random. Does anyone have a recommendation? I'm in Edinburgh.

    p.s. Not sure if it is allow to ask for recommendations, if not please delete.

    Thanks
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